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KB Financial revises preliminary Q3 2026 profit to ₩1.76T

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Form Type
6-K/A

Rhea-AI Filing Summary

KB Financial Group Inc. amended its preliminary third-quarter 2026 operating results to reflect changes arising from administrative fines imposed on Kookmin Bank and KB Securities. The revised table reports operating revenue of ₩24,498.249 billion, down 22.86% from the second quarter and up 63.62% year over year.

Profit before income tax was ₩2,200.608 billion, down 19.47% quarter over quarter and 2.69% year over year. Profit for the period was ₩1,764.589 billion, down 12.23% sequentially and up 6.61% year over year; profit attributable to shareholders of the parent company was ₩1,758.877 billion, down 11.71% and up 4.32%, respectively.

1 point · 0 major

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0 major · 1 point

How the balance works

Positive

  • Moderate pointThird-quarter profit for the period rose 6.61% year over year.

Negative

  • Moderate pointThird-quarter profit for the period fell 12.23% quarter over quarter.

Filing Explained

The amendment replaces the original preliminary third-quarter figures after administrative fines: pretax profit is revised from ₩2,349,191 million to ₩2,200,608 million, and profit for the period from ₩1,913,172 million to ₩1,764,589 million.

Operating revenue ₩24,498.249 billion 3Q 2026; down 22.86% quarter over quarter and up 63.62% year over year
Net operating profit ₩2,367.289 billion 3Q 2026; down 12.73% quarter over quarter and up 1.38% year over year
Profit before income tax ₩2,200.608 billion 3Q 2026; down 19.47% quarter over quarter and 2.69% year over year
Profit for the period ₩1,764.589 billion 3Q 2026; down 12.23% quarter over quarter and up 6.61% year over year
Profit attributable to shareholders of the parent company ₩1,758.877 billion 3Q 2026; down 11.71% quarter over quarter and up 4.32% year over year
Net operating profit financial
"Net operating profit | Specified Quarter"
Net operating profit is the money a company keeps from its regular business activities after paying the costs needed to run the business — such as wages, rent and supplies — but before profits or losses from financing or one‑time events. Think of it as the cash left in a household budget after paying recurring bills; investors watch it to judge whether the core business is healthy and likely to generate sustainable returns.
Profit before income tax financial
"Profit before income tax | Specified Quarter"
Profit attributable to shareholders of the parent company financial
"Profit attributable to shareholders of the parent company"
equity-linked securities products financial
"past sales of certain equity-linked securities products"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What was KB's third-quarter 2026 profit attributable to shareholders?

The amended table reports ₩1,758.877 billion for the third quarter of 2026, down 11.71% from the second quarter and up 4.32% from the third quarter of 2025.

Why did KB amend its third-quarter 2026 results?

KB Financial Group said the changes reflect administrative fines imposed by the Financial Supervisory Service of Korea on Kookmin Bank in connection with past sales of certain equity-linked securities products, and by the Korea Fair Trade Commission on KB Securities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

Form 6-K/A

 

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2026

Commission File Number: 000-53445

 

 

KB Financial Group Inc.

(Translation of registrant’s name into English)

 

 

26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul 07331, Korea

(Address of principal executive office)

 

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒   Form  40-F ☐

 

 
 

 


EXPLANATORY NOTE

This Report of Foreign Private Issuer on Form 6-K/A (this “Amended Report”) is furnished to amend the Report of Foreign Private Issuer furnished to the Securities and Exchange Commission on October 29, 2026 under the title “Preliminary Operating Results for the Third Quarter of 2026.” (the “Original Report”) in order to reflect the change in operating results resulting from the administrative fines imposed by the Financial Supervisory Service of Korea on Kookmin Bank in connection with past sales of certain equity-linked securities products and by the Korea Fair Trade Commission on KB Securities (as defined below).

This Amended Report amends the Original Report as follows:

 

  1.

