Iroquois Federal Foundation holds 5.9% stake in IF Bancorp (IROQ)

Rhea-AI Filing Summary

Iroquois Federal Foundation, Inc. filed an amended Schedule 13G reporting its beneficial ownership of IF Bancorp, Inc. common stock. The foundation reports owning 197,255 shares of common stock, representing 5.9% of the class as of the event date of 12/31/2025.

The foundation has sole voting and sole dispositive power over all 197,255 shares, with no shared voting or dispositive power. It certifies that the shares were not acquired and are not held to change or influence control of IF Bancorp, but instead reflect a passive ownership position.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

IF BANCORP, INC.

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

44951J105

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 44951J105

1

Names of Reporting Persons

Iroquois Federal Foundation, Inc.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 197,255.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 197,255.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

197,255.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.9 %

12

Type of Reporting Person (See Instructions)

CO

SCHEDULE 13G

Item 1.
(a)	Name of issuer: IF BANCORP, INC.
(b)	Address of issuer's principal executive offices: 201 E. Cherry Street, Watseka, Illinois, 60970
Item 2.
(a)	Name of person filing: Iroquois Federal Foundation, Inc.
(b)	Address or principal business office or, if none, residence: 201 E. Cherry Street Watseka, Illinois 60970
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock, par value $0.01 per share
(e)	CUSIP No.: 44951J105
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 197,255
(b)	Percent of class: 5.9 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 197,255
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 197,255
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Iroquois Federal Foundation, Inc.

Signature:	/s/ Pamela J. Verkler
Name/Title:	Pamela J. Verkler, Vice President and Treasurer
Date:	02/03/2026

FAQ

What stake does Iroquois Federal Foundation hold in IF Bancorp (IROQ)?

Iroquois Federal Foundation beneficially owns 197,255 shares of IF Bancorp common stock, representing 5.9% of the class. This makes the foundation a significant shareholder with a disclosed passive ownership position under Schedule 13G.

Does Iroquois Federal Foundation control voting power over its IF Bancorp (IROQ) shares?

Yes. The foundation reports sole voting power over 197,255 shares and no shared voting power. It also has sole dispositive power over the same shares, meaning it alone decides how these shares are voted and whether they are sold.

Is Iroquois Federal Foundation’s IF Bancorp (IROQ) ownership considered passive or active?

The foundation certifies that its IF Bancorp shares were not acquired and are not held to change or influence control of the company. This aligns with a passive ownership stance under Schedule 13G rather than an activist intent.

What type of securities does the Iroquois Federal Foundation hold in IF Bancorp (IROQ)?

The filing shows Iroquois Federal Foundation holds common stock of IF Bancorp, Inc., with a par value of $0.01 per share. All reported ownership and percentage figures relate specifically to this class of common stock.

When was the ownership level triggering this IF Bancorp (IROQ) Schedule 13G/A measured?

The date of the event requiring the filing is listed as 12/31/2025. The reported beneficial ownership of 197,255 shares and the corresponding 5.9% of the class are calculated as of that event date.