INLIF: S.H.N. reports 9.99% beneficial ownership

The reported amount excludes additional warrants; the listed pre-funded and Series A, B and C warrants are each subject to a 9.99% ownership limitation.

Rhea-AI Filing Summary

INLIF Ltd's reported beneficial ownership by S.H.N. Financial Investments Ltd. was 148,322 securities, comprising 145,000 Class A ordinary shares and 3,322 pre-funded warrants, equal to 9.99% of the class. The percentage is based on 1,481,390 Class A ordinary shares outstanding after the offering. The reported amount excludes additional pre-funded and Series A, B and C warrants, each subject to a 9.99% beneficial ownership limitation. Nir Shamir, S.H.N.'s chief executive officer, may be deemed to beneficially own the securities; to the extent he is so deemed, he disclaims beneficial ownership for all other purposes.

Key Figures

Beneficial ownership reported: 148,322 securities Class A ordinary shares included: 145,000 shares Pre-funded warrants included: 3,322 warrants +5 more

8 metrics

Beneficial ownership reported 148,322 securities Reported amount comprising Class A ordinary shares and pre-funded warrants

Class A ordinary shares included 145,000 shares Part of the reported beneficial ownership amount

Pre-funded warrants included 3,322 warrants Part of the reported beneficial ownership amount

Percentage of class 9.99% Reported beneficial ownership

Class A ordinary shares outstanding 1,481,390 shares After the offering; basis for the reported percentage

Excluded pre-funded warrants 632,928 warrants Subject to a 9.99% beneficial ownership limitation

Excluded Series A and Series B warrants 781,250 warrants each Each series is subject to a 9.99% beneficial ownership limitation

Excluded Series C warrants 1,669,730 warrants Subject to a 9.99% beneficial ownership limitation

Key Terms

beneficial ownership limitation, Pre-Funded Warrants, beneficially own, Rule 13d-3

4 terms

beneficial ownership limitation regulatory

"each subject to a 9.99% beneficial ownership limitation"

A beneficial ownership limitation is a rule that caps the percentage of a company’s shares an investor can be treated as owning or controlling for voting, regulatory or tax purposes. It matters to investors because it can restrict how many shares a person or group can buy or vote, affect takeover chances, and influence share liquidity and value — like a speed limit that prevents any single driver from taking over the whole road.

Pre-Funded Warrants financial

"145,000 Class A Ordinary Shares and 3,322 Pre-Funded Warrants"

Pre-funded warrants are financial instruments that give investors the right to purchase a company's stock at a set price, but with most or all of the purchase price paid upfront. They function like a coupon or gift card for stock, allowing investors to buy shares later at a fixed price, which can be beneficial if they want to avoid future price increases. This makes them important for investors seeking flexibility and certainty in their investment plans.

beneficially own regulatory

"Mr. Shamir may be deemed to beneficially own"

Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.

Rule 13d-3 regulatory

"as that term is defined in Rule 13d-3"

Rule 13d-3 defines who is treated as the beneficial owner of a company’s shares for U.S. securities disclosure rules — essentially anyone who has the power to vote or direct how shares are voted, or the power to buy or sell them, even if they don’t hold the certificates. For investors this matters because crossing certain ownership thresholds triggers public filing and disclosure obligations and signals potential control or influence, much like having the keys to a car implies you can drive it even if it’s registered to someone else.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many INLF securities did S.H.N. Financial Investments report owning?

S.H.N. Financial Investments Ltd. reported beneficial ownership of 148,322 securities: 145,000 Class A ordinary shares and 3,322 pre-funded warrants.

What percentage of INLIF did S.H.N. Financial Investments report owning?

S.H.N. Financial Investments Ltd. reported ownership of 9.99% of INLIF Ltd.'s Class A ordinary shares. The percentage is based on 1,481,390 Class A ordinary shares outstanding after the offering.

Which INLF warrants were excluded from the reported amount?

The excluded warrants were 632,928 pre-funded warrants, 781,250 Series A warrants, 781,250 Series B warrants and 1,669,730 Series C warrants. Each is subject to a 9.99% beneficial ownership limitation.

Did Nir Shamir report beneficial ownership of the INLF securities?

Nir Shamir, chief executive officer of S.H.N. Financial Investments Ltd., may be deemed to beneficially own the reported securities. To the extent he is deemed to own them, he disclaims beneficial ownership for all other purposes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/21/2026 - 04:19 PM EDT Accepted by SEC EDGAR 10/21/2026 - 04:09 PM EDT Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

INLIF Ltd

(Name of Issuer)

Class A Ordinary Shares, $0.0001 par value

(Title of Class of Securities)

G4808M126

(CUSIP Number)

10/19/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): G4808M126

1

Names of Reporting Persons

S.H.N. Financial Investments Ltd.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

ISRAEL

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 148,322.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 148,322.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

148,322.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

9.99 %

12

Type of Reporting Person (See Instructions)

FI

SCHEDULE 13G

Item 1.
(a)	Name of issuer: INLIF Ltd
(b)	Address of issuer's principal executive offices: No. 88, Hongsi Road, Yangxi New Area, Honglai Town, Nan'an City, Quanzhou, The People's Republic of China
Item 2.
(a)	Name of person filing: S.H.N. Financial Investments Ltd.
(b)	Address or principal business office or, if none, residence: Herzliya Hills Arik Einstein 3, Israel, 4610301
(c)	Citizenship: Israel
(d)	Title of class of securities: Class A Ordinary Shares, $0.0001 par value
(e)	CUSIP Number(s): G4808M126
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 148,322 The amounts in Row (5), (7) and (9) represent 145,000 Class A Ordinary Shares and 3,322 Pre-Funded Warrants. The amounts do not include 632,928 Pre-Funded Warrants, 781,250 Series A Warrants, 781,250 Series B Warrants and 1,669,730 Series C Warrants, each subject to a 9.99% beneficial ownership limitation. The percentage set forth on Row (11) of the cover page for the Reporting Person is based on 1,481,390 Class A Ordinary Shares outstanding after the offering, based on the Issuer's Prospectus filed under Rule 424(b)(5) with the Securities and Exchange Commission on October 20, 2026. Nir Shamir is the Chief Executive Officer of the Reporting Person. As such, Mr. Shamir may be deemed to beneficially own (as that term is defined in Rule 13d-3 under the Securities Exchange Act of 1934) the securities described herein. To the extent Mr. Shamir is deemed to beneficially own such securities, Mr. Shamir disclaims beneficial ownership of these securities for all other purposes.
(b)	Percent of class: 9.99 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 148,322
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 148,322
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

S.H.N. Financial Investments Ltd.

Signature:	/s/ Nir Shamir
Name/Title:	Nir Shamir, Chief Executive Officer
Date:	10/21/2026