Independent Bank Corp/MA 8-K Filings

Independent Bank Corp. (INDB) furnished an investor presentation outlining its franchise profile, Q2 2026 performance and 2026 outlook. As of June 30, 2026, the company reported $25.0 billion in total assets, $18.4 billion in loans and $20.4 billion in deposits, with a New England–focused Rockland Trust banking franchise.

For Q2 2026, net income was $81.8 million and diluted and operating EPS were both $1.70, with operating return on average assets of 1.34% and operating return on average tangible common equity of 14.05%. The reported net interest margin was 3.85% and adjusted margin 3.76%, while deposits grew 1.5% quarter-over-quarter and loans declined 0.2%.

Asset quality metrics remained relatively strong, with nonperforming loans at $103.6 million, or 0.56% of total loans, and an allowance for credit losses of 1.06% of total loans. Capital ratios were robust, including a tangible common equity to tangible assets ratio of 9.69% and a Common Equity Tier 1 ratio of 12.81%. The company reaffirmed 2026 guidance, including targeted net interest margin expansion to 3.90%–3.95% in Q4 2026, modest core loan and deposit growth, stable asset quality and a tax rate of 23.50%–24.00%.

Independent Bank Corp. furnished investor materials for the 2026 KBW Summer Bank Conference outlining Q2 2026 performance and strategy. For the quarter, net income was $81.8 million and diluted and operating EPS were $1.70, with ROAA of 1.34% and ROATCE of 14.05%.

Total assets were $25.0 billion, loans $18.4 billion, and deposits $20.4 billion as of June 30, 2026, while wealth management assets under administration reached $9.5 billion. Adjusted net interest margin was 3.76% as deposits increased 1.5% from March 31, 2026 and fee income rose 5.3%. Asset quality metrics included an allowance for credit losses of 1.06% of total loans, criticized and classified commercial loans at 3.86%, and nonperforming loans at 0.56% of total loans. Capital ratios were strong, including a CET1 ratio of 12.80%, total capital of 15.71%, and tangible common equity to tangible assets of 9.69%, alongside Q2 repurchases of approximately 964,000 shares for $75 million and tangible book value per share of $48.34. Management also provided 2026 guidance for modest loan and deposit growth, core margin expansion toward 3.90%–3.95%, stable asset quality, and disciplined expense management.

Independent Bank Corp. reported Q2 2026 net income of $81.8 million, or $1.70 per diluted share, up from $79.9 million ($1.63) in Q1 2026 and $51.1 million ($1.20) in Q2 2025. Return on average assets was 1.34%, and return on average common equity was 9.24%, with return on average tangible common equity of 14.05%.

Net interest income was $210.9 million. The reported net interest margin was 3.85%, while the adjusted margin excluding purchase accounting accretion and other non-core items rose to 3.76%. Deposits increased 1.5% sequentially to $20.4 billion, loans were $18.4 billion, and wealth management assets under administration reached $9.5 billion.

Asset quality metrics included nonperforming loans of $103.6 million, or 0.56% of total loans, and net charge-offs of $0.9 million, or 0.02% of average loans annualized. The allowance for credit losses on loans was $195.9 million, or 1.06% of total loans. The company repurchased approximately 964,000 shares for $75.0 million, and tangible book value per share increased to $48.34.

Independent Bank Corp., parent of Rockland Trust Company, announced a regular quarterly cash dividend of $0.64 per share on its common stock.

The dividend will be paid on July 9, 2026 to stockholders of record at the close of business on June 29, 2026, continuing the company’s practice of returning cash to shareholders.

Independent Bank Corp. furnished an investor presentation highlighting solid Q1 2026 performance and outlining 2026 expectations. As of March 31, 2026, the company reported $24.8 billion in total assets, $18.4 billion in loans, and $20.1 billion in deposits.

Q1 2026 net income was $79.9 million, or $1.63 diluted EPS, with operating EPS of $1.68. Operating return on average assets reached 1.35% and operating return on average tangible common equity was 14.05%. The reported net interest margin was 3.90%, with adjusted margin of 3.72%, both higher than in late 2025.

Credit quality metrics showed nonperforming loans of $96.6 million, or 0.52% of total loans, and criticized and classified commercial loans of $575.5 million, or 4.04% of total commercial loans. Tangible common equity to tangible assets stood at 9.86%, and CET1 capital was 12.89%, underscoring a strong capital position.

The presentation also describes active capital management, including repurchases of 802,316 shares for $63.3 million in Q1 2026 and a quarterly dividend of $0.64, up 8.5% from the prior quarter. 2026 guidance calls for mid-single-digit commercial and industrial loan growth, low- to mid-single-digit core deposit growth, and further net interest margin expansion toward a 3.90%–3.95% target in Q4 2026, assuming stable longer-term Treasury rates and neutral Federal Reserve policy.

Independent Bank Corp. reported the results of shareholder voting from its 2026 Annual Meeting held on May 14, 2026. Shareholders re-elected Class III directors James O. Morton, Daniel F. O’Brien, and Leif O’Leary, each receiving more than 35 million votes in favor, with several million broker non-votes recorded.

