Every 10-Q that JUNIATA VLY FINCL CORP PA (JUVF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow JUVF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full JUVF filings page.
Juniata Valley Financial Corp. reported improved performance for the three and six months ended June 30, 2026. Net income for the quarter rose to $2.5 million from $1.9 million a year earlier, and six‑month net income increased to $5.3 million from $3.9 million. Basic EPS was $0.50 for the quarter and $1.06 for the first half of 2026, up from $0.38 and $0.78, respectively.
Balance sheet growth was driven by lending. Total loans reached $636.2 million, up from $601.4 million at year‑end 2025, while total deposits increased to $805.7 million from $781.8 million. Total assets were $918.9 million versus $895.3 million at December 31, 2025.
Core profitability strengthened as net interest income for the first half grew to $14.7 million from $12.0 million. The allowance for credit losses increased modestly to $7.6 million, and nonaccrual loans remained low. Accumulated other comprehensive loss improved to $25.1 million from $27.2 million, reflecting positive securities valuation movements despite a $209,000 loss realized on a portfolio restructuring sale.
Juniata Valley Financial Corp. reported higher profitability for the three months ended March 31, 2026. Net income rose to $2.8 million from $2.0 million a year earlier, with basic earnings per share increasing to $0.56 from $0.40.
Total assets reached $901.9 million, and net loans grew to $602.8 million. Deposits increased to $788.6 million, while stockholders’ equity improved to $60.0 million, supported by continued unrealized recovery in the securities portfolio that reduced accumulated other comprehensive loss.
Juniata Valley Financial Corp (JUVF) reported higher profitability for Q3 2025. Net income was $2.06 million, up from $1.64 million a year ago, and diluted EPS rose to $0.41 from $0.33. Net interest income increased to $6.56 million as deposit and borrowing costs eased year over year, while the provision for credit losses was $216 thousand.
Total assets reached $880.47 million as of September 30, 2025, with loans at $577.72 million and deposits at $775.58 million. Stockholders’ equity improved to $55.00 million, aided by a smaller accumulated other comprehensive loss of $28.58 million. The company repaid $5.00 million of long‑term debt year to date and paid cash dividends of $0.22 per share in the quarter. For the first nine months of 2025, net income was $5.98 million and diluted EPS was $1.19. Shares outstanding were 5,018,799 as of October 31, 2025.