JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC is offering Callable Range Accrual Notes linked to the 10-Year CMT Rate with original issue price $1,000 per note and a stated Maturity Date of April 24, 2031. Interest is payable quarterly beginning July 24, 2026, with an Interest Factor of 7.10% per annum and a floor of 0.00% and cap of 7.10%. For each calendar day in an Interest Period the Accrual Provision is satisfied (the 10-Year CMT Rate is ≤ 5.00%), those days count toward the variable-day ratio that scales the Interest Rate. The notes are callable quarterly beginning April 24, 2027; any redemption will be in whole only at 100% of principal plus accrued interest. The Calculation Agent (currently JPMS) determines daily 10-Year CMT observations and may exercise discretion to select a substitute rate if the published series is discontinued. The estimated value when priced was $975.10 per $1,000 note; price to public includes selling commissions of approximately $11.094 per note, yielding issuer proceeds of $988.906 per note. The notes are unsecured obligations of JPMorgan Financial and are guaranteed by JPMorgan Chase & Co.; they are not bank deposits and are not FDIC-insured.

JPMorgan Chase Financial Company LLC priced callable contingent interest notes tied to the least performing shares of Capital One, Goldman Sachs and Morgan Stanley, due February 1, 2028. The notes pay monthly contingent interest only if each Reference Stock closes at or above 50.00% of its Initial Value. The notes may be redeemed early on quarterly Optional Call Payment Dates beginning October 30, 2026. Estimated value at pricing is approximately $967.40 per $1,000 note and will not be less than $930.00 per $1,000; the Contingent Interest Rate will be at least 12.45% per annum. Payments at maturity depend on the Least Performing Stock Return and could result in loss of principal.

JPMorgan Chase Financial Company LLC is offering $1,000,000 aggregate principal of Auto Callable Contingent Interest Notes linked to one share of Occidental Petroleum Corporation common stock, fully guaranteed by JPMorgan Chase & Co. The notes priced on April 22, 2026 with expected settlement on or about April 27, 2026, and mature on April 26, 2029. Each $1,000 note was offered at a price to public of $1,000 (proceeds to issuer $996.50 per note) and had an estimated value of $966.90 when priced. Interest payments are contingent and paid only on Review Dates when the Reference Stock closes at or above the Interest Barrier (70.00% of the Strike Value). The notes are automatically callable on a Review Date (other than the first and final) if the closing price is greater than or equal to the Strike Value; the earliest automatic call date is October 21, 2026. If not called, principal at maturity depends on the Final Value relative to the Trigger Value and could result in a loss of some or all principal. The Contingent Interest Rate used in illustrations is 13.75% per annum. The Strike Value was set by reference to the closing price on April 21, 2026. The notes are unsecured obligations of JPMorgan Financial and are subject to the credit risk of JPMorgan Financial and its guarantor.

JPMorgan Chase Financial Company LLC is offering $8,485,000 aggregate principal amount of capped, buffered enhanced participation basket-linked medium-term notes due June 30, 2028, fully guaranteed by JPMorgan Chase & Co. The payoff links to an unequally weighted basket of five indices with a 17.50% buffer, an upside participation rate of 2.30 and a cap (maximum settlement) of $1,320.16 per $1,000 note. Notes pay no interest, expose holders to issuer and guarantor credit risk, and may result in loss of principal if the final basket level falls more than the buffer. The estimated value at pricing was $994.10 per $1,000; original issue price was 100.00% of principal.

JPMorgan Chase & Co. is offering $25,000,000 of Callable Fixed Rate Notes due April 23, 2031 with a fixed interest rate of 4.45% per annum. The notes pay interest semiannually on April 23 and October 23, beginning October 23, 2026, and are callable in whole on April 23, 2029 at par plus accrued interest.

The notes price at $1,000 per note to the public, include a $1.00 selling commission per $1,000 note, and the issuer proceeds are $24,975,000. Interest is calculated using a 30/360 day count and subject to the Business Day and Interest Accrual Conventions referenced in the supplements.

JPMorgan Chase & Co. completed several large debt offerings. The bank closed public offerings of $500,000,000 Floating Rate Notes due 2030, $2,750,000,000 Fixed-to-Floating Rate Notes due 2030, $3,000,000,000 Fixed-to-Floating Rate Notes due 2032, and $3,750,000,000 Fixed-to-Floating Rate Notes due 2037.

The Notes were issued under an effective shelf registration statement on Form S-3. JPMorgan Chase filed a legal opinion from Simpson Thacher & Bartlett LLP as Exhibit 5.1, along with related consent and Inline XBRL cover page data.

JPMorgan Chase Financial Company LLC is offering Trigger Autocallable Notes linked to the VanEck® Junior Gold Miners ETF (GDXJ) with an expected term of approximately 3 years. The Notes are issued at $10.00 per note (minimum purchase $1,000) and are fully guaranteed by JPMorgan Chase & Co.

The Notes feature quarterly Observation Dates after an initial one‑year non‑call period; if the Underlying closes at or above the Initial Value on an Observation Date the Notes will be automatically called and pay a Call Price (principal plus a Call Return). The Call Return Rate is expected to be, but will not be less than, 20.50% per annum. The Downside Threshold is 60.00% of the Initial Value. At maturity (if not called), repayment is $10 if the Final Value is at or above the Downside Threshold; if below, the payment equals $10 × (1 + Underlying Return), exposing investors to a loss proportional to the Underlying’s decline.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Enhanced Trigger Jump Securities linked to the worse performing of the S&P 500® and Russell 2000®. Each $1,000 security pays no interest and returns either $1,000 plus an upside payment or an amount based on the worse performing index. The trigger level for each index is 80% of its initial value. The upside payment will be not less than $127.50 per $1,000 (12.75%). Pricing is expected around April 30, 2026, valuation date is July 30, 2027, and maturity is August 4, 2027. Issue price is $1,000 with selling commissions of $17.50. Investors bear full principal risk and the credit risk of JPMorgan Financial and its guarantor.

JPMorgan Chase Financial Company LLC is offering capped notes linked to the Bloomberg ex-Energy Subindex SM with a Participation Rate of 100.00% and a stated Minimum Payment of $950.00 per $1,000 principal amount at maturity, subject to the issuer's credit risk. The notes include a disclosed Minimum Maximum Amount of at least $260.00 per $1,000, an estimated value at pricing of approximately $971.80 per $1,000 (the estimated value when set will not be less than $960.00), a Pricing Date on or about April 23, 2026, an Original Issue (Settlement) Date on or about April 28, 2026, an Observation Date of October 25, 2027 and a Maturity Date of October 28, 2027. The payment at maturity delivers upside subject to the Maximum Amount and limits downside to a 5.00% principal loss (i.e., repayment of at least $950.00 per $1,000), and the notes rely on a hybrid instrument exemption under the Commodity Exchange Act.