Every 8-K that JUNIATA VLY FINCL CORP PA (JUVF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow JUVF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full JUVF filings page.
Juniata Valley Financial Corp. reported net income of $2.5 million for the three months ended June 30, 2026, up 32.0% from $1.9 million a year earlier. Basic and diluted earnings per share were $0.50, compared with $0.38. For the first half of 2026, net income was $5.3 million, a 35.7% increase from $3.9 million, with basic and diluted EPS of $1.06 and $1.05 versus $0.78.
Net interest income rose to $7.4 million in Q2 and $14.7 million year-to-date, driven by loan growth and higher asset yields, while funding costs declined. Net interest margin on a fully tax-equivalent basis increased to 3.36% for Q2 and 3.38% year-to-date from 2.95% and 2.89%. Annualized return on average assets reached 1.11% in Q2 and 1.18% year-to-date; annualized return on average equity was 16.51% and 17.75%. Nonperforming plus delinquent loans were 0.2% of total loans.
Total assets were $918.9 million as of June 30, 2026, with total loans of $636.2 million and deposits of $805.7 million, all higher than year-end 2025. Liquidity included $232.0 million of Federal Home Loan Bank borrowing capacity, $41.9 million from the Federal Reserve Discount Window, and authorization for up to $120.9 million of brokered deposits, with none outstanding. The board declared a cash dividend of $0.22 per share, payable September 1, 2026 to shareholders of record on August 18, 2026.
Juniata Valley Financial Corp. reported that its shareholders approved the 2026 Long-Term Incentive Plan. This plan allows the company to grant various equity-based awards, including incentive and nonqualified stock options, stock appreciation rights, performance restricted shares, restricted stock awards, and stock awards to officers, directors and key employees.
The company notes that a full description of the plan’s material terms appears in its definitive proxy statement for the 2026 Annual Meeting of Shareholders filed on March 26, 2026, and the full plan is included as an exhibit to this report by reference.
Juniata Valley Financial Corp. reported results of its Annual Meeting of Shareholders held on May 19, 2026. Shareholders elected three Class C directors, with John P. Henry, IV receiving 2,517,114 votes for, Gary E. Kelsey 2,491,179, and Joseph B. Scarnati, III 2,489,770.
Investors also approved the non-binding say-on-pay proposal on executive compensation with 2,320,229 votes for, and approved the 2026 Incentive Plan with 2,377,918 votes for. The presentation slides used at the meeting were furnished as Exhibit 99.1.
Juniata Valley Financial Corp. reported strong results for the quarter ended March 31, 2026, with net income of $2.8 million, up 39.3% from $2.0 million a year earlier. Basic earnings per share rose to $0.56 from $0.40.
Net interest income increased 25.5% to $7.3 million as higher loan balances and better pricing lifted the net interest margin from 2.83% to 3.39%. Noninterest income grew 7.1% to $1.4 million, while noninterest expense rose 11.2% to $5.2 million, mainly from higher compensation and benefits.
Return on average assets improved to 1.25% and return on average equity to 19.04%. Asset quality remained strong, with nonperforming and delinquent loans totaling only 0.1% of the loan portfolio. The board declared a quarterly cash dividend of $0.22 per share payable June 1, 2026.
Juniata Valley Financial Corp. filed a current report to furnish its latest earnings news. On January 29, 2026, the company issued a press release reporting its financial results for the quarter and year ended December 31, 2025, which is attached as Exhibit 99.1. The filing is primarily procedural, making the press release available to the public and regulators, and does not itself detail specific revenue, profit, or balance sheet figures.
Juniata Valley Financial Corp. furnished an 8-K announcing it issued a press release reporting financial results for the quarter ended September 30, 2025.
The press release is attached as Exhibit 99.1. The filing was signed by EVP and Chief Financial Officer Michael W. Wolf on October 22, 2025.