JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering $1,887,000 of unsecured Callable Contingent Interest Notes due July 6, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 11.00% per annum, credited monthly only if on each Review Date all three indices — the Nasdaq-100 Technology Sector, the Russell 2000 Index and the S&P 500 Index — close at or above 70.00% of their Initial Values, the Interest Barriers.
The issuer may redeem the notes early, in whole, on any eligible Interest Payment Date from November 5, 2026, paying $1,000 plus the applicable contingent interest. If held to maturity and not called, principal is protected only if each index’s Final Value is at or above its Trigger Value of 60.00% of Initial Value; otherwise, repayment is reduced one-for-one with the decline of the Least Performing Index, potentially to zero. The price to public is $1,000 per note, while the estimated value is $974.60, reflecting embedded costs and dealer economics. The notes are not listed, subject investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., offer no participation in index upside or dividends, and involve complex U.S. tax and possible withholding outcomes for both U.S. and non-U.S. holders.
JPMorgan Chase Financial Company LLC is offering $10,695,000 of Uncapped Buffered Return Enhanced Notes due August 3, 2029, linked to the lesser performance of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index. The notes provide 1.84x leveraged upside on any gain of the lesser performing underlying at maturity.
Principal is protected only by a 10% buffer; if either underlying falls more than 10%, repayment of principal is reduced 1% for each 1% decline beyond the buffer, up to a 90% loss. The notes pay no interest or dividends, are unsecured obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., and expose investors to both issuers’ credit risk.
The price to the public is $1,000 per note, including $4 in selling commissions, with issuer proceeds of $996 per note. The initial estimated value is $969.50, below the issue price due to embedded selling, structuring and hedging costs. The notes are not listed, and secondary market liquidity will depend on J.P. Morgan Securities LLC.
JPMorgan Chase Financial Company LLC is offering $10,376,000 of unsecured structured review notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the lesser performer of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index and maturing on August 5, 2031. The notes are issued in $1,000 denominations, pay no interest or dividends, and may be automatically called as early as August 4, 2027 if each underlying is at or above its 100% Call Value, triggering fixed call premiums stepping from 10.10% to 50.50% of principal. If not called, principal is repaid at maturity only if the final value of each underlying is at or above its 60% Barrier Amount; otherwise repayment is reduced one-for-one with the decline of the lesser-performing underlying, potentially to zero. The public issue price is $1,000 per note, including $25 in fees and commissions, versus an estimated value of $935.60, and any payment depends on the credit of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering structured Digital Barrier Notes linked to the lesser performing of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a principal amount of $1,437,000, are issued in minimum denominations of $1,000, and are scheduled to mature on August 5, 2032, after pricing on July 31, 2026 and expected settlement on or about August 5, 2026.
At maturity, if the Final Value of each Index is at or above its Initial Value, investors receive a fixed Contingent Digital Return of 83.20%, or $1,832 per $1,000 note. If either Index finishes below its Initial Value but both remain at or above 75.00% of Initial Value (the Barrier Amount), investors receive par only. If either Index finishes below its Barrier Amount, repayment is reduced 1% for every 1% decline of the Lesser Performing Index, potentially down to zero.
The notes pay no interest or dividends, are unsecured and unsubordinated, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at issuance is $981.70 per $1,000, below the price to public due to structuring and hedging costs. The notes will not be listed, and secondary market prices are expected to be lower than the original issue price.
JPMorgan Chase Financial Company LLC is issuing $1,665,000 of Auto Callable Contingent Interest Notes due August 5, 2031, linked to the MerQube US Large-Cap Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 16.90% per annum, credited monthly at 1.40833%, only for months when the Index closes at or above 70% of the Initial Value (the Interest Barrier). The notes are automatically called on quarterly review dates if the Index is at or above the Initial Value, with the earliest possible call on February 1, 2027.
If the notes are not called and, on the final review date, the Index is at or above the Trigger Value of 50% of the Initial Value, investors receive full principal plus any final contingent interest; if it is below the Trigger Value, repayment is reduced one-for-one with the Index decline, down to zero. The Index is a leveraged, volatility-targeting futures-based strategy on E-mini S&P 500 contracts and is subject to a 6.0% per annum daily deduction, which drags performance versus a similar index without that charge. The notes are unsecured obligations, subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not insured deposits, and the estimated value is $928.70 per $1,000 note, below the $1,000 issue price due to fees, hedging costs and dealer compensation.
