Welcome to our dedicated page for If Bancorp SEC filings (Ticker: IROQ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The IF Bancorp, Inc. (NASDAQ: IROQ) SEC filings page on Stock Titan aggregates the company’s regulatory disclosures as a Maryland savings and loan holding company for Iroquois Federal Savings and Loan Association. These filings, submitted to the U.S. Securities and Exchange Commission, document key aspects of IF Bancorp’s financial condition, corporate actions and governance.
Among the most frequently referenced documents in recent communications are Form 8-K current reports. IF Bancorp uses Form 8-K to furnish press releases announcing quarterly and annual financial results, including net income, earnings per share, net interest income, noninterest income and expense, and selected balance sheet data such as total assets, deposits, loans, investment securities, borrowings and stockholders’ equity. These filings also present performance ratios like return on average assets, return on average equity and net interest margin, as well as asset quality measures.
Form 8-K filings additionally capture material corporate events. For IF Bancorp, this includes the October 30, 2025 Form 8-K describing its Agreement and Plan of Merger with ServBanc Holdco, Inc. The filing outlines the planned sequence of mergers involving IF Bancorp, ServBanc Holdco and their banking subsidiaries, the cash consideration structure for IF Bancorp common stock, and the conditions required for closing. Other 8-Ks detail dividend declarations, the appointment of new directors, and agreements with shareholder groups such as the Stilwell Group.
On Stock Titan, users can access these filings as they are made available through EDGAR, with AI-powered summaries designed to explain the significance of each document in clear language. For example, AI summaries can highlight the main points of an earnings-related 8-K, clarify the implications of a merger agreement, or outline the key terms of governance and standstill arrangements. This helps readers understand how specific filings relate to IF Bancorp’s business, its pending merger with ServBanc Holdco, and the operations of Iroquois Federal.
In addition to 8-Ks, investors may consult IF Bancorp’s annual reports on Form 10-K and related amendments, which are referenced in several filings as sources for information about directors and executive officers. While those full reports reside on the SEC’s website, the Stock Titan filings page serves as a convenient starting point for tracking IF Bancorp’s regulatory history, financial reporting and major corporate transactions.
IF Bancorp, Inc. has entered a Contingent Payment Agreement with ServBanc Holdco in connection with their pending all-cash merger. The deal addresses a $13,995,617 loan participation by requiring a $7,000,000 specific reserve and a $5,004,650 contingent payment fund funded by ServBanc.
The contingent fund may be paid in cash, on a pro rata per-share basis, to IF Bancorp stockholders of record at merger closing if the loan is repaid above the unreserved amount during a 120- to 180-day renewal period. Separately, the cash merger consideration is expected to be $26.40 per share, with a potential additional payment of approximately $1.51 per share if the entire contingent fund is ultimately distributed.
IF Bancorp, Inc. reported modestly stronger results for the quarter and six months ended December 31, 2025. Quarterly net income rose to $1.3 million from $1.2 million a year earlier, and six‑month net income increased to $2.7 million from $1.9 million.
Net interest income improved to $6.0 million for the quarter and $12.2 million for six months, helped by lower funding costs, while total interest and dividend income was roughly flat. Earnings per share were $0.41 for the quarter and $0.84 for six months, up from $0.38 and $0.57.
Total assets decreased to $830.4 million from $887.7 million since June 30, 2025, as loans declined to $598.4 million and deposits fell to $649.6 million. The allowance for credit losses stayed stable at $6.5 million, and credit quality metrics remained strong with very limited nonaccrual and past‑due balances. Comprehensive income benefited from $3.0 million of unrealized gains on available‑for‑sale securities, reducing accumulated other comprehensive loss.
IF Bancorp, Inc. shareholders approved a merger agreement with ServBanc Holdco, Inc. at a special meeting held on February 3, 2026. The merger proposal received 2,447,915 votes for, 30,922 against, and 9,959 abstentions, with no broker non-votes.