Shareholders also approved the ratification of Ernst & Young LLP as the company’s independent registered public accounting firm for 2026, with 41,769,910 votes for and only 188,503 against. In addition, shareholders approved, on an advisory basis, the compensation of the company’s named executive officers, with 35,991,052 votes for and 2,156,231 against.

Independent Bank Corp. announced that its board authorized a new stock buyback plan effective April 30, 2026, permitting repurchases of up to $200 million of common stock. This new authorization is expected to begin after completing the July 2025 plan, which has about $10.5 million remaining.

Repurchases may occur over time in open-market trades, privately negotiated deals, or through Rule 10b5-1 trading plans, giving the company flexibility in how it executes the program. The authorization runs through April 29, 2027 and can be modified, suspended, or discontinued at any time based on pricing, market conditions, capital levels, retained earnings, and legal or contractual limits.

Independent Bank Corp. reported strong first-quarter 2026 results with higher profitability and stable balance sheet metrics. Net income rose to $79.9 million, or $1.63 per diluted share, up from $75.3 million, or $1.52 per share in the prior quarter. On an operating basis, which excludes merger-related costs, net income was $82.1 million, or $1.68 per diluted share.

The bank’s return on average assets improved to 1.31%, and return on average common equity rose to 9.02%, with operating returns slightly higher. Net interest margin expanded to 3.90%, with adjusted margin at 3.72%, helped by higher asset yields and lower deposit costs. Total assets were $24.8 billion, loans were $18.4 billion, and deposits were $20.1 billion, all essentially flat quarter over quarter.

Capital remains solid, with a common equity tier 1 ratio of 12.87% and tangible book value per share of $47.86 despite repurchasing about 802,000 shares for $63.3 million and increasing the quarterly dividend to $0.64. Asset quality is still sound but showed some pressure as nonperforming loans rose to $96.6 million, or 0.52% of total loans, and criticized and classified commercial loans increased to $575.5 million, or 4.0% of total commercial loans.

Independent Bank Corp. announced that Director Mary L. Lentz retired from the Boards of both Independent Bank Corp. and Rockland Trust Company effective April 11, 2026. She reached age 72, triggering the Company’s Governance Principles, which make directors ineligible to continue serving once they attain that age.

Mary L. Lentz had served as a director since 2016, on the Audit Committee since 2018, and on the Risk Committee since 2024.

Independent Bank Corp. announced an 8.5% increase in its quarterly common stock dividend. The Board of Directors declared a $0.64 per share dividend, up $0.05 from the prior quarter.

The dividend will be payable on April 9, 2026 to stockholders of record at the close of business on March 30, 2026. Management links the higher dividend to improved profitability and an ongoing focus on delivering sustainable returns of capital to shareholders.

Independent Bank Corp. announced that director Scott Smith has chosen not to stand for re-election at the company’s Annual Shareholder Meeting on May 14, 2026. He has served as a director of both Independent Bank Corp. and Rockland Trust Company since April 1, 2019 and joined the Board’s Trust Committee in April 2023.

The company states that Mr. Smith’s decision is voluntary and is not due to any disagreement with Independent Bank Corp., Rockland Trust, the Board, or management. He will continue serving as a director until the date of the Annual Shareholder Meeting.

Independent Bank Corp. furnished an investor presentation outlining recent performance and its 2026 outlook. As of December 31, 2025, the company reported $24.9 billion in total assets, $18.5 billion in loans, $20.1 billion in deposits, and $9.2 billion of wealth management assets.

For Q4 2025, operating net income was $84.4 million, with operating diluted EPS of $1.70, up 9.7% from $1.55 in Q3 2025. The adjusted net interest margin rose to 3.64%, while reported margin reached 3.77%. Asset quality remained solid, with nonperforming loans at 0.45% of total loans and allowance for credit losses at 1.03%.

The bank highlighted strong capital, including a tangible common equity to tangible assets ratio of 9.88% and CET1 of 12.86% as of December 31, 2025. It provided 2026 guidance calling for low- to mid-single digit growth in core deposits, mid-single digit growth in commercial and industrial loans, continued net interest margin expansion toward 3.85%–3.90%, stable asset quality, and core operating expenses of $550–$555 million, plus $4–$5 million of one-time core system upgrade costs.

Independent Bank Corp. disclosed that President and Chief Executive Officer Jeffrey Tengel has been diagnosed with lymphoma. He told employees the cancer type is highly treatable, he has begun chemotherapy, and he expects a full recovery.

Tengel plans to continue working while adjusting his schedule, with support from the Executive Leadership Team and Board of Directors. He may limit attendance at large in‑person events during treatment but emphasized that the bank’s strategy, mission, and leadership focus remain unchanged.

Independent Bank Corp. filed a current report to furnish an investor presentation that will be used at the 2026 KBW Winter Financial Services Conference on February 12, 2026. The materials are provided as Exhibit 99.1, with the cover page interactive data file included as Exhibit 104.

