JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering $206,000 of auto-callable structured notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 denominations, priced on July 15, 2026 and maturing on July 18, 2031.
The notes may be automatically called quarterly from July 19, 2027 onward if the Index is at or above the Call Value (100% of the Initial Value), paying back principal plus a preset Call Premium (starting at 20.500% of face and rising to 102.500% on the final Review Date). If not called, investors receive principal at maturity only if the Final Index Value is at or above the Barrier Amount (50% of the Initial Value of 4,336.84). Below the barrier, maturity payment is $1,000 + ($1,000 × Index Return), exposing investors to losses greater than 50% and up to total loss of principal.
The underlying Index uses leveraged exposure (up to 500%) to E-mini S&P 500 futures and is reduced by a 6.0% per annum daily deduction, which drags on Index performance versus a similar index without this charge. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and carry an estimated value of $881.50 per $1,000 note, below issue price due to fees, hedging costs and dealer compensation.
JPMorgan Chase Financial Company LLC plans to issue Buffered Return Enhanced Notes linked to the S&P 500 Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes offer at least 2.05x leveraged exposure to any positive index return at maturity and provide a 20.00% downside buffer. If the index falls more than 20.00%, losses accelerate at 1.25% of principal for each 1% decline beyond that threshold.
The notes pay no interest or dividends, are unsecured and unsubordinated, and are issued in minimum denominations of $10,000. The expected term runs from a pricing date on or about July 17, 2026 to a maturity date of July 22, 2031. If priced on the reference date, the estimated value would be about $960 per $1,000 principal amount, and at issuance it will not be less than $950, both below the price to public due to embedded costs and dealer compensation. Key risks include potential loss of some or all principal at maturity, the credit risk of JPMorgan Chase Financial and JPMorgan Chase & Co., limited or no secondary market liquidity, complex tax treatment, and structural risks specific to futures-based indices.
JPMorgan Chase Financial Company LLC is offering Capped Digital Barrier Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide unleveraged exposure to the Index with a 20.00% Contingent Digital Return and a maximum return of at least 85.00% (at least $1,850 per $1,000 note) if held to maturity.
If at maturity the S&P 500® closing level is at or above 80.00% of the Initial Value, investors receive the greater of 20.00% or the Index’s percentage gain, capped at the Maximum Return. If the Final Value is below the 80.00% Barrier Amount, the payout becomes fully exposed to Index losses, and investors can lose more than 20.00% and up to all principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not bank deposits or FDIC insured. The minimum denomination is $1,000. If priced on the reference date described, the estimated value would be about $958.40 per $1,000 note, and will not be less than $930.00 per $1,000 when finally set.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 22, 2031, linked to the MerQube US Large-Cap Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Investors receive a Contingent Interest Payment for each Review Date when the Index closes at or above 65.00% of the Initial Value, and the notes are automatically called if on any non-first, non-final Review Date the Index is at or above its Initial Value, with the earliest call date on January 19, 2027.
If the notes are not called, principal repayment at maturity depends on the Index level: full principal is repaid only if the Final Value is at or above the Trigger Value of 60.00% of the Initial Value; otherwise principal is reduced one-for-one with the Index decline, down to zero. The illustrative Contingent Interest Rate is at least 16.45% per annum paid quarterly, but interest is entirely contingent and may be zero over the life of the notes. The underlying Index employs a leveraged futures strategy on E-mini S&P 500 contracts with a 35% target volatility and is subject to a 6.0% per annum daily deduction, which systematically drags performance. The minimum denomination is $1,000, and the current estimated value is approximately $929.60 per $1,000 note, reflecting embedded selling, structuring and hedging costs, as well as issuer-specific funding rates. Payments are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering Auto-Callable Trigger PLUS, unsecured structured notes linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 stated principal amount and matures on August 3, 2028.
The notes pay no interest. If on the August 6, 2027 redemption observation date the index closes at or above its initial level, the notes are automatically redeemed for at least $1,096.50 per note (at least 109.65% of principal). If not redeemed and the final index value exceeds the initial value, investors receive $1,000 plus 125% of the index percent increase.
If the final index value is at or above the 80% trigger level but at or below the initial level, investors receive only their $1,000 principal. If the final index value is below the trigger level, repayment equals $1,000 multiplied by the index performance factor, producing a loss of more than 20% and up to 100% of principal. Any payment is subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed on any exchange.
JPMorgan Chase Financial Company LLC is offering $759,000 of Auto Callable Contingent Interest Notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., at $1,000 per note. The notes pay a contingent interest rate of 14.15% per annum, due monthly only when the MerQube US Large-Cap Vol Advantage Index closes on a Review Date at or above 70.00% of the Initial Value (the Interest Barrier). Missed coupons can be paid later if the barrier is met.
