Inter & Co issues R$300M subordinated bills
Inter & Co, Inc. reports that its subsidiary Banco Inter S.A. has issued Subordinated Financial Bills totaling R$300,000,000.00 in transactions with professional investors.
Rhea-AI Filing Summary
Inter & Co, Inc. reports that its subsidiary Banco Inter S.A. has issued Subordinated Financial Bills totaling R$300,000,000.00 in transactions with professional investors. These "LFSN" instruments qualify as subordinated debt.
The Financial Bills may be redeemed in full at the issuer’s option from July 17, 2031 on each permitted repurchase date, generally subject to prior authorization from the Central Bank of Brazil. Under Central Bank Resolutions No. 122 and No. 5007, the issuance will compose the Additional Capital of Banco Inter’s Reference Equity, with an approximately estimated impact of 0.6 percentage points on its Basel Ratio, calculated on the capital base as of March 31, 2026.
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Key Figures
Issuance Amount: R$300,000,000.00
Basel Ratio Impact: 0.6 percentage points
Early Redemption Start Date: July 17, 2031
+1 more
4 metrics
Issuance Amount
R$300,000,000.00
Total Subordinated Financial Bills (LFSN) issued by Banco Inter S.A.
Basel Ratio Impact
0.6 percentage points
Approximated estimated increase in Banco Inter’s Basel Ratio
Early Redemption Start Date
July 17, 2031
Date from which optional full early redemption may occur
Capital Base Date
March 31, 2026
Capital base date used to estimate Basel Ratio impact
Key Terms
Subordinated Financial Bills, Additional Capital, Reference Equity, Basel Ratio, +1 more
5 terms
Subordinated Financial Bills financial
"has issued Subordinated Financial Bills ("Financial Bills") in negotiations"
Additional Capital financial
"the Financial Bills will compose the Additional Capital of Banco Inter’s"
Reference Equity financial
"Additional Capital of Banco Inter’s Reference Equity with an approximated"
Basel Ratio financial
"impact of 0.6 percentage points on its Basel Ratio"
Resolutions No. 122 and No. 5007 regulatory
"In accordance with Resolutions No. 122 and No. 5007 of the Central Bank"
FAQ
What capital action did Inter & Co (INTR) disclose in this 6-K?
Inter & Co disclosed that Banco Inter S.A. issued Subordinated Financial Bills totaling R$300,000,000.00 to professional investors. These subordinated instruments are structured to qualify as Additional Capital within Banco Inter’s Reference Equity under Brazilian Central Bank rules.
What is the size of the Subordinated Financial Bills issued by Banco Inter (INTR)?
Banco Inter issued Subordinated Financial Bills in the amount of R$300,000,000.00. The issuance is aimed at strengthening its regulatory capital position, with the instruments recognized as Additional Capital under Central Bank of Brazil Resolutions No. 122 and No. 5007.
When can the new Subordinated Financial Bills of Inter & Co (INTR) be redeemed early?
The Financial Bills may be subject to optional full early redemption from July 17, 2031, on each permitted repurchase date. Any early redemption is generally conditioned on prior authorization from the Central Bank of Brazil, as outlined in the transaction documents.
How do the Subordinated Financial Bills affect Banco Inter’s Basel Ratio (INTR)?
The Subordinated Financial Bills are expected to increase Banco Inter’s Basel Ratio by about 0.6 percentage points. This estimated impact is based on the bank’s capital base as of March 31, 2026, with the instruments qualifying as Additional Capital in Reference Equity.
Who are the investors in Banco Inter’s new Subordinated Financial Bills (INTR)?
The Subordinated Financial Bills were issued in negotiations with professional investors. The disclosure does not list specific investor names, only that the placement targeted institutional or professional market participants consistent with this investor classification.
Under which regulations do Inter & Co’s (INTR) Financial Bills qualify as Additional Capital?
The Financial Bills qualify as Additional Capital of Banco Inter’s Reference Equity under Resolutions No. 122 and No. 5007 of the Central Bank of Brazil. These rules govern recognition of subordinated instruments in regulatory capital calculations, including Basel Ratio components.
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United States Securities and Exchange Commission
Washington, D.C. 20549
FORM 6-K
REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16
UNDER THE SECURITIES EXCHANGE ACT OF 1934
For the month of July 2026
Commission File Number 132-02847
(Exact name of registrant as specified in its charter)
N/A
(Translation of Registrant’s executive offices)
(Address of registered executive offices)
Av Barbacena, 1,219, 22nd Floor
Belo Horizonte, Brazil, ZIP Code 30 190-131
(Address of principal executive office)
Telephone: +55 (31) 2138-7978
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F ☒ Form 40-F ☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):
Yes ☐ No ☒
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):
Yes ☐ No ☒
EXHIBIT INDEX
| Exhibit No. | Description of Exhibit | |||||||
| 99.1 | Issuance of Subordinated Financial Bills | |||||||
1
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| INTER & Co, INC. | |||||||||||
| By: | /s/ Rafaela de Oliveira Vitoria | ||||||||||
| Name: | Rafaela de Oliveira Vitoria | ||||||||||
| Title: | Head of Investor Relations | ||||||||||
Date: July 17, 2026
INTER&CO, INC BANCO INTER S.A. ANNOUNCES ISSUANCE OF SUBORDINATED FINANCIAL BILLS INTER & CO, INC. (NASDAQ: INTR; B3: INBR32) (“Inter&Co” or “Company”) hereby announces that Banco Inter S.A. (“Banco Inter”) has issued Subordinated Financial Bills (“Financial Bills”) in negotiations with professional investors. Subordinated Financial Bills ("LFSN") were issued in the amount of R$300,000,000.00 (three hundred million reais). The Financial Bills may be subject to optional full early redemption from July 17, 2031, on each permitted repurchase date, generally subject to prior authorization from the Banco Central do Brazil, as set forth in the transaction documents. In accordance with Resolutions No. 122 and No. 5007 of the Central Bank of Brazil, the Financial Bills will compose the Additional Capital of Banco Inter’s Reference Equity with an approximated estimated impact of 0.6 percentage points1 on its Basel Ratio. Belo Horizonte, July 17, 2026 RAFAELA DE OLIVEIRA VITÓRIA Head of Investor Relations ___________ Note 1: Calculated on the capital base of March 31, 2026.