JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering $956,000 of Auto Callable Notes linked to the J.P. Morgan Multi-Asset Index, maturing on August 2, 2033 and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations subject to the credit risk of both entities.
The notes pay no interest. They may be automatically called on any Review Date from July 30, 2027 through July 28, 2032 if the Index closes at or above the applicable Call Value (starting at 101% and stepping up to 106% of the Initial Value). If called, investors receive $1,000 plus a fixed Call Premium (from 10.25% to 61.50% of principal), and no further payments.
If not called, at maturity investors receive full principal plus an Additional Amount equal to $1,000 × Index Return × 100% Participation Rate, floored at zero, providing uncapped upside to Index appreciation but no downside participation. The Initial Value of the Index was 313.34 on the pricing date. The Index is a JPMS-sponsored, rules-based, multi-asset “excess return” index with a 1.00% per annum daily deduction, dynamic rebalancing and a 4% target volatility threshold, and can take both long and short notional futures positions.
The price to public is $1,000 per note, including selling-related costs, while the estimated value at pricing was $901.90 per $1,000 note. U.S. investors are expected to treat the notes as contingent payment debt instruments for tax purposes and accrue original issue discount based on a comparable yield of 4.81% and a projected single payment of $1,395.22 at maturity, subject to actual outcomes.
JPMorgan Chase Financial Company LLC is offering $350,000 of Auto Callable Notes linked to the J.P. Morgan Multi-Asset Index, due July 31, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 denominations, priced at 100% of principal, with selling commissions of $38.75 per $1,000 and issuer proceeds of $961.25 per $1,000. The estimated value at pricing was $914.00 per $1,000 note.
The notes pay no interest. On scheduled Review Dates starting July 30, 2027, if the Index is at or above the applicable Call Value (101%–104% of the Initial Value), the notes are automatically called for par plus a fixed premium (8%, 16%, 24% or 32%). If not called, at maturity investors receive full principal repayment plus an uncapped Additional Amount equal to 100% of any Index appreciation, based on an Initial Index Value of 313.34, but no downside participation: if the Index is flat or lower, only par is repaid. All payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The Index itself is a rules-based, multi-asset excess return index with a 1.00% per annum daily deduction.
JPMorgan Chase Financial Company LLC is offering $367,000 of unsecured Review Notes linked to the lesser performing of the iShares Semiconductor ETF (SOXX) and the Nasdaq-100 Index (NDX), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note in $1,000 minimums.
The notes pay no interest or dividends and may be automatically called quarterly starting January 28, 2027 if each underlying is at or above its Call Value (100% of its Initial Value). On a call, investors receive $1,000 plus an increasing Call Premium (from 11.6% on the first Review Date up to 46.4% on the final Review Date).
If not called, principal is protected only by a 20% buffer. At maturity on August 2, 2028, if the lesser performing underlying has fallen more than 20% from its Initial Value ($491.46 for SOXX and 27,763.13 for NDX), repayment is reduced 1% for each 1% decline beyond 20%, down to a minimum of $200 per $1,000. An estimated value of $960.90 per note reflects structuring and selling costs, and any payment is subject to the credit risk of both the issuer and guarantor. The notes will not be listed, and liquidity will depend on JPMS making a market.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $75,000 of Capped Accelerated Barrier Notes linked to the iShares Bitcoin Trust ETF. Each note has a $1,000 denomination, offers 1.50x leveraged upside, and is capped at a 144.00% maximum return, corresponding to a maximum payment of $2,440 per note at maturity on August 2, 2029.
The notes provide full principal repayment only if the ETF’s final value is at or above the 70.00% Barrier Amount of the Initial Value, which was $36.14 on July 28, 2026, implying a barrier level of $25.298. If the final value is below the barrier, investors lose 1% of principal for each 1% ETF decline from the Initial Value, up to a total loss of principal. The notes pay no interest, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity depends on dealer markets.
The price to the public is $1,000 per note, including $32.50 in selling commissions and resulting in issuer proceeds of $967.50 per note. The estimated value at pricing was $966.60, reflecting internal funding and hedging costs. The structure embeds significant risks tied to bitcoin price volatility, potential acceleration if the ETF is discontinued, limited anti-dilution protection, and complex U.S. federal tax treatment as a prepaid financial contract potentially subject to “constructive ownership” rules.
JPMorgan Chase Financial Company LLC is offering $823,000 Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 9.25% per annum Contingent Interest, or $7.7083 per $1,000 monthly, only if on a Review Date the Index closes at or above 85.00% of the Initial Value; missed coupons can be paid later if this barrier is met.
