JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 31, 2036. The notes pay interest annually in arrears at a fixed rate of 5.45% per annum, calculated on a 30/360 day count basis, with interest paid each July 31 starting in 2027.
Beginning on July 31, 2028, and on the last calendar day of January and July through January 31, 2036, JPMorgan may redeem the notes in whole at par plus accrued interest. The notes are unsecured obligations of JPMorgan Chase & Co., not bank deposits and not FDIC insured, and would be subject to loss absorption in a JPMorgan group resolution, where losses are imposed on equity holders and unsecured creditors, including noteholders.
The price to the public per $1,000 principal amount note will be between $975.10 and $1,000 for eligible institutional and fee-based accounts. Selling commissions would be approximately $10 per $1,000 note, capped at $30 per $1,000. For U.S. federal income tax purposes, the notes are expected to be treated as fixed-rate debt instruments issued without original issue discount.
JPMorgan Chase & Co. is offering callable Fixed Rate Notes due July 31, 2036 that pay interest at 5.30% per annum on a $1,000 principal amount, with annual interest payments each July 31, beginning in 2027, calculated on a 30/360 day-count basis.
The issuer may redeem the notes in whole, but not in part, on the last calendar day of January and July from July 31, 2028 through January 31, 2036 at par plus accrued interest, subject to a following Business Day Convention and an unadjusted Interest Accrual Convention. At maturity, if not previously redeemed, investors receive principal plus accrued interest.
The per-note public offering price is generally $1,000, with certain institutional or fee-based accounts paying between $975.10 and $1,000 per $1,000 note. Selling commissions are approximately $18.50 per $1,000 note and will not exceed $40. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits, are not FDIC-insured and could absorb losses alongside other unsecured creditors under the firm’s single point of entry resolution strategy. For U.S. federal income tax purposes, the notes are expected to be treated as fixed-rate debt issued without original issue discount.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes due June 22, 2028, linked separately to the VanEck Semiconductor ETF (SMH), iShares Expanded Tech-Software Sector ETF (IGV) and SPDR S&P Regional Banking ETF (KRE).
The notes pay a contingent coupon of at least 21.50% per annum (1.79167% per month, at least $17.9167 per $1,000) on each review date only if every fund closes at or above 60.00% of its initial value. From October 16, 2026, the notes are automatically called, returning $1,000 plus that period’s coupon, if all funds are at or above their initial values.
If not called, $1,000 principal is repaid at maturity only if each fund’s final value is at least 50.00% of its initial value; otherwise repayment is reduced one-for-one with the Least Performing Fund Return, and investors can lose more than 50% and up to all principal. The issue price is $1,000, while an illustrative estimated value is approximately $977.70 per $1,000 (and will not be less than $900.00), reflecting selling commissions, hedging costs and the issuer’s internal funding rate. The notes carry JPMorgan credit risk, pay no dividends and will not be listed, so any secondary market liquidity and prices depend on JPMS.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 31, 2056 under its Series E medium-term note program. The notes pay a fixed 6.20% per annum, with interest on July 31 of each year, beginning July 31, 2027, calculated on a 30/360 basis for each $1,000 principal amount.
Starting July 31, 2028, and on the last calendar day of each January and July through January 31, 2056, JPMorgan may redeem the notes at par plus accrued interest. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits or FDIC-insured, and in a resolution losses would be borne by equity holders and unsecured creditors, including holders of the notes, whose claims are junior to creditors of subsidiaries and to priority and secured creditors of JPMorgan Chase & Co.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 31, 2046. The notes pay 5.85% per annum, with interest on July 31 of each year, beginning July 31, 2027, based on a 30/360 day count and $1,000 minimum denominations.
Beginning July 31, 2031, and on the last calendar day of January and July through January 31, 2046, JPMorgan may redeem the notes in whole at par plus accrued interest, creating reinvestment and call risk. The notes are unsecured obligations of the holding company, not bank deposits and not FDIC insured.
Pricing for certain institutional or fee-based accounts will be between $950.10 and $1,000 per $1,000 principal amount, with selling commissions typically around $15 and capped at $50 per $1,000. Under JPMorgan’s preferred “single point of entry” resolution strategy, holders of these notes would absorb losses as unsecured creditors and rank behind creditors of material subsidiaries.