JPMorgan Chase Financial Company LLC is issuing $1,379,000 of Uncapped Accelerated Barrier Notes linked to the S&P 500 Futures Excess Return Index, maturing on August 5, 2031 and fully guaranteed by JPMorgan Chase & Co. The notes offer an uncapped leveraged upside: at maturity investors receive 2.075 times any positive Index return, so a 10% Index gain results in a 20.75% payoff, or $1,207.50 per $1,000 note. If the Final Index Value is at or above the Barrier Amount of 70% of the Initial Value, principal is returned.
If the Final Value falls below the Barrier, investors lose 1% of principal for each 1% Index decline from the Initial Value, with examples down to a 100% loss if the Index goes to zero. The notes pay no interest, are unsecured, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $41.25 in fees and commissions, with estimated value of $937.40. The product embeds futures-related risks such as volatility, negative roll returns, liquidity limits, and potential disparities between the Index and the underlying S&P 500 futures, and it may be difficult to sell before maturity at favorable prices.
JPMorgan Chase Financial Company LLC is issuing $1,020,000 of auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 13.00% per annum Contingent Interest Rate (1.08333% per month) only for Review Dates when the Index closes at or above 70.00% of the Initial Value, the Interest Barrier. The notes may be automatically called on certain Review Dates starting August 2, 2027 if the Index is at or above the Initial Value, returning $1,000 principal plus the applicable Contingent Interest Payment.
If not called, principal is protected only down to a Buffer Threshold of 85.00% of the Initial Value; below this level at maturity investors lose 1% of principal for each 1% Index decline beyond the 15.00% Buffer Amount, up to a maximum loss of 85.00%. The Index applies a 6.0% per annum daily deduction and a daily notional financing cost on its QQQ Fund exposure, which drag on performance and cause the Index to trail an identical index without such deductions. The notes priced at $1,000 per note with an estimated value of $961.00, are unsecured and unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering $637,000 of capped accelerated barrier notes linked to the lesser performance of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on September 3, 2027 and are issued in $1,000 denominations.
At maturity, investors receive 1.25x any positive return of the lesser-performing index, capped at a 17.00% maximum return. If either index ends below its 70.00% Barrier Amount, principal is reduced 1% for each 1% decline of the lesser-performing index, potentially to zero. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity depends on dealer bids. The estimated value is $975.70 per $1,000 at pricing, below the issue price, reflecting embedded costs and dealer margins. Complex U.S. tax and Section 871(m) considerations apply, with counsel viewing the notes as prepaid financial contracts treated as open transactions.
JPMorgan Chase Financial Company LLC is offering $714,000 of Uncapped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, maturing on August 3, 2029 and fully guaranteed by JPMorgan Chase & Co. The notes provide 1.1825x any positive return of the lesser performing index at maturity, and, for declines of up to the 15.00% Buffer Amount, a positive return equal to the absolute decline of that index.
If either index falls by more than 15%, investors lose 1% of principal for each 1% decline beyond the buffer, up to a maximum loss of 85.00%, with a minimum payoff of $150 per $1,000 note. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including selling fees of about $8.55 per note, for issuer proceeds of about $991.45 per note. The estimated fair value at pricing was $975.60 per $1,000 note, reflecting embedded selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $485,000 of auto callable accelerated barrier notes linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on August 5, 2027 or July 31, 2028 if each index is at or above 100% of its Initial Value, paying $1,000 plus a call premium of 15.50% on the first Review Date or 31.00% on the second, after which no further payments are made. If not called and all Final Index Values exceed Initial Values, investors receive $1,000 plus 2.00 times the gain of the least performing index. If any index finishes between 70% and 100% of its Initial Value, principal is returned.
If any index closes below its 70% Barrier Amount on the final Review Date, repayment is reduced 1% for each 1% decline in the least performing index, up to a total loss of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value of $955.80 per $1,000, below the issue price, reflecting fees, hedging costs and dealer compensation.