Itaú Unibanco Holding S.A. filings document the disclosure record of a Brazil-based financial holding company that reports to the SEC as a foreign private issuer. Form 6-K reports furnish quarterly results materials, financial statements, management discussion and analysis, earnings presentations, annual-report notices, and CVM material facts.
The bank's regulatory filings also cover Pillar 3 risk and capital management, prudential metrics, capital adequacy, risk governance, stress testing, and recovery and resolution planning. Governance-related exhibits include fiscal council materials and policies for the disclosure of material acts or facts, while capital-action disclosures address interest on capital and stock repurchase programs.
Itaú Unibanco Holding S.A. is updating and formalizing the rules that govern its Audit Committee for the entire financial conglomerate. The revised regulations define the committee’s composition, independence requirements, term limits, meeting frequency, and compensation rules, including the need for at least one financial expert.
The document clarifies the committee’s responsibilities over financial statements, internal controls, risk management, compliance, internal audit, and independent auditors. It also details procedures for handling whistleblower reports, fraud and error notifications to Brazilian regulators, oversight of foreign subsidiaries’ audit committees, and annual reporting obligations to the Board of Directors and supervisory authorities.
Itaú Unibanco Holding S.A. reports board and committee governance changes and approves updated internal rules. Co‑chairman Pedro Moreira Salles resigns from several board committees, with Roberto Egydio Setubal, Candido Botelho Bracher and Paulo Antunes Veras taking over as chairmen of the Strategy, Appointments and Corporate Governance, and Personnel Committees, respectively.
Committee memberships are rebalanced, while other committees remain unchanged. The board also approves a new Internal Charter of the Board of Directors and updated Audit Committee Regulations, detailing board composition, meeting rules, conflict‑of‑interest standards, and the Audit Committee’s oversight of financial reporting, internal controls, risk management and independent auditors.
Itaú Unibanco Holding S.A. reported a recurring managerial result of R$46.8 billion in 2025, up 13.1% from 2024, with return on equity of 23.4%, an increase of 120 basis points. The total adjusted loan portfolio reached R$1.49 trillion, growing 6.0% and helping expand the financial margin with clients by 12.1%.
Asset quality remained strong, with the 90-day non-performing loan ratio at 1.9%, improving 10 basis points versus 2024 and at the best historical level for individuals in Brazil. The bank operated an investment ecosystem administering, managing, or holding in custody around R$4.1 trillion in assets and saw insurance results advance 17.0%.
Non-interest expenses rose 7.5% to R$66.8 billion, reflecting technology investments and wage negotiations, while the efficiency ratio in Brazil improved to 36.9% in the fourth quarter. Tier I capital (CET I) ended at 12.3%. The company distributed R$33.7 billion in dividends and interest on capital in 2025, corresponding to a 72.0% payout.
Itaú Unibanco Holding S.A. filed a Form 6-K presenting summarized minutes of its Fiscal Council meeting held on February 4, 2026. The Council examined the company’s financial statements for the year ended December 31, 2025, together with the unqualified report from PricewaterhouseCoopers Auditores Independentes.
The Fiscal Council stated that these financial statements fairly reflect Itaú Unibanco’s capital structure, financial position and activities for the period and meet the conditions required for submission to stockholders for their examination and approval.
Itaú Unibanco Holding S.A. reported that its Board of Directors unanimously approved the financial statements for the year ended December 31, 2025, after favorable reviews by the Audit Committee, Supervisory Council and Independent Auditors. The Board also confirmed payment of previously declared interest on capital on March 06, 2026, at a gross amount of R$0.369750 per share and a net amount of R$0.3142875 per share, based on shareholders of record as of December 9, 2025.
Itaú Unibanco Holding S.A. approved a new stock buyback program, authorizing the purchase of up to 200,000,000 preferred shares without capital reduction. The program runs from February 5, 2026 to August 4, 2027, with trades executed on stock exchanges at market value through Itaú Corretora de Valores S.A.
The company plans to use the repurchased shares both for delivery to employees and management under compensation and long-term incentive plans, and for share cancellation. As of December 31, 2025, the free float included 5,349,627,055 preferred shares, and treasury stock held 344,662 preferred shares. The authorized amount represents approximately 3.74% of the preferred free float.
The Board terminated ahead of time the prior buyback program that was scheduled to end on February 5, 2026. Available funds for the program on December 31, 2025 totaled R$2,873,374,501.30 in capital reserves and R$57,106,300,244.18 in revenue reserves, and the Board states the buyback is compatible with the company’s financial position and obligations.
Itaú Unibanco Holding S.A. is confirming the payment of interest on capital to its shareholders. The company will pay a gross amount of BRL 0.369750 per share, corresponding to a net amount of BRL 0.3142875 per share, on March 6, 2026.
This payment is based on the shareholder position as of December 9, 2025, with the shares trading ex-rights from December 10, 2025. The credit to specific accounts related to this distribution was made on December 19, 2025, and further details are available through the company’s investor relations channels.
Itaú Unibanco Holding S.A. filed a Form 6-K to inform investors that it has released its projections for the year 2026, prepared in line with the “Projections” section of its Reference Form. Management indicates it is using a cost of equity of around 15% per year for business management purposes.
The 2026 guidance uses the 2025 adjusted income statement as a starting point, with adjustment details available in the Management Discussion & Analysis (page 28) and the fourth quarter 2025 earnings presentation (page 16). A detailed 2025 Adjusted Income Statement spreadsheet can be downloaded from the company’s investor relations website.
The company emphasizes that its business outlook, projections, and operational and financial goals are forecasts based on current management expectations and may differ from actual results due to market conditions, economic performance, sector dynamics, and international market developments.
Itaú Unibanco Holding S.A. filed a Form 6-K outlining the Internal Charter of its Board of Directors. The Charter defines a Board of at least ten and at most fourteen members, including a Chairman or two Co-chairmen and up to three Vice-Chairmen, all elected by the General Stockholders’ Meeting.
The document formalizes key committees reporting to the Board, such as the Audit, Capital and Risk Management, People, Appointments and Corporate Governance, Strategy, Compensation, Related Parties, Environmental, Social and Climate Responsibility, and Customer Experience Committees. It sets eight ordinary Board meetings per year and requires Directors to attend at least seventy-five percent of meetings.
The Charter details responsibilities for strategy setting, management oversight, succession planning, and evaluation of the Board, its Chairman/Co-chairmen, Committees, and individual Directors on an annual basis. It also establishes rules on confidentiality, conflicts of interest, limits on external board positions, and procedures for related-party transactions and amendments to the Charter.
Itaú Unibanco Holding S.A. is updating the gross value of its monthly Interest on Capital for fiscal year 2026 after a tax change in Brazil. Supplementary Law No. 224/2025, effective as of January 1, 2026, increased the withholding income tax rate on Interest on Capital from 15% to 17.5%.
To keep the net amount unchanged at BRL 0.015 per share for all 2026 monthly payments, the gross amount is now BRL 0.018182 per share, except for corporate shareholders that are exempt or immune from taxation under law. The company also confirms that the previously disclosed monthly payment schedule for 2026, covering base periods from January to December 2026 and payments through January 4, 2027, remains the same for both common (ITUB3) and preferred (ITUB4) shares.