Navient (JSM) posts Q4 2025 financial results and press releases online

Rhea-AI Filing Summary

Navient Corporation filed a current report to let investors know that its financial results for the quarter ended December 31, 2025 are now available. The company issued an informational press release on January 28, 2026 and posted the quarterly results on the investor section of its website.

The filing also notes that copies of the general press release and the detailed financial press release are included as Exhibits 99.1 and 99.2. This update mainly directs investors to these materials rather than presenting specific financial figures in the report itself.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

Navient Corporation

(Exact name of Registrant as Specified in Its Charter)

Delaware			001-36228	46-4054283
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
13865 Sunrise Valley Drive
Herndon, Virginia				20171
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 302 283-8000

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common stock, par value $.01 per share		NAVI		The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On January 28, 2026, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended December 31, 2025 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on January 28, 2026, the Company posted its financial results for the quarter ended December 31, 2025 to its above-referenced web location. A copy of each press release is furnished as Exhibit 99.1 and Exhibit 99.2 hereto.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

(d) Exhibits

Exhibit Number	Description
99.1*	Press Release, dated January 28, 2026.
99.2*	Financial Press Release, dated January 28, 2026.

 104   Cover Page Interactive Data File (embedded within the Inline XBRL document).

* Furnished herewith.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		NAVIENT CORPORATION
Date: January 28, 2026		By:	/s/ STEVE HAUBER
			Steve Hauber
			Chief Financial Officer

FAQ

What did Navient (JSM) disclose in its latest 8-K filing?

Navient disclosed that its financial results for the quarter ended December 31, 2025 are available. The company issued an informational press release and posted full results on its investor website, with both documents furnished as exhibits.

Where can investors find Navient’s Q4 2025 financial results?

Investors can find Navient’s Q4 2025 financial results on the investor page of its website at https://www.Navient.com/investors. The company also furnished related press releases as Exhibits 99.1 and 99.2 in the current report.

What time period do Navient’s newly posted results cover?

The newly posted results cover Navient’s financial performance for the quarter ended December 31, 2025. The company announced the availability of these quarterly results in a press release dated January 28, 2026, and linked them from its investor website.

What exhibits are included with Navient’s January 28, 2026 8-K?

The 8-K includes two exhibits: Exhibit 99.1, a press release dated January 28, 2026, and Exhibit 99.2, a financial press release dated the same day. Both are furnished to provide details on the company’s quarterly results.

Did Navient include detailed financial figures in this 8-K report?

Detailed financial figures are not presented in the body of the report. Instead, Navient states that its quarterly results for the period ended December 31, 2025 are available on its investor website and in the attached press release exhibits.

Who signed Navient’s January 28, 2026 8-K filing?

The report was signed on behalf of Navient Corporation by Steve Hauber, Chief Financial Officer. His signature indicates he is the duly authorized officer executing the current report under the Securities Exchange Act of 1934.