Investar posts Q3 2025 earnings release and investor presentation

Rhea-AI Filing Summary

Investar Holding Corporation furnished an 8-K announcing it issued a press release reporting third quarter 2025 results and posted its earnings release and investor presentation on its website. The company noted the materials include forward-looking statements with a cautionary note outlining factors that could cause actual results to differ.

Copies of the documents were furnished as Exhibit 99.1 (earnings release for the quarter ended September 30, 2025) and Exhibit 99.2 (investor presentation), both dated October 20, 2025. The information is furnished, not filed, under the Exchange Act.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): October 20, 2025

Investar Holding Corporation

(Exact name of registrant as specified in its charter)

Louisiana			001-36522			27-1560715
(State or other jurisdiction of incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

10500 Coursey Blvd.

Baton Rouge, Louisiana 70816

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (225) 227-2222

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☒ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, $1.00 par value per share			ISTR			The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 20, 2025, Investar Holding Corporation (the “Company”), the holding company of Investar Bank, National Association (the “Bank”), issued a press release reporting third quarter 2025 results and posted on its website its third quarter 2025 earnings release and investor presentation. The materials contain forward-looking statements regarding the Company and include a cautionary note identifying important factors that could cause actual results to differ materially from those anticipated. Copies of the earnings release and investor presentation are furnished as Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K.

The information contained in Item 2.02, including Exhibit 99.1 and Exhibit 99.2 of this Current Report, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit Number						Description of Exhibit
99.1						Earnings release of Investar Holding Corporation dated October 20, 2025 announcing financial results for the quarter ended September 30, 2025
99.2						Investor presentation dated October 20, 2025
104						The cover page of Investar Holding Corporation’s Form 8-K is formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			INVESTAR HOLDING CORPORATION
Date: October 20, 2025			By:			/s/ John J. D’Angelo
						John J. D’Angelo
						President and Chief Executive Officer

FAQ

What did Investar Holding (ISTR) disclose in this 8-K?

The company furnished an 8-K stating it issued a press release reporting Q3 2025 results and posted its earnings release and investor presentation.

Which exhibits accompany Investar (ISTR)’s Q3 2025 disclosure?

Exhibit 99.1 is the earnings release for the quarter ended September 30, 2025, and Exhibit 99.2 is the investor presentation, both dated October 20, 2025.

Are the Q3 2025 materials for Investar (ISTR) considered filed?

No. The information in Item 2.02, including Exhibits 99.1 and 99.2, is furnished and not deemed filed under the Exchange Act.

Did Investar (ISTR) include forward-looking statements in its Q3 2025 materials?

Yes. The materials contain forward-looking statements and a cautionary note identifying factors that could cause actual results to differ.

Where can investors find Investar (ISTR)’s Q3 2025 materials?

They were posted on the company’s website and furnished as Exhibits 99.1 and 99.2 to the 8-K dated October 20, 2025.

What period does Investar (ISTR)’s earnings release cover?

The earnings release covers the quarter ended September 30, 2025.