Welcome to our dedicated page for Independent Bk Mass SEC filings (Ticker: INDB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Independent Bank Corp. (INDB), the Massachusetts-based bank holding company for Rockland Trust Company. As a Nasdaq Global Select Market issuer in the commercial banking industry, Independent Bank Corp. files a range of regulatory documents that explain its financial condition, results of operations, and significant corporate events.
Through its SEC reports, the company discloses information about commercial banking activities, loan and deposit balances, net interest margin, and noninterest income generated by Rockland Trust’s banking, investment, and insurance services. Filings also describe the company’s regional footprint, including retail branches in Eastern Massachusetts, Worcester County, and Southern New Hampshire, and commercial banking and investment management offices in Massachusetts, New Hampshire, and Rhode Island.
Current reports on Form 8-K document material events such as quarterly earnings announcements, investor presentations, dividend declarations, and the completion of acquisitions. For example, Independent Bank Corp. has filed 8-Ks related to its acquisition of Enterprise Bancorp, Inc., including an amended 8-K providing historical financial statements of Enterprise and unaudited pro forma condensed consolidated financial statements for the combined company.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system and are paired with AI-powered summaries that highlight key points, such as changes in earnings, capital actions, or merger-related impacts. Users can quickly scan what each filing covers before opening the full document, which is especially useful for lengthy reports.
Investors researching INDB can use this page to review quarterly and annual reports, 8-K disclosures, and other required filings, as well as to monitor documents that relate to dividends, stock repurchase plans, and acquisition accounting. The combination of original filings and AI-generated explanations is intended to make Independent Bank Corp.’s regulatory reporting more accessible and easier to interpret.
Independent Bank Corp. furnished an investor presentation outlining recent performance and its 2026 outlook. As of December 31, 2025, the company reported $24.9 billion in total assets, $18.5 billion in loans, $20.1 billion in deposits, and $9.2 billion of wealth management assets.
For Q4 2025, operating net income was $84.4 million, with operating diluted EPS of $1.70, up 9.7% from $1.55 in Q3 2025. The adjusted net interest margin rose to 3.64%, while reported margin reached 3.77%. Asset quality remained solid, with nonperforming loans at 0.45% of total loans and allowance for credit losses at 1.03%.
The bank highlighted strong capital, including a tangible common equity to tangible assets ratio of 9.88% and CET1 of 12.86% as of December 31, 2025. It provided 2026 guidance calling for low- to mid-single digit growth in core deposits, mid-single digit growth in commercial and industrial loans, continued net interest margin expansion toward 3.85%–3.90%, stable asset quality, and core operating expenses of $550–$555 million, plus $4–$5 million of one-time core system upgrade costs.
Independent Bank Corp. disclosed that President and Chief Executive Officer Jeffrey Tengel has been diagnosed with lymphoma. He told employees the cancer type is highly treatable, he has begun chemotherapy, and he expects a full recovery.
Tengel plans to continue working while adjusting his schedule, with support from the Executive Leadership Team and Board of Directors. He may limit attendance at large in‑person events during treatment but emphasized that the bank’s strategy, mission, and leadership focus remain unchanged.
Independent Bank Corp executive Mark J. Ruggiero, CFO & EVP Consumer Lending, acquired 1,049 shares of common stock on
Independent Bank Corp.'s Chief Administrative Officer, Lee C. Powlus, acquired 504 shares of common stock under the company's 401(k) Restoration Plan at a weighted average price of about $78.81 per share. This increased his directly held stake to 7,294 shares.
Independent Bank Corp., parent of Rockland Trust, reports year-end 2025 with total assets of $24.9 billion, deposits of $20.1 billion, and stockholders’ equity of $3.6 billion. The bank operates over 150 branches across Eastern Massachusetts, Worcester County, southern New Hampshire, and Rhode Island.
On July 1, 2025 it completed the $503.1 million acquisition of Enterprise Bancorp, paying $477.2 million in stock (7,478,906 shares) and $25.9 million in cash. Gross loans reached $18.5 billion, about 74.3% of assets, with a heavy emphasis on commercial lending and low reported non‑performing ratios in key commercial and consumer segments.
The company highlights strong regulatory standing, including “well capitalized” ratios above required buffers and an “Outstanding” CRA rating. It also emphasizes human capital and community focus, with 2,294 employees, robust training programs, and over $4.8 million in charitable and community contributions during 2025.
INDEPENDENT BANK CORP Chief Executive Officer Jeffrey J. Tengel reported equity compensation and related tax withholding transactions. On
On
Independent Bank Corp. CFO and EVP Consumer Lending Mark J. Ruggiero reported equity compensation and related tax-share dispositions. On February 19, 2026, he was granted 3,300 shares of common stock as time-vesting restricted stock at a stated price of $82.3975 per share for reporting purposes. On February 20 and 22, 2026, he disposed of 337 and 332 shares, respectively, back to Independent Bank Corp. at $82.3975 per share to satisfy tax withholding obligations, not as open-market sales. Following these transactions, he directly owned 25,169.8157 shares of common stock.
Independent Bank Corp. granted Chief Commercial Banking Officer James T. Rizzo 2,300 shares of time-vesting restricted common stock on February 19, 2026 at a stated price of
To cover related tax withholding obligations, Rizzo disposed of 224 shares on February 20, 2026 and 153 shares on February 22, 2026 back to Independent Bank Corp. at
Independent Bank Corp Chief Administrative Officer Lee C. Powlus reported equity compensation activity in the form of restricted stock and related tax withholding. On February 19, 2026, he acquired 2,350 shares of Common Stock at $0.00 per share as a grant or award of time-vesting restricted stock. On February 20, 2026, 238 shares of Common Stock were disposed of at $82.3975 per share, and on February 22, 2026, 168 shares were disposed of at the same price, both identified as tax-withholding dispositions to Independent Bank Corp. to satisfy tax obligations, rather than open-market sales. Following these transactions, Powlus directly owned 6,790 shares of Common Stock.
Independent Bank Corp. reported that Chief Risk Officer Tamina O'Neill acquired 2,300 shares of common stock through a grant of time-vesting restricted stock. The award, dated February 19, 2026, was issued at no cash cost per share and is held as direct ownership.