JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Capped Dual Directional Buffered Equity Notes due January 22, 2029, linked to the lesser performing of the Dow Jones Industrial Average and the Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes are issued in $1,000 denominations, pay no interest and provide unleveraged exposure to index movements. At maturity, investors participate one-for-one in gains of the lesser-performing index up to a Maximum Upside Return of at least 65.00%. For index declines of up to the 25.00% Buffer Amount, investors receive a positive return equal to the absolute decline. If either index falls by more than 25.00%, principal is reduced 1% for each additional 1% decline in the lesser-performing index, for a maximum loss of 75.00% and a minimum payment of $250.00 per $1,000. If priced on the date shown, the estimated value would be about $988.30 per $1,000 and will not be less than $900.00 per $1,000 when terms are set. The notes are not bank deposits, are not FDIC insured, will not be listed, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and matures on July 29, 2031.
Monthly contingent interest of at least 17.00% per annum (1.41667% per month) is paid only when the Index is at or above 80% of its Initial Value (the Interest Barrier. The notes are automatically called quarterly, starting July 26, 2027, if the Index is at or above its Initial Value, returning $1,000 plus that period’s interest.
If not called, and the Final Index Value is at least 85% of Initial (the Buffer Threshold), investors receive full principal plus final interest; below that level, principal is reduced 1-for-1 beyond the 15% buffer, with losses up to 85% of principal. The Index includes a 6.0% per annum daily deduction and a notional financing cost, which drag on performance versus the QQQ Fund itself. The notes are unsecured, not listed, and subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $908.50 per $1,000, and will not be less than $900 at pricing.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., offers auto callable barrier notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing July 25, 2030 in $1,000 denominations.
The notes may be automatically called on review dates starting July 26, 2027 if each index is at or above 100.00% of its Initial Value, paying back principal plus a Call Premium Amount of at least 14.50%, 29.00% or 43.50% of principal on the first three review dates, respectively. If not called and all final index levels exceed their Initial Values, investors receive full upside based on the Least Performing Index Return.
If the Least Performing Index finishes at or above 70.00% of its Initial Value but not above 100.00%, principal is repaid. If any index closes below 70.00% of its Initial Value, repayment falls one-for-one with the Least Performing Index loss, up to a complete loss of principal. The notes pay no interest, provide no index dividends, are unsecured and unsubordinated, and are subject to the credit risk of both the issuer and guarantor. An indicative estimated value is approximately $946.80 per $1,000, with the final estimated value at pricing not less than $900.00, reflecting embedded selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the lesser performing common stock of American Airlines Group Inc. and Apple Inc., with maturity on January 13, 2028 and $1,000 minimum denominations.
The notes pay a monthly Contingent Interest Payment at a rate of at least 15.30% per annum (1.275% per month) for each Review Date on which both stocks close at or above 60.00% of their Strike Values (Interest Barriers of $10.17 for AAL and $189.192 for AAPL, based on strikes of $16.95 and $315.32 from July 10, 2026). Starting October 12, 2026, the notes are automatically called if on a Review Date (other than the first, second and final) each stock closes at or above its Strike Value, returning $1,000 plus the applicable and any previously unpaid contingent interest.
The notes do not protect principal: if not called and the Final Value of either stock is below its Trigger Value (the same 60.00% level), repayment equals $1,000 plus $1,000 times the Lesser Performing Stock Return, so investors can lose more than 40% and up to all principal and may receive no interest. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, with selling commissions up to $40 per $1,000. If priced on the date referenced, the estimated value would be about $940 per $1,000 note and will not be less than $920 at pricing, reflecting hedging and distribution costs and the use of an internal funding rate; secondary market values are expected to be lower and liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering Digital Barrier Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, maturing on August 19, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, if the Final Value of each index is at least 70.00% of its Initial Value (the Barrier Amount), investors receive the $1,000 principal plus a fixed Contingent Digital Return of at least 11.40%, regardless of how far the indices have risen above the barrier. If the Final Value of any index is below its Barrier Amount, investors lose 1% of principal for every 1% the Least Performing Index has fallen from its Initial Value, up to a total loss of principal.
