JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due August 8, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index.
Investors may receive a contingent interest rate of at least 11.50% per annum, paid monthly, but only for Review Dates when the closing level of each Index is at or above its Interest Barrier of 70.00% of its Initial Value. If any Index is below its barrier on a Review Date, no interest is paid for that month. JPMorgan may redeem the notes early on specified Interest Payment Dates starting February 10, 2027, paying $1,000 per note plus any due contingent interest.
If the notes are not redeemed early and, on the final Review Date, the Final Value of each Index is at or above its Trigger Value of 60.00% of its Initial Value, investors receive $1,000 per note plus any final contingent interest. If any Index finishes below its Trigger Value, repayment of principal is reduced one-for-one with the decline of the Least Performing Index, and investors can lose more than 40% and up to 100% of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed on any exchange, and have an estimated value of about $970 per $1,000 at pricing, not less than $950.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Auto Callable Contingent Interest Notes due February 20, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index.
Investors may receive a monthly Contingent Interest Payment only if on a Review Date the closing level of each index is at least 70.00% of its Initial Value, the Interest Barrier. From the sixth Review Date (earliest February 16, 2027), the notes are automatically called if each index is at or above its Initial Value, paying $1,000 plus the applicable contingent interest.
If not called, at maturity investors receive $1,000 plus the final contingent interest if each index is at or above its Trigger Value (also 70.00% of Initial Value). If any index is below its Trigger Value, repayment is reduced 1% for each 1% decline of the least performing index, down to a complete loss of principal. The estimated value is expected to be below the $1,000 issue price, and the notes involve credit, market, liquidity and tax risks.
JPMorgan Chase Financial Company LLC is offering Auto Callable Accelerated Barrier Notes linked to the iShares Bitcoin Trust ETF (IBIT), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations with a scheduled maturity on September 6, 2029, and a potential automatic call on September 7, 2027.
The structure provides an Upside Leverage Factor of 1.50 on any positive Fund return at maturity if the notes are not called, and a contingent Call Premium of at least $202.50 per $1,000 if the Fund is at or above the Call Value on the Review Date. Principal is protected only down to a Barrier Amount of 70.00% of the Initial Value; if the Final Value is below this level and the notes have not been called, repayment is reduced one-for-one with the Fund’s loss and investors can lose most or all of their principal.
The notes pay no interest, will not be listed on an exchange, and secondary market liquidity is expected to be limited. The estimated value is indicated at about $956.40 per $1,000 (not less than $900.00 when set), reflecting embedded costs. The product embeds exposure to bitcoin through the ETF, and the issuer highlights extensive risks related to bitcoin’s volatility, regulatory uncertainty, custody, market structure, and the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering $501,000 principal amount of Capped Accelerated Barrier Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and Nasdaq-100 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note, with selling commissions of $7.50 per $1,000 and estimated proceeds of $992.50 per note to the issuer.
At maturity on August 4, 2031, investors receive 4.00 times any positive return of the least performing index, capped at a 102.00% maximum return (up to $2,020 per $1,000). Principal is returned only if each index finishes at or above 70.00% of its initial level; if any index ends below this barrier, repayment is reduced one-for-one with the least performing index return, and investors can lose up to 100% of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both the issuer and guarantor, have an estimated initial value of $976 per $1,000, and are not expected to be listed, limiting liquidity.
JPMorgan Chase Financial Company LLC is offering Uncapped Accelerated Barrier Notes due August 29, 2031, linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, in minimum denominations of $1,000 per note. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co., exposing holders to the credit risk of both entities.
At maturity, investors receive an uncapped leveraged upside of at least 1.60x any positive return of the least performing index; if that index is flat or any index is below its initial level but all remain at or above the 70.00% Barrier Amount, principal is returned. If any index finishes below its barrier, principal is reduced 1% for each 1% decline of the least performing index, up to total loss.
The notes pay no interest or dividends and will not be listed, so liquidity depends on J.P. Morgan Securities LLC making a market. If priced on August 3, 2026, the estimated value would be about $932.80 per $1,000 note and will not be less than $900.00 at pricing, reflecting embedded selling commissions, hedging costs and issuer margins. The filing highlights extensive risk factors, including market, small-cap, non-U.S. securities, structural, credit, liquidity, valuation and U.S. federal tax risks.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due August 11, 2032, linked to the MerQube US Large-Cap Vol Advantage Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 minimum denominations.
