JPMorgan Chase (NYSE: JPM) revises by-laws on advancement of fees and expenses

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

JPMorgan Chase & Co. reported that its Board of Directors approved amendments to the company’s By-laws, effective April 21, 2026. The changes update the advancement provisions in Article IX so that any advancement of fees or expenses must comply with terms and conditions established by the corporation, which the corporation may amend or modify. The full amended By-laws, marked to show changes from the prior version, are provided as an exhibit.

8-K Event Classification

2 items: 5.03, 9.01

2 items

Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year Governance

The company amended its charter documents, bylaws, or changed its fiscal year.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

By-law effective date: April 21, 2026 Series DD preferred rate: 5.75% Series EE preferred rate: 6.00% +4 more

7 metrics

By-law effective date April 21, 2026 Effective date of amended By-laws and updated advancement provisions

Series DD preferred rate 5.75% Non-Cumulative Preferred Stock, Series DD depositary shares

Series EE preferred rate 6.00% Non-Cumulative Preferred Stock, Series EE depositary shares

Series GG preferred rate 4.75% Non-Cumulative Preferred Stock, Series GG depositary shares

Series JJ preferred rate 4.55% Non-Cumulative Preferred Stock, Series JJ depositary shares

Series LL preferred rate 4.625% Non-Cumulative Preferred Stock, Series LL depositary shares

Series MM preferred rate 4.20% Non-Cumulative Preferred Stock, Series MM depositary shares

Key Terms

Non-Cumulative Preferred Stock, Inline XBRL, Regulation S-T, emerging growth company, +1 more

5 terms

Non-Cumulative Preferred Stock financial

"Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DD"

Preferred stock that pays a fixed dividend but does not require the company to make up missed payments later; if a dividend is skipped, shareholders lose that income permanently rather than accumulating a balance the company must repay. Investors care because this structure offers higher priority than common shares for payouts but less protection for dividend income, so it’s a trade-off between steady yield and the risk of permanent missed payments.

Inline XBRL technical

"the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language)"

Inline XBRL is a file format for financial filings that embeds machine-readable data tags directly inside the human-readable report, so the same document can be read by people and parsed by software. For investors it makes extracting, comparing and verifying financial numbers faster and more reliable—like a grocery list where each item also has a barcode—reducing manual errors and speeding up analysis.

Regulation S-T regulatory

"Pursuant to Rule 406 of Regulation S-T, the cover page is formatted"

emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

advancement of fees or expenses financial

"requiring that any advancement of fees or expenses comply with terms and conditions established by the Corporation"

Understanding 8-K Material Events →

04/24/2026 - 04:16 PM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): April 21, 2026

JPMorgan Chase & Co.

(Exact name of registrant as specified in its charter)

Delaware

1-5805

13-2624428

(State or other jurisdiction of
incorporation or organization)

(Commission File Number)

(I.R.S. employer
identification no.)

270 Park Avenue,

New York,

New York

10017

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (212) 270-6000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐						Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐						Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐						Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐						Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock	JPM	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DD	JPM PR D	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EE	JPM PR C	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.75% Non-Cumulative Preferred Stock, Series GG	JPM PR J	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJ	JPM PR K	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LL	JPM PR L	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MM	JPM PR M	The New York Stock Exchange
Guarantee of Callable Fixed Rate Notes due June 10, 2032 of JPMorgan Chase Financial Company LLC	JPM/32	The New York Stock Exchange
Guarantee of Alerian MLP Index ETNs due January 28, 2044 of JPMorgan Chase Financial Company LLC	AMJB	NYSE Arca, Inc.
Guarantee of Inverse VIX Short-Term Futures ETNs due March 22, 2045 of JPMorgan Chase Financial Company LLC	VYLD	NYSE Arca, Inc.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

The Board of Directors (the “Board”) of JPMorgan Chase & Co. (the “Corporation”) has adopted amendments to the Corporation’s By-laws, effective April 21, 2026 (as so amended, the "By-laws"), to update the advancement provisions in Article IX, including by requiring that any advancement of fees or expenses comply with terms and conditions established by the Corporation, which the Corporation may amend or modify.

The foregoing description of the amendments to the By-laws does not purport to be a complete summary and is qualified in its entirety by reference to the full text of the By-laws, a copy of which (marked to show changes from the prior version) is attached as Exhibit 3.2 and incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits

(d) Exhibit



Exhibit No.						Description of Exhibit

3.2						By-laws of JPMorgan Chase & Co., as amended, effective April 21, 2026
101						Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).
104						Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


JPMorgan Chase & Co.
(Registrant)


By:			/s/ Reid R. Broda
			Reid R. Broda
			Corporate Secretary


Dated:			April 24, 2026

Source: View Original Filing on SEC EDGAR

FAQ

What by-law change did JPM (JPMorgan Chase & Co.) report in this 8-K?

JPMorgan Chase & Co. reported Board-approved amendments to its By-laws. The update revises Article IX advancement provisions so fee and expense advances must follow terms and conditions set by the corporation, which it may further amend or modify over time.

When do the amended JPM (JPMorgan Chase & Co.) by-laws become effective?

The amended By-laws of JPMorgan Chase & Co. are effective April 21, 2026. This effective date applies to the updated advancement provisions in Article IX governing how fees and expenses may be advanced under terms set by the corporation.

Where can investors see the full text of JPM’s amended by-laws?

The full text of JPMorgan Chase & Co.’s amended By-laws is included as Exhibit 3.2. That exhibit is marked to show changes from the prior version and is incorporated by reference, allowing readers to compare old and new language directly.

Does this JPM 8-K include financial results or earnings data?

This 8-K focuses on corporate governance changes to JPMorgan Chase & Co.’s By-laws. It does not present earnings, revenue, or other operating results, instead highlighting the revised advancement provisions in Article IX and listing related exhibits.

What securities of JPM (JPMorgan Chase & Co.) are listed in this filing?

The filing lists JPMorgan Chase & Co. common stock and several depositary shares for non-cumulative preferred stock series, plus guarantees of certain notes and ETNs. Each security is shown with its trading symbol and the exchange where it is listed.

Filing Exhibits & Attachments

5 documents