The notes pay no interest, do not provide dividends on index constituents, are unsecured obligations of JPMorgan Financial subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed on any exchange. Minimum denomination is $1,000. If priced on the reference date, the estimated value would be about $988.70 per $1,000 note and will not be less than $900.00 per $1,000 when set, reflecting selling commissions, hedging costs and issuer funding assumptions. U.S. tax counsel views the notes as prepaid financial contracts treated as open transactions, though the IRS could disagree.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Medium-Term Notes, Series A, $1,000-denomination Digital Equity Notes due June 23, 2028 linked to the EURO STOXX 50® Index. The notes pay no interest and are not listed or redeemable prior to maturity.
At maturity, if the index’s final level is at least 85.00% of its initial level, holders receive a fixed threshold settlement amount expected between $1,159.50 and $1,187.60 per $1,000 note, capping upside. If the index falls more than 15.00%, losses are magnified by a buffer rate of about 1.1765, and principal can be lost in full. The estimated value at pricing is expected between $985.10 and $995.10 per $1,000 note, below the 100.00% issue price, reflecting structuring and hedging costs and an internal funding rate. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co., and secondary market liquidity is not assured. Tax treatment is uncertain and may be affected by future IRS guidance.
JPMorgan Chase Financial Company LLC is issuing $930,000 of Auto Callable Buffered Return Enhanced Notes linked to the S&P 500 Index, due July 13, 2028 and fully guaranteed by JPMorgan Chase & Co. Each $1,000 note may be automatically called on July 15, 2027 if the index is at or above its initial level, paying $1,094.50.
If not called, maturity payments provide 1.25x any positive index return; principal is protected only within a 10% downside buffer, with losses up to 90% beyond that. The notes pay no interest or dividends, are unsecured, not FDIC insured, and carry both market and JPMorgan credit risk. The price to public is $1,000, including $17.50 in selling commissions; the estimated value is $978.20 per note, and secondary-market liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 25, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Investors receive monthly contingent interest only when the Index closes at or above 50% of its Initial Value (the Interest Barrier).
The notes may be automatically called as early as July 22, 2027 if the Index is at or above its Initial Value, returning $1,000 principal plus the applicable interest, with no further payments. If held to maturity and never called, principal is protected only while the Final Index Value remains at or above the 85% Buffer Threshold; below that level, losses increase one-for-one, up to an 85% loss of principal.
The Index embeds a 6.0% per annum daily deduction and a notional financing cost based on SOFR plus 0.50%, and can employ leverage up to 500% exposure to the QQQ Fund while targeting 35% volatility, so it is expected to trail a comparable index without such charges. The indicative estimated value is about $946.30 per $1,000 note and will not be set below $900, reflecting selling commissions, hedging costs and issuer funding spreads, and any payments remain subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Auto Callable Contingent Interest Notes linked to Devon Energy common stock, fully guaranteed by JPMorgan Chase & Co., maturing on July 13, 2029 in minimum denominations of $1,000. The notes can be automatically called as early as January 11, 2027 if Devon’s share price on a review date (other than the first and final) is at or above the strike price, returning $1,000 plus the applicable contingent coupon.
Quarterly Contingent Interest Payments are made only when Devon’s share price is at least 60.00% of the Strike Value on a review date; otherwise no interest is paid. If the notes are not called and the final share price is below the trigger level, investors lose principal in proportion to the stock’s decline and can lose their entire investment. The indicative contingent rate is at least 11.90% per annum, but the estimated economic value is only about $971.20 per $1,000 (and not less than $940), reflecting embedded costs. The notes are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., limited liquidity, complex tax treatment and potential withholding of up to 30% on payments to non-U.S. holders.
JPMorgan Chase Financial Company LLC is offering $550,000 of Uncapped Accelerated Barrier Notes linked to the lesser performing of the Nasdaq-100 Futures Excess Index and the S&P 500® Futures Excess Return Index, due July 14, 2036, in $1,000 denominations, fully guaranteed by JPMorgan Chase & Co.
The notes pay no interest. At maturity, if both indices finish above their Initial Values (782.0496 and 603.95), holders receive $1,000 plus 4.185× the lesser indexs positive return. If either index is at or below its Initial Value but both remain at or above 60% of Initial Value, principal is repaid. If either index closes below this 60% barrier, repayment is reduced one-for-one with the lesser indexs loss, so investors can lose more than 40% of principal and up to all of it.
The price to public is $1,000 per note, including $2.50 in selling commissions, with total issuer proceeds of $548,625 and an estimated value of $972.70 per $1,000 note at pricing. The notes are unsecured obligations subject to the credit risk of both issuer and guarantor, will not be listed, may trade below issue price, and embed complex index, futures, valuation, tax and liquidity risks summarized in the risk discussions.