Welcome to our dedicated page for If Bancorp SEC filings (Ticker: IROQ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Trying to untangle IF Bancorp’s capital ratios or track when directors buy shares? Community banks like Iroquois Federal pack pages of technical detail into every SEC release, from loan-loss methodologies to interest-rate gap tables. Hunting for the one line that moves the model can consume hours.
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IF Bancorp, Inc. reported stronger results for the quarter ended September 30, 2025. Net income rose to $1.39 million from $0.63 million a year ago, and diluted EPS increased to $0.43 from $0.20. Net interest income improved to $6.18 million from $4.82 million as interest expense declined to $4.91 million from $6.09 million. The provision for credit losses was a $0.04 million credit versus a $0.38 million expense last year.
Noninterest income was $1.14 million versus $1.41 million, reflecting a $0.11 million loss on securities sales and lower other income, partially offset by better mortgage banking and gain on loan sales. Noninterest expense increased to $5.46 million from $5.00 million, driven mainly by compensation and equipment.
On the balance sheet, total assets were $862.33 million versus $887.66 million at June 30, 2025. Loans, net, were $619.28 million compared with $633.60 million. Deposits totaled $680.26 million versus $721.26 million, while Federal Home Loan Bank advances rose to $69.12 million from $54.12 million. Stockholders’ equity increased to $84.52 million, aided by an improvement in accumulated other comprehensive loss. A quarterly dividend of $0.20 per share was declared.
IF Bancorp, Inc. (IROQ) filed an 8-K announcing quarterly results. The company reported that it issued a press release covering financial results for the quarter ended September 30, 2025. The press release is furnished as Exhibit 99.1 and dated October 31, 2025.
IF Bancorp is the holding company for Iroquois Federal Savings and Loan Association. The company’s common stock trades on NASDAQ under the symbol IROQ.
IF Bancorp (IROQ) entered a definitive merger agreement with ServBanc Holdco. Shareholders will receive cash equal to $89.8 million divided by shares outstanding at closing, which is expected to be about $27.20 per share, subject to a tangible common equity adjustment. If tangible common equity is below $77.8 million, total consideration is reduced dollar-for-dollar; if it exceeds that level, the Company may pay a per‑share cash dividend for the excess.
The deal involves a holding company merger followed by the bank merger, with restricted stock vesting for cash. Closing requires shareholder approval, required regulatory approvals and customary conditions. The agreement includes termination provisions: a $2,694,000 fee plus up to $898,000 in costs in certain cases, or reimbursement of expenses up to $400,000. One current IF Bancorp director will join Servbank’s board at the bank‑merger closing. The Company also postponed its 2025 annual meeting while the transaction proceeds.
IF Bancorp, Inc. (IROQ) filed Amendment No. 1 to its annual report to present Part III information, as it will not file a definitive proxy within 120 days of June 30, 2025. The amendment includes new Section 302 officer certifications; it does not update financial statements.
The Board has nine directors in staggered three-year terms and has a Lead Independent Director. Audit, Compensation, and Nominating committees are composed solely of independent directors. As of September 4, 2025, shares outstanding were 3,351,526. The aggregate market value of non‑affiliate equity was $56,138,000 as of December 31, 2024.
Named executive officers for 2025 were Walter H. Hasselbring, III (CEO), Pamela J. Verkler (CFO), and Thomas J. Chamberlain (President). 2025 total compensation was $846,225 for the CEO (including non‑equity incentive $282,064), $606,344 for the CFO, and $512,019 for the President. The pay-versus-performance table shows a year-end value of a $100 investment of $134 for 2025 and net income of $4,304 thousand.
IF Bancorp (IROQ) reported an initial beneficial ownership filing on Form 3 for a director effective 09/24/2025. The filing shows 0 shares of common stock beneficially owned in Table I with direct ownership (D), and no derivative securities listed in Table II. The form was filed by one reporting person and signed by Scott J. Dworschak.
Stilwell-affiliated investors report 297,399 shares, or approximately 8.9% of IF Bancorp, Inc.'s common stock based on 3,351,526 shares outstanding. The filing is the Fourth Amendment to a Schedule 13D and discloses a Standstill Agreement dated September 16, 2025, under which the issuer agreed to expand its and its bank subsidiary's boards and appoint the Group's nominee, Scott J. Dworschak, to both boards.
The Group withdrew its director nominations in exchange for the board appointments and agreed to limitations on proxy solicitation, additional director nominations, requests to control management, litigation initiation, and further share acquisitions without consent. The Group received a Federal Reserve non-objection to acquire up to 19.99% of the issuer on May 14, 2025. The Group states its investment purpose is to profit from share price appreciation by asserting shareholder rights.
IF Bancorp, Inc. filed a current report disclosing that it furnished a Standstill Agreement as an exhibit. The agreement names IF Bancorp and multiple Stilwell-related parties, including Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P., Stilwell Partners, L.P., Stilwell Value LLC, and two individual parties.
The filing lists the Standstill Agreement as Exhibit 10 and includes the interactive XBRL cover page as an additional exhibit. The report is signed by the company's CEO.
IF Bancorp, Inc. (IROQ) filed a Form 10-K presenting consolidated audited financial statements for the years ended June 30, 2025 and 2024. The filing includes audited balance sheets and statements of income showing total assets of 887,659, loans reported net of allowances with an allowance for credit losses of 6,627 at June 30, 2025 (compared with 7,499 at June 30, 2024), and interest income on loans of 37,628 for the year ended June 30, 2025 (versus 34,826 the prior year). The independent auditor Forvis Mazars, LLP expressed an unqualified opinion.
The report discloses non-performing assets of 211,000 at June 30, 2025 and describes the Companys credit loss methodology under CECL. It notes available-for-sale securities and unrealized losses on certain securities, bank-owned life insurance of 15.3 million, and mortgage-backed GSE and SBA security balances disclosed by amortized cost and fair value. Share-related disclosures include closing share prices of 24.35 (June 30, 2025) and 16.18 (June 30, 2024) and 3,351,526 common shares outstanding as of September 4, 2025. Management concluded internal control over financial reporting was effective as of June 30, 2025.
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