JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on August 22, 2033, in minimum denominations of $1,000.

The notes pay a monthly Contingent Interest Payment only when the Index is at or above 70% of the Strike Value (the Interest Barrier); the annual Contingent Interest Rate will be at least 18.00%. The notes are automatically called quarterly if the Index is at or above the Strike Value, with the earliest call on February 17, 2027. Principal is at risk: if not called and the Final Value is below 50% of the Strike Value (the Trigger Value), repayment is reduced 1:1 with the Index loss, potentially to zero.

The Index employs leverage up to 500% and is subject to a 6.0% per annum daily deduction, which drags performance relative to a similar index without the fee. If priced today, the estimated value would be about $930 per $1,000 note and will not be less than $900 at pricing, reflecting selling costs and hedging. Payments depend on the credit of JPMorgan Financial and its parent guarantor.

JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated structured "Review Notes" due August 31, 2033, linked to the MerQube US Tech+ Vol Advantage Index and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay no interest and can be automatically called as early as August 27, 2027 if the Index closes at or above the Call Value on a Review Date, returning $1,000 plus a Call Premium Amount based on a Call Premium Rate of at least 20.80%. If not called and the Final Index Value is below the Barrier Amount, investors lose 1% of principal for each 1% Index decline, potentially losing their entire investment.

The Index dynamically allocates to an unfunded position in the Invesco QQQ Trust (QQQ) with a 35% target volatility, leverage between 0% and 500%, a 6.0% per annum daily deduction and a daily notional financing cost, all of which create a performance drag versus a similar index without such charges. If priced today, the estimated economic value would be about $925.20 per $1,000 note and will not be less than $900.00 at pricing, reflecting selling, structuring and hedging costs. Credit risk of both the issuer and guarantor, limited liquidity and multiple conflicts of interest are highlighted.

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated structured notes linked to the Dow Jones Industrial Average®, the Nasdaq-100 Index® and the VanEck® Gold Miners ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a monthly Contingent Interest Payment only if on each Review Date the closing value of every Underlying is at or above 70.00% of its Initial Value (the Interest Barrier). The Contingent Interest Rate will be at least 13.50% per annum, paid at 1.125% per month, but interest is not guaranteed.

Starting on December 2, 2026, JPMorgan Financial may redeem the notes early on any eligible Interest Payment Date if each Underlying is at or above its Interest Barrier, paying $1,000 plus the Contingent Interest Payment per note. If the notes are not redeemed and on the final Review Date any Underlying is below 60.00% of its Initial Value (the Trigger Value), holders receive $1,000 plus $1,000 × Least Performing Underlying Return, risking significant or total principal loss. If each Final Value is at or above its Trigger Value, principal is repaid and the final Contingent Interest Payment, if due, is paid.

The minimum denomination is $1,000. If priced today, the estimated value would be about $949.00 per $1,000 note, and at issuance it will not be less than $900.00 per $1,000 note, reflecting embedded selling, structuring and hedging costs. The notes are not bank deposits, are not FDIC-insured, will not be listed on an exchange and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering capped dual directional buffered return enhanced notes linked to the least performing of the Dow Jones Industrial Average®, the Russell 2000® Index and the S&P 500® Index, maturing November 30, 2027. The notes are unsecured senior obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay no interest and do not provide dividends. At maturity, investors receive leveraged upside of 1.25x any positive return of the least performing index, capped by a Maximum Upside Return of at least 23.10%. If the worst-performing index is flat or down by up to the 15.00% Buffer Amount, investors receive a positive return equal to the absolute decline (up to 15%). If any index falls by more than 15%, principal is reduced 1% for each 1% decline beyond 15%, for a maximum loss of 85.00% of principal.

Denomination is $1,000 per note. If priced on the reference date, the estimated value would be about $988.60 per $1,000 note, and the final estimated value will not be less than $900.00, reflecting selling commissions, hedging costs and issuer funding assumptions. The notes will not be listed, and secondary market prices are expected to be below the issue price and sensitive to JPMorgan’s credit, market factors and internal funding rates.

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $1,715,000 of unsecured Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing August 19, 2031. Minimum denomination is $1,000, priced at 100% of principal with $9 in fees per note.

The notes pay a 12.30% per annum contingent coupon (1.025% monthly) only when the Index is at or above 65% of its Initial Value on a Review Date; missed coupons can be paid later if the barrier is met. The notes are automatically called (no further payments) if, from August 16, 2027 onward, the Index is at or above its Initial Value on specified Review Dates.