JPMorgan Chase & Co. is offering senior unsecured Callable Fixed Rate Notes due July 29, 2033 under its medium-term note program. The notes pay fixed interest at 5.20% per annum, calculated on a 30/360 basis and paid annually on July 31 from 2027 through 2032 and on the July 29, 2033 maturity date, subject to stated business day and interest accrual conventions.
The issuer may redeem the notes in whole, but not in part, on the last calendar day of January and July from July 31, 2028 through January 31, 2033 at 100% of principal plus accrued interest. The minimum denomination is $1,000 per note; for eligible institutional or fee-based accounts, the price will be between $985.10 and $1,000 per $1,000 principal amount, with selling commissions illustratively around $9.50 and capped at $25.00 per $1,000. The notes are not bank deposits, are not insured by the FDIC or any governmental agency, and in a JPMorgan Chase & Co. resolution unsecured creditors, including holders of these notes, would absorb losses alongside other unsecured debt and equity.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 31, 2036 that pay 5.30% per annum, with interest paid annually on July 31, beginning in 2027. Each note has a $1,000 principal amount and pays interest in arrears using a 30/360 day count.
Starting on July 31, 2031, and on the last calendar day of January and July through January 31, 2036, JPMorgan may redeem the notes in whole at par plus accrued interest. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits, and are not insured by the FDIC or any governmental agency.
The price to the public per $1,000 principal amount note will be between $975.10 and $1,000, with selling commissions of approximately $12.50 per $1,000 note and not more than $32.50. In a resolution of JPMorgan Chase & Co. under its preferred single point of entry strategy, holders of these notes, as unsecured creditors, would absorb losses after equity holders and ahead of subsidiary creditors. For U.S. federal income tax purposes, the notes are expected to be treated as fixed-rate debt instruments issued without original issue discount.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering auto-callable accelerated barrier notes linked to the MerQube US Large-Cap Vol Advantage Index. The notes are issued in $1,000 denominations and mature on August 1, 2031, unless automatically called.
The index dynamically allocates between 0% and 500% exposure to E‑Mini S&P 500 futures and reflects a 6.0% per annum deduction accrued daily. The notes provide a 5.00x Upside Leverage Factor and a Barrier Amount at 50% of the Initial Value, so principal is repaid at maturity only if the Final Value is at or above that barrier.
The notes can be called early on scheduled Review Dates if the index is at or above the Call Value, paying principal plus a Call Premium of at least 21.50% per annum. The estimated value at pricing will be at least $870 per $1,000 note, and holders are exposed to the credit risk of both the issuer and guarantor and may lose all principal.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering Auto Callable Accelerated Barrier Notes linked to the MerQube US Large-Cap Vol Advantage Index, due August 1, 2031. The notes are issued in $1,000 minimum denominations at $1,000 per note, with automatic call features that may begin on August 2, 2027.
If on any non-final review date the index is at or above a call value, the notes are automatically called and repay principal plus a fixed call premium, with illustrative minimum premiums from $215 to $430 per $1,000 note over five review dates. If not called and the final index level exceeds the initial level, holders receive principal plus 5.00× the index gain; if the final level is at or above a barrier set at 50% of the initial level, principal is returned. Below the barrier, investors lose 1% of principal for each 1% index decline, up to total loss.
The underlying index dynamically allocates up to 500% leveraged exposure to E-mini S&P 500 futures while applying a 6.0% per annum daily deduction, which drags on performance. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be illiquid, and have an illustrative estimated value of about $886.30 per $1,000 note, with a minimum estimated value at pricing of $870.00 per $1,000 note, both below the price to public.
JPMorgan Chase Financial Company LLC is offering Medium-Term Notes, Series A, Capped Enhanced Participation Basket-Linked Notes due January 20, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and pays no periodic interest.
The notes are linked to an unequally weighted basket of five equity indices: EURO STOXX 50® (40%), TOPIX® (25%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (7%). At maturity, you receive $1,000 plus the basket return: downside is 1:1 exposure to any decline, while upside is leveraged at a 2.00x participation rate but capped at a maximum settlement amount expected between $1,293.20 and $1,343.80 per $1,000 note.
Principal is at risk; a large basket decline can result in losing your entire investment. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed on any exchange, and have an estimated value between $969.80 and $979.80 per $1,000, lower than the issue price due to selling commissions, hedging costs and structuring fees.