JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan provides an index supplement describing the MerQube US Tech+ Vol Advantage Index, used as the reference for certain structured notes. The index shows hypothetical backtested monthly and annual returns from January 7, 2005 through June 21, 2021 and actual index performance from June 22, 2021 through June 30, 2026. Annual returns in this period range from losses such as -47.20% in 2008 to gains such as 84.72% in 2016 and 77.22% in 2013. The index level includes a 6.0% per annum daily deduction and a notional financing cost. It was established on June 22, 2021, and on February 9, 2024, the Invesco QQQ Trust, Series 1 replaced E‑Mini Nasdaq‑100 futures as the underlying asset. The text emphasizes that all backtested results are hypothetical, subject to significant limitations, and that past and backtested performance are not indicative of future results, highlighting numerous risks including leverage, volatility drag, and potential index adjustments.
J.P. Morgan provides a performance update for the MerQube US Tech+ Vol Advantage Index, a rules-based index used with certain structured notes. The index offers dynamic exposure to an underlying asset, currently an unfunded position in the Invesco QQQ Trust, Series 1, targeting a level of implied volatility with exposure ranging from 0% to a maximum of 500% of the underlying.
The index is subject to a 6.0% per annum daily deduction, and the underlying asset’s performance is further reduced by a daily notional financing cost. Historical information combines hypothetical backtested levels before June 22, 2021 with actual levels thereafter, with extensive warnings that backtested and past performance are not indicative of future results. Key risks highlighted include leverage, volatility drag, potential for the index to be significantly uninvested, the change of underlying from E‑Mini Nasdaq‑100 futures to QQQ in February 2024, and the possibility that the index and QQQ may not match their reference benchmarks. The notes linked to the index are unsecured investments, not bank deposits or FDIC‑insured, and may not be suitable for all investors.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about July 16, 2026, settle on or about July 21, 2026 and mature on July 21, 2031, in minimum denominations of $1,000.
Investors may receive a Contingent Interest Payment on each monthly Interest Review Date only if the Index closing level is at least 60.00% of the Initial Value, the Interest Barrier. The notes are automatically called on any quarterly Autocall Review Date if the Index is at or above the Initial Value, with the earliest possible call on January 19, 2027; upon an automatic call, investors receive $1,000 per note plus the relevant contingent interest and no further payments.
If the notes are not called and the Final Value is below the Trigger Value, set at 60.00% of the Initial Value, principal is exposed one-for-one to Index losses and investors can lose a significant portion or all of their investment. The Index itself is subject to a 6.0% per annum daily deduction and a daily notional financing cost (SOFR plus 0.50% per annum) on its QQQ Fund exposure, uses up to 500% leverage to target 35% implied volatility, and will generally underperform an identical index without such deductions.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing structured notes due July 25, 2031 linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes may be automatically called on annual review dates starting July 26, 2027 if each index is at or above its Call Value (100% of its Initial Value), paying $1,000 plus a Call Premium Amount of at least 9.50%, rising to at least 47.50% on the final review date.
If not called, principal is protected at maturity only if the Final Value of each index is at or above its Barrier Amount, set at 70.00% of its Initial Value; otherwise repayment is $1,000 plus $1,000 times the return of the Least Performing Index, creating downside exposure that can result in a total loss of principal. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both issuers. The indicative estimated value is approximately $933.30 per $1,000 note and will not be less than $900.00, reflecting selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing callable structured notes linked to the MerQube US Tech+ Vol Advantage Index, maturing on July 25, 2031, in minimum denominations of $1,000.
The notes can be automatically called on any of 17 Review Dates starting July 27, 2027 if the Index is at or above the Call Value (100% of the Initial Value). Investors then receive $1,000 plus a Call Premium Amount that starts at 19.60% of principal on the first Review Date and rises in steps up to 98.00% on the final Review Date.
If never called, principal is protected only by a 15.00% Buffer Amount. If the Final Value is below the Initial Value by more than 15%, the payoff equals $1,000 + [$1,000 × (Index Return + 15%)], so investors may lose up to 85.00% of principal.