The notes are automatically called if, from the sixth through the penultimate Review Dates, the Index is at or above 95.00% of the Initial Value, returning principal plus due and unpaid contingent interest. If held to maturity and not called, principal is protected only down to a 15.00% buffer; if the Final Value is below the Buffer Threshold, repayment is reduced dollar‑for‑dollar and investors may lose up to 85.00% of principal. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. The notes price at $1,000 per unit, while the issuer’s estimated value is $925.30, and they are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering $565,000 of Auto Callable Yield Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay 6.50% per annum, credited monthly at 0.54167%, until automatic call or maturity on July 31, 2031.
The notes may be automatically called on scheduled review dates starting July 28, 2027 if the Index is at or above 99.00% of its Initial Value, returning $1,000 per note plus the applicable interest payment. If not called, principal is protected only by a 15.00% buffer; if the Final Value is more than 15% below the Initial Value, investors lose 1% of principal for each 1% decline beyond the buffer, up to an 85.00% loss.
The Initial Value of the Index on the pricing date was 12,971.29. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on its QQQ Fund exposure, which drag performance and cause it to trail a comparable index without such charges. The price to public is $1,000 per note, including $39 of fees and commissions, for net proceeds of $542,965 to the issuer; the estimated value was $913.70 per $1,000 note at pricing. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Uncapped Dual Directional Accelerated Barrier Notes linked to the Nasdaq-100 Futures Excess Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target at least 1.78x any positive Index performance at maturity and provide a capped upside on moderate Index declines through an Absolute Index Return feature when the Final Value is at or above the Barrier Amount of 60.00% of the Initial Value.
If the Index rises, investors receive $1,000 plus the leveraged gain; if it is flat or falls but stays at or above the Barrier Amount, they receive $1,000 plus the absolute Index loss, capped at a 40.00% gain (maximum $1,400 per $1,000 note when the Index Return is negative). If the Final Value falls below the Barrier Amount, principal is exposed one-for-one to the Index decline and investors can lose up to their entire investment. The notes pay no interest, are issued in $1,000 minimum denominations, and embed fees so that an indicative estimated value is about $946.80 per $1,000, with a minimum not less than $900.00.
JPMorgan Chase Financial Company LLC is offering Auto Callable Accelerated Barrier Notes linked to the MerQube US Large-Cap Vol Advantage Index, guaranteed by JPMorgan Chase & Co., in $1,000 minimum denominations. The notes may be automatically called as early as August 17, 2027 if the Index is at or above 100% of its Initial Value, paying back principal plus a call premium that starts at $217 per $1,000 note and increases on later Review Dates.
If not called and the Final Index Value is above the Initial Value, investors receive an uncapped leveraged payoff of 5.00× the Index gain; if the Final Value is at or above the 50.00% Barrier but not higher than the Initial Value, principal is returned. Below the Barrier, principal is reduced one-for-one with the Index loss, risking a loss of more than half, up to all, of invested principal. The Index embeds a 6.0% per annum daily deduction, which drags performance. The indicative estimated value is $886.20 per $1,000 note and will not be less than $870.00 at pricing.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering 5yNC1y Auto Callable Accelerated Barrier Notes linked to the MerQube US Large-Cap Vol Advantage Index. The Index provides rules-based exposure to E‑Mini S&P 500 futures with a maximum futures exposure of 500% and includes a 6.0% per annum deduction that accrues daily. The notes have a minimum denomination of $1,000, an Upside Leverage Factor of 5.00 and a Barrier Amount set at 50.00% of the Initial Value.
The notes may be automatically called on scheduled review dates if the Index level is at least 100% of the Initial Value, paying back $1,000 plus a Call Premium of at least 21.700% per annum on the first Review Date, increasing on later dates. If not called, and the Final Value is above the Initial Value, payment at maturity equals $1,000 plus leveraged upside based on the Index Return. If the Final Value is below the Barrier Amount, investors are exposed to 1:1 downside and can lose more than 50% or all principal. The estimated value when set will not be less than $870 per $1,000 note, and all payments are subject to the credit risk of the issuer and guarantor.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the common stock of Broadcom Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of at least 14.00% per annum (at least 3.50% per quarter) only for Review Dates when Broadcom’s closing price is at or above 50.00% of the Initial Value, which also serves as the Interest Barrier and Trigger Value, with any unpaid interest potentially paid later if the barrier is met.
The notes may be automatically called on any Review Date from February 1, 2027 (except the first and final Review Dates) if Broadcom’s price is at or above the Initial Value, returning $1,000 per note plus due and unpaid contingent interest. If not called and the Final Value is at or above the Trigger Value on August 3, 2028, holders receive $1,000 plus applicable contingent interest; if below, repayment is reduced one-for-one with Broadcom’s decline, so investors can lose more than 50% and up to all principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value would be approximately $960.00 per $1,000 principal amount, and will not be less than $940.00 when set.