Merrill Lynch INDEXPLUS Trust (NYSE: IPB) sets Dec 20, 2025 distribution

Rhea-AI Filing Summary

Merrill Lynch Depositor, Inc., on behalf of INDEXPLUS Trust Series 2003-1, reports an upcoming distribution to holders of the INDEXPLUS Trust Certificates Series 2003-1 on December 20, 2025. A trustee’s report for this distribution is filed as Exhibit 99.1.

The report directs investors to the periodic SEC filings of the underlying securities issuers, including companies such as The Boeing Company, Citigroup Inc., Ford Motor Company, Verizon Communications Inc. and others, for detailed information on those securities. It notes that DaimlerChrysler North America Holding Corp. (now Daimler Finance North America LLC) and guarantor Daimler AG no longer file periodic Exchange Act reports and explains that the trust is not required to liquidate this asset unless it grows to at least 10% of total trust assets, at which point it would have to be sold. The filing also states that neither the depositor nor the trustee investigated the financial condition or creditworthiness of the underlying issuers and that undisclosed events may affect the accuracy or completeness of publicly available information.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): December 17, 2025

MERRILL LYNCH DEPOSITOR, INC.

(on behalf of INDEXPLUS TRUST SERIES 2003-1)

(Exact name of registrant as specified in its charter)

Delaware	001-31941	13-3891329
(State or other jurisdiction of incorporation)	(Commission File Number)	(I. R. S. Employer Identification No.)
One Bryant Park, 4th FL New York, NY		10036
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (646) 855-6745

INFORMATION TO BE INCLUDED IN REPORT

Check the appropriate box below if the Form 8K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
INDEXPLUS TRUST SERIES 2003-1	IPB	NYSE

Section 1.	Registrant’s Business and Operations
	Not applicable.
Section 2.	Financial Information
	Not applicable.
Section 3.	Securities and Trading Markets
	Not applicable.
Section 4.	Matters Related to Accountants and Financial Statements
	Not applicable.
Section 5.	Corporate Governance and Management
	Not applicable.
Section 6.	Asset-Backed Securities
	Not applicable
Section 7.	Regulation FD
	Not applicable.
Section 8.	Other Events

	Item 8.01	Other events
	99.1	Distribution to holders of the INDEXPLUS Trust Certificates Series 2003-1 on December 20, 2025.
		For information with respect to the underlying securities held by INDEXPLUS Trust Series 2003-1, please refer to respective periodic reports, including annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, and other information of: The Boeing Company (Commission file number 001-00442); Citigroup Inc. (Commission file number 001-09924); Credit Suisse Group AG (Commission file number 001-33434)(condensed consolidated financial statements with respect to guarantor Credit Suisse Group AG and issuer Credit Suisse (USA) of the underlying securities) ; Ford Motor Company (Commission file number 001-03950); Ally Financial Inc. (Commission file number 001-03754); General Motors Acceptance Corporation (Commission file number 001-06461); The Goldman Sachs Group, Inc. (Commission file number 001-14965); Johnson & Johnson (Commission file number 001-03215); Macy’s Retail Holdings Inc. (formerly known as the May Department Stores Company)(Commission file number 333-42940); Macy’s, Inc. (Commission file number 001-13536); Time Warner Inc. (Commission file number 001-15062); Time Warner Companies, Inc. (Commission file number 001-08637); Turner Broadcasting System, Inc. (Commission file number 001-08911); United States Department of Treasury; Valero Energy Corporation (Commission file number 001-13175); Verizon Communications Inc. (Commission file number 001-08606); CBS Corporation (Commission file number 001-09553); and Weyerhaeuser Company (Commission file number 001-04825) on file with the Securities and Exchange Commission ( the “SEC”). You can read and copy these reports and other information at the public reference facilities maintained by the SEC at Room 1580, 100 F Street, N.E., Washington, D.C. 20549. You may obtain copies of this material for a fee by writing to the SEC’s Public Reference Section of the SEC at 100 F Street, N.E., Washington, D.C. 20549. You may obtain information about the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. You can also access some of this information electronically by means of the SEC’s website on the Internet at http://www.sec.gov, which contains reports, proxy and information statements and other information that the respective underlying securities issuers have filed electronically with the SEC. The underlying securities issuer DaimlerChrysler North America Holding Corp. (now known as Daimler Finance North America LLC) and the guarantor, Daimler AG, no longer file periodic Exchange Act reports. Unless and until the underlying securities comprise 10% of the assets held by the trust, the trust is not required to liquidate its holdings of the asset. If such circumstances were to occur, such as an increase in concentration of DaimlerChrysler assets to at least 10% of total trust assets, the asset would have to be liquidated.         Although we have no reason to believe the information concerning the underlying securities or the underlying securities issuers contained in the underlying securities issuers’ Exchange Act reports is not reliable, neither the depositor nor the trustee participated in the preparation of such documents or made any due diligence inquiry with respect to the information provided therein. No investigation with respect to the underlying securities issuers (including, without limitation, no investigation as to their financial condition or creditworthiness) or of the underlying securities has been made. You should obtain and evaluate the same information concerning the respective underlying securities issuers as you would obtain and evaluate if you were investing directly in the respective underlying securities or in other securities issued by the respective underlying securities issuers. There can be no assurance that events affecting the respective underlying securities or the respective underlying securities issuers have not occurred or have not yet been publicly disclosed which would affect the accuracy or completeness of the publicly available documents described above.
Section 9.	Financial Statements and Exhibits
	Item 9.01	Financial Statements and Exhibits
	(a)	Financial statements of business acquired.
		Not applicable.
	(b)	Pro forma financial information
		Not applicable.
	(c)	Shell company transaction.
		Not applicable.
	(d)	Exhibits.
		99.1 Trustee’s report in respect of the December 20, 2025 distribution to holders of the INDEXPLUS Trust Certificates Series 2003-1.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	MERRILL LYNCH DEPOSITOR, INC.
Date: December 17, 2025	By:	/s/ Matthew Nelson
	Name:	Matthew Nelson
	Title:	President

