Director adds 83 Juniata Valley (JUVF) shares in open-market buy

Rhea-AI Filing Summary

Juniata Valley Financial Corp director John P. Henry IV reported an open-market purchase of 83 shares of common stock on February 17, 2026. After this buy, his directly owned stake increased to 1,983 common shares, indicating a modest addition to his personal investment in the company.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Henry John P. IV

(Last) (First) (Middle)

84 WALKER TWP. LN.

(Street)

MIFFLINTOWN PA 17059

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
JUNIATA VALLEY FINANCIAL CORP [ JUVF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		P		83	A	$0	1,983	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Danyelle Pannebaker	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did JUVF director John P. Henry IV report?

Director John P. Henry IV reported buying 83 shares of Juniata Valley Financial common stock. The open-market purchase increased his direct holdings to 1,983 shares, signaling a small incremental investment in the company’s equity by a board member.

When did the recent JUVF insider share purchase take place?

The reported Juniata Valley Financial insider purchase occurred on February 17, 2026. On that date, director John P. Henry IV acquired 83 common shares in an open-market transaction, modestly increasing his personally held stake in the company.

How many Juniata Valley Financial (JUVF) shares does the director now own?

Following the reported transaction, director John P. Henry IV directly owns 1,983 shares of Juniata Valley Financial common stock. This figure reflects his position after purchasing an additional 83 shares in an open-market transaction on February 17, 2026.

Was the JUVF insider transaction a buy or a sell?

The Juniata Valley Financial insider transaction was a buy. Director John P. Henry IV executed an open-market purchase of 83 common shares, which raised his directly held position to a total of 1,983 shares after the trade was completed.

What type of security did the JUVF insider purchase?

The insider acquired Juniata Valley Financial common stock. Director John P. Henry IV bought 83 common shares in an open-market transaction, bringing his total directly held common share position in the company to 1,983 shares following the purchase.