The table under section 1 of the Original Report titled “Preliminary Operating Results of KB Financial Group (Consolidated)” is amended as follows (the amended figures have been underlined for ease of reference):

Original Report:

 

(Won in millions, %)

   3Q 2026     

2Q 2026

  

% Change
Increase
(Decrease)

(Q to Q)

   3Q 2025      % Change
Increase

(Y to Y)
 

Operating revenue

   Specified Quarter      24,498,249      31,757,381    (22.86)      14,972,327        63.62  
   Cumulative      86,954,553      —     —       58,916,784        47.59  

Net operating profit

   Specified Quarter      2,367,289      2,712,548    (12.73)      2,334,990        1.38  
   Cumulative      7,807,403      —     —       6,760,989        15.48  

Profit before income tax

   Specified Quarter      2,349,191      2,732,758    (14.04)      2,261,433        3.88  
   Cumulative      7,713,089      —     —       6,911,180        11.60  

Profit for the period

   Specified Quarter      1,913,172      2,010,508    (4.84)      1,655,228        15.58  
   Cumulative      5,840,149      —     —       5,101,930        14.47  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,907,460      1,992,189    (4.25)      1,686,040        13.13  
   Cumulative      5,792,050      —     —       5,121,733        13.09  

 

Notes: 1)

“Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income.


Amended Report:

 

(Won in millions, %)

   3Q 2026     

2Q 2026

  

% Change
Increase
(Decrease)

(Q to Q)

   3Q 2025      % Change
Increase

(Decrease)
(Y to Y)
 

Operating revenue

   Specified Quarter      24,498,249      31,757,381    (22.86)      14,972,327        63.62  
   Cumulative      86,954,553      —     —       58,916,784        47.59  

Net operating profit

   Specified Quarter      2,367,289      2,712,548    (12.73)      2,334,990        1.38  
   Cumulative      7,807,403      —     —       6,760,989        15.48  

Profit before income tax

   Specified Quarter      2,200,608      2,732,758    (19.47)      2,261,433        (2.69 ) 
   Cumulative      7,564,506      —     —       6,911,180        9.45  

Profit for the period

   Specified Quarter      1,764,589      2,010,508    (12.23)      1,655,228        6.61  
   Cumulative      5,691,566      —     —       5,101,930        11.56  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,758,877      1,992,189    (11.71)      1,686,040        4.32  
   Cumulative      5,643,467      —     —       5,121,733        10.19  

 

Notes: 1)

“Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income.


  2.

The table under section 2 of the Original Report titled “Preliminary Operating Results of Kookmin Bank (Consolidated)” is amended as follows (the amended figures have been underlined for ease of reference):

Original Report:

 

(Won in millions, %)

   3Q 2026     

2Q 2026

  

% Change
Increase

(Q to Q)

   3Q 2025      % Change
Increase
(Decrease)

(Y to Y)
 

Operating revenue

   Specified Quarter      13,826,377      11,750,941    17.66      6,444,666        114.54  
   Cumulative      41,495,236      —     —       31,425,703        32.04  

Net operating profit

   Specified Quarter      1,573,164      1,505,435    4.50      1,573,852        (0.04 ) 
   Cumulative      4,703,549      —     —       4,519,186        4.08  

Profit before income tax

   Specified Quarter      1,549,031      1,509,062    2.65      1,578,930        (1.89 ) 
   Cumulative      4,575,832      —     —       4,490,178        1.91  

Profit for the period

   Specified Quarter      1,340,604      1,124,017    19.27      1,175,328        14.06  
   Cumulative      3,564,846      —     —       3,345,168        6.57  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,350,858      1,124,363    20.14      1,176,943        14.78  
   Cumulative      3,576,260      —     —       3,364,548        6.29  

 

Note: 1)

“Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income.


