Here are the 10-K annual reports from Independent Bank Corp/MA (INDB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow INDB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full INDB filings page.
Independent Bank Corp., parent of Rockland Trust, reports year-end 2025 with total assets of $24.9 billion, deposits of $20.1 billion, and stockholders’ equity of $3.6 billion. The bank operates over 150 branches across Eastern Massachusetts, Worcester County, southern New Hampshire, and Rhode Island.
On July 1, 2025 it completed the $503.1 million acquisition of Enterprise Bancorp, paying $477.2 million in stock (7,478,906 shares) and $25.9 million in cash. Gross loans reached $18.5 billion, about 74.3% of assets, with a heavy emphasis on commercial lending and low reported non‑performing ratios in key commercial and consumer segments.
The company highlights strong regulatory standing, including “well capitalized” ratios above required buffers and an “Outstanding” CRA rating. It also emphasizes human capital and community focus, with 2,294 employees, robust training programs, and over $4.8 million in charitable and community contributions during 2025.