Every 10-Q that Isabella (ISBA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow ISBA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ISBA filings page.
Isabella Bank Corporation reported Q2 2026 net income of $5.0 million, roughly unchanged from $5.0 million a year earlier, while six‑month net income rose to $10.0 million from $9.0 million. Net interest income increased to $35.0 million for the first half of 2026 from $29.7 million in 2025.
Total assets were $2.22 billion and loans held for investment were $1.59 billion at June 30, 2026. Deposits were $1.81 billion, slightly below year‑end 2025, while shareholders’ equity increased to $248.7 million, helped by common stock issuance and retained earnings, partly offset by accumulated other comprehensive loss.
The company declared cash dividends of $0.28 per share in Q2. It entered a $30.0 million at‑the‑market common stock program with Piper Sandler & Co. and signed a merger agreement with Grand River Commerce, Inc., a $511.7 million‑asset bank holding company. Assuming completion in Q4 2026, the pro forma company is projected to have about $2.7 billion in assets.
Isabella Bank Corporation reported stronger Q1 2026 results. Net income rose to $4,992 from $3,949 a year earlier, with diluted EPS increasing to $0.68 from $0.53. Net interest income grew to $16,882 from $14,525, even after a $604 provision for credit losses versus a small reversal last year.
Total loans held for investment increased to $1,558,941, while deposits reached $1,859,845. Asset quality remained stable with nonaccrual loans of $4,418. The company stayed well capitalized, with the consolidated common equity Tier 1 ratio at 11.71% and the Tier 1 leverage ratio at 8.89%.
Isabella Bank Corporation reported stronger results for the quarter ended September 30, 2025. Net income rose to $5.24 million from $3.28 million a year ago, and diluted EPS increased to $0.71 from $0.44. Net interest income improved to $16.16 million from $14.49 million as loan interest grew, while the provision for credit losses was $0.21 million versus $0.95 million last year. Noninterest income increased to $4.31 million, and noninterest expenses were $13.99 million.
Total assets were $2.26 billion and deposits were $1.93 billion at September 30, 2025. Cash and cash equivalents rose to $161.30 million. Shareholders’ equity increased to $227.42 million, aided by lower accumulated other comprehensive loss. For the nine months, net income was $14.22 million with diluted EPS of $1.92. The company paid a quarterly cash dividend of $0.28 per share. Common shares outstanding were 7,350,567 at September 30, 2025, and 7,335,096 were outstanding as of November 6, 2025.
Isabella Bank Corporation reported stronger second-quarter results for the three months ended June 30, 2025. Quarterly net income was $5.0 million versus $3.5 million a year earlier, lifting basic and diluted earnings per share to $0.68 from $0.47. Net interest income rose to $15.1 million from $13.6 million, and the bank recorded a reversal of provision for credit losses of $1.1 million compared with a $0.2 million provision a year ago, boosting after-provision net interest income.
The balance sheet expanded modestly: total assets increased to $2.156 billion and deposits grew to $1.849 billion. Cash and cash equivalents rose sharply to $108.6 million from $24.5 million at year-end. Accumulated other comprehensive income improved as unrealized gains on available-for-sale securities increased, contributing to comprehensive income of $8.1 million for the quarter. Allowance for credit losses remained essentially stable at $13.0 million, and capital ratios stayed well above regulatory "well capitalized" minimums.