The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on its QQQ Fund exposure, and can use leverage up to 500%. These structural charges are described as a material drag on index performance. The estimated value is indicated at $905.20 per $1,000 note, and will not be less than $900.00 when set, highlighting embedded fees and hedging costs.
JPMorgan Chase Financial Company LLC is offering Digital Barrier Notes linked to the lesser performing of the S&P 500 Index and the Dow Jones Industrial Average, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about July 14, 2026 and mature on July 14, 2031.
For each $1,000 note, if on the observation date the final level of each index is at least 70% of its strike value, investors receive $1,000 plus a fixed Contingent Digital Return of at least 46%. If either index finishes below its 70% barrier, the payout is $1,000 plus the return of the lesser performing index, so investors lose 1% of principal for each 1% decline of that index and can lose their entire investment.
The notes pay no interest, provide no dividends, are unsecured and unsubordinated obligations of JPMorgan Financial and are not listed on any exchange, so secondary liquidity may be limited. The estimated value is about $980 per $1,000 at launch and will not be less than $950, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Digital Barrier Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the Nasdaq-100 Index, maturing on August 19, 2027. The notes pay no interest or dividends and expose holders to issuer and guarantor credit risk. At maturity, investors receive a fixed return of at least 17.50% per $1,000 note if the final level of each index is at or above its initial level. If any index finishes below its initial level but at or above 60.00% of its initial level (the Barrier Amount), investors receive only their principal. If any index closes below its 60.00% barrier, repayment is fully exposed to the downside of the least performing index, and investors can lose more than 40.00% and up to all of their principal. The estimated value, if priced on the described date, would be approximately $986.40 per $1,000 note and will not be less than $900.00, reflecting selling commissions of up to $7.25 and hedging and structuring costs.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to Vertiv Holdings Co Class A common stock, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a monthly Contingent Interest Payment only if Vertiv’s share price on a Review Date is at or above an Interest Barrier equal to 50.00% of the Initial Value; missed coupons can be paid later if conditions are met.
The notes may be automatically called on specified Review Dates starting on January 22, 2027 if Vertiv’s share price is at or above the Initial Value, returning $1,000 principal plus the applicable coupon and any unpaid coupons, with no further payments. If not called and the Final Value is at or above a Trigger Value equal to 50.00% of the Initial Value, investors receive $1,000 plus all due and unpaid coupons; if the Final Value is below the Trigger Value, repayment is $1,000 plus $1,000 × Stock Return, exposing investors to losses up to 100% of principal.
The notes have minimum denominations of $1,000. A hypothetical Contingent Interest Rate of 22.00% per annum (1.83333% per month) is used in payout examples, and the estimated value is expected to be approximately $970.00 per $1,000 principal amount, not less than $950.00. Investors face issuer and guarantor credit risk, no dividends on Vertiv shares, limited liquidity, and complex U.S. tax treatment.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $404,000 of Uncapped Accelerated Barrier Notes linked to the lesser performer of Microsoft and Mastercard stock, maturing on July 12, 2029. The notes provide 2.60x leveraged upside if both stocks finish above their initial values, principal repayment if each stays at or above 70% of its Initial Value, and 1:1 downside exposure below that barrier based on the lesser-performing stock, with the potential for a total loss of principal. The notes pay no interest or dividends, are unsecured and unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed on an exchange. The estimated value at pricing was $973.10 per $1,000 note, below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Structured Investments Review Notes linked to the least performing of the Dow Jones Industrial Average®, the Nasdaq-100 Index® and the Russell 2000® Index, maturing on July 22, 2030.
The notes may be automatically called on annual Review Dates starting July 22, 2027 if each Index is at or above its Call Value of 100% of its Initial Value. In that case, investors receive $1,000 plus a Call Premium Amount of at least 13.20%, 26.40%, 39.60% or 52.80% of $1,000 for the first through final Review Dates, respectively, and no further payments.
If not called, and on the final Review Date each Index finishes at or above its Barrier Amount of 70% of its Initial Value, investors receive principal back at maturity. If any Index is below its Barrier Amount, the payoff is $1,000 plus $1,000 times the Least Performing Index Return, exposing investors to losses greater than 30% and potentially a total loss. The notes pay no interest or dividends, are not bank deposits, and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $943.40 per $1,000 note and will not be less than $900.00 when set.