Amended Report:

 

(Won in millions, %)

   3Q 2026      2Q 2026      % Change
Increase

(Q to Q)
     3Q 2025      % Change
Increase
(Decrease)

(Y to Y)
 

Operating revenue

   Specified Quarter      13,826,377        11,750,941        17.66        6,444,666        114.54  
   Cumulative      41,495,236        —         —         31,425,703        32.04  

Net operating profit

   Specified Quarter      1,573,164        1,505,435        4.50        1,573,852        (0.04 ) 
   Cumulative      4,703,549        —         —         4,519,186        4.08  

Profit before income tax

   Specified Quarter      1,732,626        1,509,062        14.81        1,578,930        9.73  
   Cumulative      4,759,427        —         —         4,490,178        6.00  

Profit for the period

   Specified Quarter      1,524,199        1,124,017        35.60        1,175,328        29.68  
   Cumulative      3,748,441        —         —         3,345,168        12.06  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,534,453        1,124,363        36.47        1,176,943        30.38  
  

Cumulative

     3,759,855        —         —         3,364,548        11.75  

 

Note: 1)

“Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income.


3.

The table under section 3 of the Original Report titled “Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated)” is amended as follows (the amended figures have been underlined for ease of reference):

Original Report:

 

(Won in millions, %)

   3Q 2026      2Q 2026      % Change
Increase
(Decrease)

(Q to Q)
    3Q 2025      % Change
Increase

(Y to Y)
 

Operating revenue

   Specified Quarter      5,441,505        12,277,933        (55.68 )      2,746,467        98.13  
   Cumulative      26,070,376        —         —        8,951,291        191.25  

Net operating profit

   Specified Quarter      380,995        600,609        (36.57 )      225,264        69.13  
   Cumulative      1,434,718        —         —        667,919        114.80  

Profit before income tax

   Specified Quarter      392,601        608,584        (35.49 )      213,389        83.98  
   Cumulative      1,472,590        —         —        673,908        118.51  

Profit for the period

   Specified Quarter      273,040        450,769        (39.43 )      160,067        70.58  
   Cumulative      1,074,044        —         —        502,428        113.77  

Profit attributable to shareholders of the parent company

   Specified Quarter      272,582        449,886        (39.41 )      159,172        71.25  
  

Cumulative

     1,071,564        —         —        500,768        113.98  

 

Notes: 1)

The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings conference for the third quarter of fiscal year 2026, which are based on KB Financial Group’s consolidated financial statements.

     2)

“Operating revenue” represents operating income based on KB Securities’ financial statements.


Amended Report:

 

(Won in millions, %)

   3Q 2026     

2Q 2026

  

% Change
Increase
(Decrease)

(Q to Q)

   3Q 2025     

% Change
Increase

(Y to Y)

Operating revenue

   Specified Quarter      5,441,505      12,277,933    (55.68)      2,746,467      98.13
   Cumulative      26,070,376      —     —       8,951,291      191.25

Net operating profit

   Specified Quarter      380,995      600,609    (36.57)      225,264      69.13
   Cumulative      1,434,718      —     —       667,919      114.80

Profit before income tax

   Specified Quarter      60,423      608,584    (90.07)      213,389      (71.68)
   Cumulative      1,140,412      —     —       673,908      69.22

Profit for the period

   Specified Quarter      (59,138 )     450,769    N.A.*      160,067      N.A.*
   Cumulative      741,866      —     —       502,428      47.66

Profit attributable to shareholders of the parent company

   Specified Quarter      (59,596 )     449,886    N.A.*      159,172      N.A.*
  

Cumulative

     739,386      —     —       500,768      47.65

 

Notes: 1)

The above figures are based on KB Securities’ consolidated financial statements.

      2)

“Operating revenue” represents operating income based on KB Securities’ financial statements.

      *

 N.A. means not applicable.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

      KB Financial Group Inc.
      (Registrant)
Date: November 11, 2026       By:  

/s/ Sang Rok Na

      (Signature)
      Name: Sang Rok Na
      Title: Senior Managing Director and Chief Financial Officer

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