The notes may be automatically called on specified Review Dates starting July 15, 2027 if the Index is at or above its Initial Value, returning principal plus due contingent interest and any unpaid coupons. If held to maturity without being called, principal is protected only down to a Trigger Value of 60.00% of the Initial Value; below this level, repayment is reduced one-for-one with the Index, and investors can lose most or all of principal. The underlying Index is highly engineered, uses up to 500% futures leverage and is subject to a 6.0% per annum daily deduction, which creates a persistent drag on performance.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. They will not be listed, so liquidity depends on JPMS making a market and secondary prices are expected to be below issue price. The estimated value at pricing is $938.10 per $1,000 note, reflecting selling commissions, hedging costs and internal funding assumptions. Complex U.S. tax treatment, including contingent coupons generally taxed as ordinary income and potential withholding for non-U.S. holders, is highlighted.
JPMorgan Chase Financial Company LLC is issuing $409,000 of Callable Contingent Interest Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, guaranteed by JPMorgan Chase & Co. The notes pay a 7.45% per annum Contingent Interest only when, on a Review Date, each index is at or above 70.00% of its Initial Value (the Interest Barrier). The issuer can redeem the notes early on specified Interest Payment Dates, beginning October 20, 2026.
At maturity on June 21, 2028, if not called and each index is at or above its 80.00% Buffer Threshold, investors receive principal plus the final Contingent Interest Payment. If the Least Performing Index ends below its Buffer Threshold, principal is reduced 1% for each 1% decline beyond the 20.00% Buffer Amount, with up to 80.00% loss of principal. The notes are offered at $1,000 per note, including $22.25 in fees and commissions, for issuer proceeds of $977.75 per note; the estimated value is $965.00 per $1,000, reflecting embedded costs and JPMorgan’s internal funding rate. The notes are unsecured, not FDIC insured, and subject to complex tax and withholding rules, particularly for non-U.S. holders.
JPMorgan Chase Financial Company LLC is issuing structured Callable Contingent Interest Notes due July 20, 2033, fully and unconditionally guaranteed by JPMorgan Chase & Co., with an aggregate principal amount of $596,000 and minimum denominations of $1,000. The notes pay a 9.00% per annum Contingent Interest, credited monthly, only for Review Dates when the closing level of each of the Dow Jones Industrial Average®, Russell 2000® Index and S&P 500® Index is at or above 70.00% of its Initial Value (the Interest Barrier).
The issuer may redeem the notes early, in whole, on specified Interest Payment Dates beginning January 21, 2027, paying $1,000 plus any due Contingent Interest, after which no further payments occur. If the notes are not redeemed early, principal repayment at maturity depends on the Least Performing Index: if its Final Value is at or above 60.00% of Initial (the Trigger Value), investors receive $1,000 plus any final Contingent Interest; if below, repayment is $1,000 plus $1,000 times the Least Performing Index Return, exposing investors to a loss of more than 40% and possibly all principal.
The price to public is $1,000 per note, including selling commissions of $7.50 and leaving issuer proceeds of $992.50 per note. The estimated value is $963.20 per $1,000 note, reflecting internal funding and hedging costs. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., offer no participation in index gains or dividends, may be illiquid, and include complex U.S. tax and withholding outcomes for U.S. and Non-U.S. holders.
JPMorgan Chase Financial Company LLC is offering $503,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on July 18, 2031 and fully guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 11.25% per annum (2.8125% quarterly) only for Review Dates when the Index is at or above 60% of the Initial Value (the Interest Barrier). The notes are automatically called, starting July 15, 2027, if on a Review Date (other than the first three and final) the Index is at or above the Initial Value, returning principal plus that period’s interest.
If not called, principal is protected only if the Final Index Value is at or above 50% of the Initial Value (the Trigger Value); otherwise, investors lose 1% of principal for each 1% Index decline, up to a total loss. The underlying Index uses leveraged exposure (up to 500%) to E-mini S&P 500 futures and is reduced by a 6.0% per annum daily deduction, which creates a drag on performance. The notes are unsecured, not FDIC insured, have limited liquidity, and their estimated value at pricing was $885.60 per $1,000, below the $1,000 issue price due to embedded costs.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked individually to the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 23, 2027 and have minimum denominations of $1,000.
Investors may receive a Contingent Interest Payment on each Review Date only if the closing level of each Index is at or above 70.00% of its Initial Value, the Interest Barrier. On Review Dates other than the first, second and final, if each Index closes at or above its Initial Value, the notes are automatically called, paying $1,000 plus that period’s contingent interest; the earliest possible call date is October 20, 2026.
If the notes are not called, and on the final Review Date the Final Value of each Index is at or above its Trigger Value (also 70.00% of Initial Value in the hypotheticals), investors receive $1,000 plus the final contingent interest. If any Index finishes below its Trigger Value, repayment is reduced by the full negative return of the Least Performing Index, exposing investors to substantial principal loss, up to a 100% loss of principal. The hypothetical Contingent Interest Rate is 10.10% per annum, with illustrative total interest of $101.00 over 12 periods on a $1,000 note, but payments are not guaranteed.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both the issuer and JPMorgan Chase & Co. The estimated value, if priced on the date shown, would be $978.70 per $1,000, and at pricing will not be less than $940.00 per $1,000, reflecting embedded selling commissions, hedging costs and issuer funding assumptions. The notes will not be listed, and secondary market prices are expected to be below the original issue price and sensitive to index levels, rates and credit spreads.