Investors may receive a Contingent Interest Payment on each monthly review date only if the Index closes at or above 70.00% of the Initial Value (the Interest Barrier). The notes are automatically called on quarterly dates if the Index is at or above the Initial Value, with the earliest call on August 6, 2027. If the notes are not called and the Final Value is below the 50.00% Trigger Value, repayment of principal is reduced one-for-one with the Index loss, down to zero.
The Index dynamically allocates exposure of up to 500% to E-mini S&P 500 futures to target 35% implied volatility and is subject to a 6.0% per annum daily deduction, which creates a significant drag versus a similar index without a deduction. An example estimated value is $920.80 per $1,000 note if priced today, and the final estimated value will not be less than $900.00 per $1,000. Payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering uncapped accelerated barrier notes linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are designed to pay at maturity 1.74 times any positive return of the least performing index, with no upside cap.
If, at maturity, any index closes below its Barrier Amount of 70% of its initial level, principal is reduced one-for-one with the decline of the least performing index, potentially to zero; if all indices stay at or above their barriers, principal is returned. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, have $1,000 minimum denominations, and are expected to mature on September 5, 2031$956.10 per $1,000, and will not be less than $900.00 per $1,000 when set, reflecting embedded costs and dealer compensation.
JPMorgan Chase Financial Company LLC is issuing $584,000 of Digital Barrier Notes linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Equal Weight Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are scheduled to price on July 30, 2026, settle on or about August 4, 2026, and mature on September 2, 2027, with a single observation date on August 30, 2027.
For each $1,000 note, investors receive a fixed 10.00% Contingent Digital Return (total payment $1,100) at maturity if the final level of each index is at least 60.00% of its Initial Value (the Barrier Amount). If any index finishes below its barrier, repayment is $1,000 plus the return of the least performing index on a one-for-one basis, so losses can exceed 40% of principal and reach 100%. The notes pay no interest, provide no principal protection, and are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including a $5 selling commission; the bank’s estimated value is $992.60 per $1,000, and secondary market liquidity and pricing may be significantly less favorable to investors.
JPMorgan Chase Financial Company LLC is offering Uncapped Accelerated Barrier Notes due September 5, 2031, linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index. The notes target an uncapped payoff of at least 1.49x any positive return of the lesser performing index at maturity, with a barrier set at 70% of its Initial Value.
If both indices finish at or above their respective barrier amounts, investors receive at least their $1,000 principal; if either finishes below its barrier, principal loss matches the decline of the lesser-performing index and can reach 100%. The notes pay no interest, provide no dividends, are unsecured obligations of JPMorgan Financial fully guaranteed by JPMorgan Chase & Co., and are subject to their credit risk. Minimum denomination is $1,000. If priced today, the estimated value would be $970.80 per $1,000, and at pricing it will not be less than $900.00 per $1,000. The notes will not be listed, so liquidity depends on dealer pricing. Tax treatment is expected to follow "open transaction" prepaid financial contract treatment, and the issuer currently expects Section 871(m) withholding not to apply.
JPMorgan Chase Financial Company LLC is issuing $2,144,000 of Auto Callable Contingent Interest Notes linked to the capital stock of International Business Machines Corporation (IBM), due August 3, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a Contingent Interest Rate of 14.00% per annum (3.50% per quarter), or $35.00 per $1,000 per quarter, only if on a Review Date the IBM share price is at or above the Interest Barrier of 51.65% of the Initial Value (based on an Initial Value of $221.74, the barrier equals $114.52871). Missed interest can be paid later if the barrier is met, but may be lost entirely.
The notes are auto callable on any Review Date other than the first and final, starting February 1, 2027, if IBM’s closing price is at least the Initial Value; investors then receive $1,000 plus due and unpaid contingent interest, with no further payments. At maturity, if not called, investors receive principal plus contingent interest only if the Final Value is at or above the Trigger Value (same level as the Interest Barrier). If the Final Value is below the Trigger Value, the payoff is $1,000 plus $1,000 × Stock Return, so investors lose 1% of principal for each 1% IBM has fallen and can lose all principal.
The price to the public is $1,000 per note, including total fees of $18.50 (selling commission and structuring fee), with estimated value of $962.90 per $1,000 at pricing. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, may have limited or no liquidity, and expose holders to issuer credit, market, reinvestment, tax and structural risks highlighted in extensive risk disclosures.