Independent Bank Corp. filed a current report describing its latest quarterly results communication. On January 22, 2026, the company announced by press release its earnings for the quarter ended December 31, 2025, and attached that press release as Exhibit 99.1. It also furnished earnings presentation materials to be used on its earnings conference call as Exhibit 99.2. Both the press release and presentation are being furnished, not filed, which limits their treatment under certain liability provisions of the Exchange Act.

Independent Bank Corp. reported that certain members of its management team will use an investor presentation in meetings with investors and other interested parties during December 2025. The presentation is provided as Exhibit 99.1, giving audiences structured materials about the company for these outreach meetings.

Independent Bank Corp. (INDB) filed a Form 8-K announcing that management will use an investor presentation during the fourth quarter of 2025. The materials are furnished as Exhibit 99.1 and are intended for meetings with investors and other interested parties. The filing also lists Exhibit 104 for the cover page interactive data file (Inline XBRL). INDB’s common stock trades on the NASDAQ Global Select Market.

Independent Bank Corp. (INDB) announced its earnings for the quarter ended September 30, 2025 and furnished related materials. The earnings press release was provided as Exhibit 99.1 under Item 2.02. The company also furnished an earnings presentation as Exhibit 99.2 under Item 7.01. The furnished information, including Exhibits 99.1 and 99.2, is not deemed “filed” under Section 18 of the Exchange Act.

Independent Bank Corp. reported that its board has declared a quarterly dividend on its common stock. The company disclosed this by issuing a press release on September 18, 2025, which is attached to the report as Exhibit 99.1 and incorporated by reference. The dividend relates to the company’s common stock, $0.01 par value per share, which trades on the NASDAQ Global Select Market under the symbol INDB.

Independent Bank Corp. filed an amended current report to add detailed financial information related to its completed merger with Enterprise Bancorp, Inc. The company previously reported that Enterprise merged with and into Independent on July 1, 2025, with Independent as the surviving corporation under a December 8, 2024 merger agreement.

This amendment supplies Enterprise’s historical audited consolidated financial statements for the years ended December 31, 2024 and 2023, unaudited financial statements for the six months ended June 30, 2025, and unaudited pro forma condensed consolidated financial statements for Independent for the year ended December 31, 2024 and the six months ended June 30, 2025. These materials, provided in Exhibits 99.1 and 99.2, are intended to help investors understand how the Enterprise acquisition affects Independent’s combined financial position and results.

Independent Bank Corp. filed a current report to furnish an investor presentation as an exhibit. The materials, attached as Exhibit 99.1, will be used at the Raymond James 2025 U.S. Bank and Banking on Tech Conferences on September 3, 2025. The filing is informational, sharing the same deck with the broader market that management will present at this conference.

Independent Bank Corp. (NASDAQ: INDB) filed an 8-K reporting the voluntary resignation of director Aparna Ramesh effective July 10, 2025. According to the filing, Ms. Ramesh’s departure is not the result of any disagreement with the Company, Rockland Trust, the Board or management. No additional board changes, committee reassignments, or compensation arrangements were disclosed. Other than the standard exhibit for the Inline XBRL cover page (Exhibit 104), the report contains no financial statements or further operational updates.

The filing is narrowly focused on a single corporate governance event and does not include earnings data, strategic initiatives, or transaction details. As such, investor impact appears limited and largely dependent on how shareholders value Ms. Ramesh’s expertise and board contributions.

Independent Bank Corp. (NASDAQ: INDB) filed a Form 8-K to disclose that its Board of Directors adopted Amended and Restated By-laws on June 18, 2025. The filing is limited to governance updates; no financial performance or transactional information is included.

Key shareholder-meeting changes:

• Virtual meetings enabled: Section 3, Article Two now explicitly permits fully remote shareholder meetings.
• Mandatory voter list: New Section 10, Article Two requires the preparation and inspection availability of an eligible-shareholder list, aligning with Massachusetts corporate law.
• Presiding officer clarification: If the Chair is absent, the Chief Executive Officer will chair shareholder meetings (amended Section 6, Article Four).

Key officer-related amendments:

• Election flexibility: Officers other than the Chair, CEO, President, Treasurer and Secretary may now be elected by either the Board or the CEO (amended Section 2, Article Four).
• Bond requirement removed: Language allowing the Board to require officers to post performance bonds has been eliminated (Section 3, Article Four).
• Removal authority clarified: The CEO may remove officers the CEO appointed, while the Board retains the right to remove any officer (Section 5, Article Four).
• Treasurer duties updated; references to Assistant Treasurer and Assistant Secretary positions were deleted (Section 10, Article Four).

The company states that additional immaterial, technical and conforming edits are included throughout the document. The amended By-laws are filed as Exhibit 3.1, with corresponding Inline XBRL cover-page data provided as Exhibit 104.

No changes to fiscal year, financial statements, capital structure or strategic direction are disclosed. Accordingly, the content is best viewed as routine corporate-governance housekeeping with negligible direct impact on near-term valuation.