EXHIBIT INDEX

99.1 Trustee’s report in respect of the December 20, 2025 distribution to holders of the INDEXPLUS Trust Certificates Series 2003-1.

FAQ

What did Merrill Lynch Depositor, Inc. disclose for INDEXPLUS Trust Series 2003-1 (IPB)?

The company disclosed a distribution to holders of the INDEXPLUS Trust Certificates Series 2003-1 on December 20, 2025 and filed Exhibit 99.1, a trustee’s report describing that distribution.

When will INDEXPLUS Trust Series 2003-1 (IPB) certificate holders receive the disclosed distribution?

Holders of the INDEXPLUS Trust Certificates Series 2003-1 are scheduled to receive the disclosed distribution on December 20, 2025, as stated in the report.

Where can IPB investors find information on the underlying securities in INDEXPLUS Trust Series 2003-1?

The report directs investors to the periodic SEC filings of the underlying securities issuers, including annual reports on Form 10-K, quarterly reports on Form 10-Q and other filings of companies such as The Boeing Company, Citigroup Inc., Credit Suisse Group AG, Ford Motor Company, Ally Financial Inc., The Goldman Sachs Group, Inc., Johnson & Johnson, Macy’s entities, Time Warner entities, Valero Energy Corporation, Verizon Communications Inc., CBS Corporation and Weyerhaeuser Company, available through the SEC’s public reference facilities and website.

What does the filing say about DaimlerChrysler North America Holding Corp. and Daimler AG in relation to IPB?

The filing notes that the underlying securities issuer DaimlerChrysler North America Holding Corp. (now Daimler Finance North America LLC) and the guarantor Daimler AG no longer file periodic Exchange Act reports. It states that the trust is not required to liquidate its holdings of this asset unless the underlying securities comprise 10% of the assets held by the trust; if that concentration level were reached, the asset would have to be liquidated.

Did Merrill Lynch Depositor, Inc. or the trustee perform due diligence on the underlying securities for INDEXPLUS Trust (IPB)?

No. The report states that neither the depositor nor the trustee participated in the preparation of the underlying issuers’ documents, made any due diligence inquiry, or conducted any investigation into the financial condition or creditworthiness of the underlying securities issuers or the securities themselves.

What exhibit is attached to this IPB current report?

The filing includes Exhibit 99.1, described as the trustee’s report in respect of the December 20, 2025 distribution to holders of the INDEXPLUS Trust Certificates Series 2003-1.

Does the filing provide any caution about the completeness of information on the underlying IPB securities?

Yes. It explains that while there is no reason to believe the underlying issuers’ Exchange Act reports are unreliable, no independent investigation has been made and there can be no assurance that undisclosed events affecting the issuers or their securities have not occurred or been made public.