If not called, principal is protected only if the Final Index Value is at least 50% of the Initial Value; otherwise, repayment is reduced one-for-one with the Index decline, potentially to zero. The underlying Index employs up to 500% futures leverage and is subject to a 6.0% per annum daily deduction, which materially drags performance. The estimated value is $930.70 per $1,000 note at pricing, reflecting selling costs and issuer funding assumptions. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. and there is no listing or guaranteed secondary market.

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $1,279,000 of unsecured callable contingent interest notes linked individually to the Nasdaq‑100® Technology Sector, the Russell 2000® Index and the S&P 500® Index, maturing July 19, 2028 and guaranteed by JPMorgan Chase & Co.

The notes pay a contingent interest rate of 8.25% per annum (0.6875% monthly) only if, on a Review Date, each index is at or above its Interest Barrier of 70% of its Initial Value; otherwise no interest is paid. The issuer may redeem the notes early on specified interest payment dates, first eligible on November 19, 2026, paying $1,000 plus any due contingent interest.

If not redeemed early, principal repayment depends on the Least Performing Index. If, on the final Review Date, each index is at or above its Trigger Value of 60% of its Initial Value, investors receive $1,000 plus any final contingent interest. If any index is below its Trigger Value, repayment is $1,000 plus $1,000 times the Least Performing Index return, leading to loss of more than 40% and up to 100% of principal.

The price to public is $1,000 per note, including up to about $21.25 in selling commissions; proceeds to the issuer are approximately $978.8331 per $1,000. The estimated value is $960.50 per $1,000 at pricing, reflecting internal funding and hedging costs, and may be lower than secondary market prices for a limited initial period. The notes lack liquidity, are not FDIC insured, and expose investors to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.

JPMorgan Chase & Co. (through JPMorgan Chase Financial Company LLC) is offering structured Auto Callable Contingent Interest Notes due August 31, 2028, linked to the MerQube US Tech+ Vol Advantage Index. Investors may receive a monthly Contingent Interest Payment only when the Index on a Review Date is at or above 70% of its Initial Value (the Interest Barrier). The notes can be automatically called as early as August 30, 2027 if, on certain Review Dates, the Index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable interest and no further payments.

Capital is at risk: if the notes are not called and the Final Index Value is below the 85% Buffer Threshold, principal is reduced 1% for each 1% decline beyond the 15% Buffer Amount, up to an 85% loss of principal. The notes pay no fixed interest and offer no participation in Index upside beyond contingent coupons. The Index itself is reduced by a 6.0% per annum daily deduction and a daily notional financing cost, and may employ up to 500% leverage, which can magnify losses. The indicative Contingent Interest Rate is at least 12.80% per annum, and the estimated value is about $960.80 per $1,000, not less than $900 at pricing, reflecting selling commissions, hedging costs and the issuer’s internal funding rate.

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured callable contingent interest notes linked individually to the MSCI EAFE Index and the MSCI Emerging Markets Index, maturing August 22, 2031, in minimum denominations of $1,000.

Investors receive a Contingent Interest Payment on each Review Date only if the closing level of each index is at least 70.00% of its Initial Value (the Interest Barrier); otherwise no interest is paid for that period. If the notes are not redeemed early and, on the final Review Date, either index is below 60.00% of its Initial Value (its Trigger Value), principal is reduced 1% for each 1% decline in the Lesser Performing Index, potentially down to zero.

The issuer may redeem the notes early, in whole, on specified Interest Payment Dates starting November 24, 2026, paying $1,000 plus any due interest. The indicative estimated value is about $980 per $1,000 note and will not be less than $950, reflecting embedded costs and an internal funding rate. The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co. and expose holders to its and the issuer’s credit risk, non-U.S. and emerging markets equity risk, currency risk, limited liquidity and complex U.S. tax treatment.

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured Capped Dual Directional Buffered Equity Notes linked to the S&P 500® Index, maturing on September 29, 2027. The notes provide unleveraged exposure to index moves, with gains from appreciation or, within limits, from moderate depreciation.

The structure offers upside participation in positive index returns, capped at a Maximum Upside Return of at least 9.40%, and a “dual directional” feature: if the index is flat or down by up to a 15.00% Buffer Amount, investors receive a positive return equal to the absolute decline. If the index falls by more than 15%, principal is reduced 1:1 beyond the buffer, with losses up to 85.00% of principal.

The notes pay no interest or dividends, are not FDIC insured, are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed. The minimum denomination is $1,000. If priced on the stated date, the estimated value would be about $988.60 per $1,000 note and will not be less than $950.00 when set, reflecting selling, structuring and hedging costs.