INBK director granted 2,416 restricted shares

First Internet Bancorp director Joseph A. Fenech received a grant of 2,416 shares of common stock as a restricted stock award.

Rhea-AI Filing Summary

First Internet Bancorp director Joseph A. Fenech received a grant of 2,416 shares of common stock as a restricted stock award. The award carries a zero dollar grant price and is scheduled to vest on the earlier of May 18, 2027 or immediately before the company’s next annual shareholders’ meeting.

After this award, Fenech directly holds 12,535 common shares, which include 17 shares acquired between April 16, 2026 and May 18, 2026 through the First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan. A separate entry reports 4,050 shares owned indirectly through GenOpp Financial Fund LP, for which he disclaims beneficial ownership.

Insider Trade Summary

Grant/Award: 2,416 shares

Grant/Award 2 txns

Insider Fenech Joseph A.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,416	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,535 shares (Direct); Common Stock — 4,050 shares (Indirect, Shares owned by GenOpp Financial Fund LP)

Footnotes (3)

1. F1. Restricted stock award scheduled to vest the earlier of May 18, 2027 or immediately prior to the Company's next annual shareholders' meeting.
2. F2. Includes 17 shares acquired between April 16, 2026 and May 18, 2026 pursuant to the First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan.
3. F3. All shares are owned by GenOpp Financial Fund LP (the 'Fund'). Mr. Fenech is the indirect owner of the general partner and investment manager, respectively, of the Fund. This filing is not an admission that Mr. Fenech beneficially owns the securities covered by this report.

Key Figures

Restricted stock award: 2,416 shares Grant price: $0.00 per share Direct holdings after grant: 12,535 shares +3 more

6 metrics

Restricted stock award 2,416 shares Grant of common stock with code A

Grant price $0.00 per share Restricted stock award compensation grant

Direct holdings after grant 12,535 shares Common stock held directly after 2,416-share award

Dividend plan acquisition 17 shares Acquired between April 16, 2026 and May 18, 2026 under DRIP

Indirect holdings via fund 4,050 shares Owned by GenOpp Financial Fund LP; beneficial ownership disclaimed

Vesting date trigger May 18, 2027 Latest vesting date for restricted stock award

Key Terms

Restricted stock award, First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan, beneficially owns, indirect owner

4 terms

Restricted stock award financial

"Restricted stock award scheduled to vest the earlier of May 18, 2027..."

A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.

First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan financial

"Includes 17 shares acquired... pursuant to the First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan."

beneficially owns financial

"This filing is not an admission that Mr. Fenech beneficially owns the securities covered by this report."

Beneficially owns means a person or entity enjoys the economic benefits and control of a security even if the legal title or registration is held in another name. Think of it like having the keys and profits from a car that is registered to a friend: you use it, benefit from it, and make decisions about it even though the official paperwork lists someone else. For investors, this matters because it reveals who truly controls shares, affects voting power, potential conflicts of interest, and regulatory disclosure obligations.

indirect owner financial

"Mr. Fenech is the indirect owner of the general partner and investment manager..."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did INBK director Joseph A. Fenech report in this Form 4?

He reported receiving a grant of 2,416 shares of First Internet Bancorp common stock as a restricted stock award. The filing also updates his direct and indirect holdings following this compensation-related transaction.

How many INBK shares did Joseph A. Fenech receive in the latest award?

He received 2,416 shares of First Internet Bancorp common stock. The award is reported with a grant price of $0.00 per share, reflecting a compensation grant rather than a market purchase.

When does Joseph A. Fenech’s INBK restricted stock award vest?

The restricted stock award is scheduled to vest on the earlier of May 18, 2027 or immediately prior to First Internet Bancorp’s next annual shareholders’ meeting. This creates a time- and event-based vesting condition for the 2,416 granted shares.

How many INBK shares does Joseph A. Fenech hold directly after this grant?

Following the grant, he directly holds 12,535 shares of First Internet Bancorp common stock. This total includes 17 shares acquired between April 16, 2026 and May 18, 2026 through the company’s Dividend Reinvestment and Stock Purchase Plan.

What indirect holdings in INBK are associated with Joseph A. Fenech?

An additional 4,050 First Internet Bancorp shares are held by GenOpp Financial Fund LP. Fenech is an indirect owner of the fund’s general partner and investment manager but disclaims beneficial ownership of these securities in the Form 4 footnotes.

Was the INBK transaction a market buy or sell by Joseph A. Fenech?

No market buy or sell is reported. The key transaction is a Form 4 code A grant, described as a grant, award, or other acquisition of 2,416 restricted shares, which is compensation-related rather than an open-market trade.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/19/2026 - 03:06 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fenech Joseph A.

(Last) (First) (Middle)

8701 E. 116TH STREET

(Street)

FISHERS INDIANA 46038

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
First Internet Bancorp [ INBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/18/2026		A		2,416(1)	A	$0	12,535(2)	D
Common Stock								4,050	I	Shares owned by GenOpp Financial Fund LP(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock award scheduled to vest the earlier of May 18, 2027 or immediately prior to the Company's next annual shareholders' meeting.

2. Includes 17 shares acquired between April 16, 2026 and May 18, 2026 pursuant to the First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan.

3. All shares are owned by GenOpp Financial Fund LP (the 'Fund'). Mr. Fenech is the indirect owner of the general partner and investment manager, respectively, of the Fund. This filing is not an admission that Mr. Fenech beneficially owns the securities covered by this report.

Remarks:

	/s/ Kenneth J. Lovik, Attorney-in-Fact for Joe Fenech (power of attorney previously filed)	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)