Welcome to our dedicated page for Juniata Valley Finl SEC filings (Ticker: JUVF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Juniata Valley Financial Corp. filings document a Pennsylvania financial company’s operating results, governance and shareholder-disclosure matters. Form 8-K reports primarily furnish earnings releases covering quarterly and annual results, earnings per share, net interest margin, loan and deposit pricing, credit loss expense, noninterest income and asset-quality measures.
The company’s proxy materials provide formal disclosures on annual meeting matters, director and board governance topics, executive compensation and shareholder voting procedures. Together, the filings record JUVF’s recurring financial performance, capital-market reporting status and governance framework.
Juniata Valley Financial Corp director John P. Henry IV bought 1,100 shares of Common Stock in open-market transactions. He purchased 900 shares on June 4, 2026 at $14.98 per share, and two lots of 100 shares each on June 1, 2026 at $14.49 and $14.43. Following these purchases, he directly holds 3,083 shares.
Juniata Valley Financial Corp. reported that its shareholders approved the 2026 Long-Term Incentive Plan. This plan allows the company to grant various equity-based awards, including incentive and nonqualified stock options, stock appreciation rights, performance restricted shares, restricted stock awards, and stock awards to officers, directors and key employees.
The company notes that a full description of the plan’s material terms appears in its definitive proxy statement for the 2026 Annual Meeting of Shareholders filed on March 26, 2026, and the full plan is included as an exhibit to this report by reference.
Juniata Valley Financial Corp. reported results of its Annual Meeting of Shareholders held on May 19, 2026. Shareholders elected three Class C directors, with John P. Henry, IV receiving 2,517,114 votes for, Gary E. Kelsey 2,491,179, and Joseph B. Scarnati, III 2,489,770.
Investors also approved the non-binding say-on-pay proposal on executive compensation with 2,320,229 votes for, and approved the 2026 Incentive Plan with 2,377,918 votes for. The presentation slides used at the meeting were furnished as Exhibit 99.1.
Juniata Valley Financial Corp. reported higher profitability for the three months ended March 31, 2026. Net income rose to $2.8 million from $2.0 million a year earlier, with basic earnings per share increasing to $0.56 from $0.40.
Total assets reached $901.9 million, and net loans grew to $602.8 million. Deposits increased to $788.6 million, while stockholders’ equity improved to $60.0 million, supported by continued unrealized recovery in the securities portfolio that reduced accumulated other comprehensive loss.
Juniata Valley Financial Corp. reported strong results for the quarter ended March 31, 2026, with net income of $2.8 million, up 39.3% from $2.0 million a year earlier. Basic earnings per share rose to $0.56 from $0.40.
Net interest income increased 25.5% to $7.3 million as higher loan balances and better pricing lifted the net interest margin from 2.83% to 3.39%. Noninterest income grew 7.1% to $1.4 million, while noninterest expense rose 11.2% to $5.2 million, mainly from higher compensation and benefits.
Return on average assets improved to 1.25% and return on average equity to 19.04%. Asset quality remained strong, with nonperforming and delinquent loans totaling only 0.1% of the loan portfolio. The board declared a quarterly cash dividend of $0.22 per share payable June 1, 2026.
Juniata Valley Financial Corp. is holding a virtual annual meeting on May 19, 2026, where shareholders will elect three Class C directors, vote on a non-binding Say on Pay resolution, and consider approval of the new 2026 Long-Term Incentive Plan.
The record date is February 27, 2026, when 5,032,400 common shares were outstanding, each with one vote. The proposed 2026 plan would authorize up to 300,000 shares for equity awards, with annual limits of 25,000 shares per participant and 50,000 shares in total. Executive pay combines salary, cash bonuses and restricted stock, with 2025 compensation of $654,263 for the CEO and $385,425 for the CFO.
Juniata Valley Financial Corp. reports higher 2025 profitability, with net income of $7.98 million, up from $6.23 million in 2024, and diluted earnings per share of $1.59. Return on average assets rose to 0.92%, while return on average equity reached 15.30%.
Total assets were $895.26 million and deposits $781.80 million at year-end, with net loans of $594.30 million. The bank remained “well-capitalized” and “satisfactory” under the Community Reinvestment Act, paid an annual dividend of $0.88 per share, and operated 14 branches across central and northern Pennsylvania.
Management highlights traditional community banking, a stable local deposit base, and diversified fee income from trust and wealth services, but also details risks from interest rates, liquidity, competition, cybersecurity, technology change, regulation and securities market volatility.
Juniata Valley Financial Corp director John P. Henry IV reported an open-market purchase of 83 shares of common stock on February 17, 2026. After this buy, his directly owned stake increased to 1,983 common shares, indicating a modest addition to his personal investment in the company.
Juniata Valley Financial Corp director Steven C. Sliver reported an open-market purchase of 150 shares of common stock on February 17, 2026. This transaction increased his directly held stake to 3,334 common shares, signaling a modest addition to his personal investment in the company.
Juniata Valley Financial Corp director Joseph B. Scarnati III bought additional shares of the company. On February 17, 2026, he made an open-market purchase of 138 shares of common stock. After this transaction, he directly owned 6,386 common shares of Juniata Valley Financial Corp.