Shareholders also approved a non-binding advisory resolution on compensation to be paid to named executive officers in connection with the transactions under the merger agreement, with 1,837,673 votes for, 631,233 against, and 19,890 abstentions. Based on approval of the merger, a proposal to adjourn the meeting, if necessary, was not considered. The company stated that, subject to customary closing conditions, the merger is expected to close on March 12, 2026.
Iroquois Federal Foundation, Inc. filed an amended Schedule 13G reporting its beneficial ownership of IF Bancorp, Inc. common stock. The foundation reports owning 197,255 shares of common stock, representing 5.9% of the class as of the event date of 12/31/2025.
The foundation has sole voting and sole dispositive power over all 197,255 shares, with no shared voting or dispositive power. It certifies that the shares were not acquired and are not held to change or influence control of IF Bancorp, but instead reflect a passive ownership position.
IF Bancorp, Inc. received an amended Schedule 13G showing updated ownership by the Iroquois Federal Savings & Loan Association Employee Stock Ownership Plan Trust. The plan reports beneficial ownership of 303,672 shares of common stock, representing 9.1% of the outstanding class as of the reported date.
The trust has sole voting power over 115,470 shares and shared voting power over 188,202 shares. It holds sole dispositive power over 285,830 shares and shared dispositive power over 17,842 shares. The filer certifies the shares are held in the ordinary course and not to influence control.
IF Bancorp, Inc., the holding company for Iroquois Federal Savings and Loan Association, filed a current report to share its latest quarterly results. The company issued a press release announcing financial results for the quarter ended December 31, 2026.
The press release, dated January 30, 2026, is included as Exhibit 99.1 to the report, giving more detail on the company’s recent operating performance and financial condition.
IF Bancorp, Inc. received an updated Schedule 13D/A from an investor group led by Joseph Stilwell, covering its common stock. The group, including Stilwell Activist Fund, Stilwell Activist Investments and Stilwell Value LLC, reports beneficial ownership of 245,180 shares of common stock, or about 7.3% of the 3,351,526 shares outstanding as of December 18, 2025.
The filing notes that, after IF Bancorp announced its sale to ServBanc Holdco, Inc., members of the group sold some shares. The group has a standstill agreement under which its nominee, Scott J. Dworschak, was appointed to IF Bancorp’s and its bank subsidiary’s boards, with the possibility of an additional Group-chosen director after March 31, 2026 if 2024 shareholder-approved matters are not substantially implemented. In return, the group agreed to limits on proxy contests, board nominations, proposals, efforts to influence control, and additional share acquisitions.
IF Bancorp, Inc. reported that it and ServBanc Holdco, Inc., the parent of Servbank, National Association, have received all required regulatory approvals for their pending merger and the merger of their subsidiary banks. The companies expect to complete the transaction in the first quarter of 2026, subject to customary closing conditions, including approval by IF Bancorp shareholders. A joint press release with further details is attached as an exhibit. The disclosure also reiterates forward-looking statement cautions and directs IF Bancorp shareholders to the proxy statement and related materials for information about the proposed transaction and the proxy solicitation.
IF Bancorp, Inc. reported stronger results for the quarter ended September 30, 2025. Net income rose to $1.39 million from $0.63 million a year ago, and diluted EPS increased to $0.43 from $0.20. Net interest income improved to $6.18 million from $4.82 million as interest expense declined to $4.91 million from $6.09 million. The provision for credit losses was a $0.04 million credit versus a $0.38 million expense last year.
Noninterest income was $1.14 million versus $1.41 million, reflecting a $0.11 million loss on securities sales and lower other income, partially offset by better mortgage banking and gain on loan sales. Noninterest expense increased to $5.46 million from $5.00 million, driven mainly by compensation and equipment.
On the balance sheet, total assets were $862.33 million versus $887.66 million at June 30, 2025. Loans, net, were $619.28 million compared with $633.60 million. Deposits totaled $680.26 million versus $721.26 million, while Federal Home Loan Bank advances rose to $69.12 million from $54.12 million. Stockholders’ equity increased to $84.52 million, aided by an improvement in accumulated other comprehensive loss. A quarterly dividend of $0.20 per share was declared.