KB Financial (NYSE: KB) Q1 2026 profit rises on higher revenue

Rhea-AI Filing Summary

KB Financial Group Inc. released preliminary K-IFRS results for the first quarter of 2026. Operating revenue for the quarter was 30,698,923 million won, up 55.49% from 1Q 2025. Net operating profit reached 2,727,566 million won, an increase of 18.95% year over year.

Profit for the period was 1,916,469 million won, up 12.79% from 1Q 2025, while profit attributable to shareholders of the parent company was 1,892,401 million won, an increase of 11.50% year over year. The company noted these figures are preliminary and remain subject to review by independent auditors.

Insights

Banking sector earnings analyst

KB Financial reports strong 1Q 2026 revenue and profit growth.

KB Financial Group shows solid momentum in early 2026. Operating revenue of 30,698,923 million won grew 55.49% year over year, indicating significantly higher income from core activities compared with 1Q 2025.

Profit for the period rose to 1,916,469 million won, up 12.79%, while profit attributable to shareholders increased 11.50%. These gains are smaller than revenue growth, suggesting higher costs or credit expenses, but still represent meaningful bottom-line expansion versus last year’s first quarter.

The company emphasized that results are preliminary under K-IFRS and subject to auditor review. Subsequent disclosures for the 2026 fiscal year will clarify the drivers of revenue growth and how sustainable these margin levels are over future quarters.

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2026

Commission File Number: 000-53445

KB Financial Group Inc.

(Translation of registrant’s name into English)

26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul 07331, Korea

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒      Form 40-F ☐

Preliminary Operating Results for the First Quarter of 2026

On April 23, 2026, KB Financial Group Inc. (“KB Financial Group”) held an earnings conference and released its preliminary operating results for the first quarter of fiscal year 2026. The following tables reflect the key figures released during the conference. The presentation materials for the conference, which contain further details, are available at KB Financial Group’s website (http://www.kbfg.com).

The preliminary figures presented herein are based on International Financial Reporting Standards as adopted by the Republic of Korea (“K-IFRS”) and are currently being reviewed by KB Financial Group’s independent auditors and are therefore subject to change.

1. Preliminary Operating Results of KB Financial Group (Consolidated)

(Won in millions, %)				1Q 2026				4Q 2025				% Change Increase (Q to Q)				1Q 2025				% Change Increase (Y to Y)
Operating revenue		Specified Quarter			30,698,923				22,461,380				36.67				19,743,968				55.49
		Cumulative			30,698,923				81,378,164				—				19,743,968				55.49
Net operating profit		Specified Quarter			2,727,566				1,756,722				55.26				2,293,028				18.95
		Cumulative			2,727,566				8,517,711				—				2,293,028				18.95
Profit before income tax		Specified Quarter			2,631,140				1,271,966				106.86				2,306,606				14.07
		Cumulative			2,631,140				8,183,146				—				2,306,606				14.07
Profit for the period		Specified Quarter			1,916,469				738,785				159.41				1,699,122				12.79
		Cumulative			1,916,469				5,840,715				—				1,699,122				12.79
Profit attributable to shareholders of the parent company		Specified Quarter			1,892,401				711,429				166.00				1,697,271				11.50
		Cumulative			1,892,401				5,833,162				—				1,697,271				11.50

Notes: 1) “Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income.

2. Preliminary Operating Results of Kookmin Bank (Consolidated)

(Won in millions, %)				1Q 2026				4Q 2025				% Change Increase				1Q 2025				% Change Increase
Operating revenue		Specified Quarter			15,917,918				11,102,884				43.37				10,811,411				47.23
		Cumulative			15,917,918				42,528,587				—				10,811,411				47.23
Net operating profit		Specified Quarter			1,624,950				1,201,590				35.23				1,388,909				16.99
		Cumulative			1,624,950				5,720,776				—				1,388,909				16.99
Profit before income tax		Specified Quarter			1,517,739				825,041				83.96				1,374,025				10.46
		Cumulative			1,517,739				5,315,219				—				1,374,025				10.46
Profit for the period		Specified Quarter			1,100,225				479,651				129.38				1,017,775				8.10
		Cumulative			1,100,225				3,824,819				—				1,017,775				8.10
Profit attributable to shareholders of the parent company		Specified Quarter			1,101,039				487,618				125.80				1,026,432				7.27
		Cumulative			1,101,039				3,852,166				—				1,026,432				7.27

Note: 1) “Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income.

3. Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated)

(Won in millions, %)				1Q 2026				4Q 2025				% Change Increase (Q to Q)				1Q 2025				% Change Increase (Y to Y)
Operating revenue		Specified Quarter			8,350,937				5,196,935				60.69				2,988,287				179.46
		Cumulative			8,350,937				14,148,226				—				2,988,287				179.46
Net operating profit		Specified Quarter			453,114				243,652				85.97				224,611				101.73
		Cumulative			453,114				911,571				—				224,611				101.73
Profit before income tax		Specified Quarter			471,404				232,983				102.33				238,848				97.37
		Cumulative			471,404				906,891				—				238,848				97.37
Profit for the period		Specified Quarter			350,235				179,958				94.62				181,703				92.75
		Cumulative			350,235				682,386				—				181,703				92.75
Profit attributable to shareholders of the parent company		Specified Quarter			349,096				178,968				95.06				181,262				92.59
		Cumulative			349,096				679,737				—				181,262				92.59

Notes: 1) The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings conference for the first quarter of fiscal year of 2026, which are based on KB Financial Group’s consolidated financial statements.

   2) “Operating revenue” represents operating income based on KB Securities’ financial statements.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				KB Financial Group Inc.
				(Registrant)
Date: April 23, 2026				By:		/s/ Sang Rok Na
						(Signature)
						Name: Sang Rok Na
						Title: Senior Managing Director and Chief Financial Officer

FAQ

How did KB (KB Financial Group Inc.) perform in 1Q 2026?

KB reported strong 1Q 2026 preliminary results, with operating revenue of 30,698,923 million won, up 55.49% year over year. Profit for the period reached 1,916,469 million won, an increase of 12.79% compared with 1Q 2025 under K-IFRS.

What was KB Financial Group’s 1Q 2026 profit attributable to shareholders?

Profit attributable to shareholders of the parent company in 1Q 2026 was 1,892,401 million won. This represents year-over-year growth of 11.50% versus 1Q 2025, reflecting improved earnings available to common shareholders under K-IFRS preliminary figures.

How did KB Financial Group’s 1Q 2026 results compare with 4Q 2025?

Quarter over quarter, profit for the period increased sharply from 738,785 million won in 4Q 2025 to 1,916,469 million won in 1Q 2026. That marks a 159.41% increase, highlighting a strong rebound from the prior quarter’s profit level.

Are KB Financial Group’s 1Q 2026 numbers final or preliminary?

The 1Q 2026 figures are preliminary and prepared under K-IFRS. They are being reviewed by KB Financial Group’s independent auditors and are therefore subject to change before being finalized in subsequent financial reporting.

What was KB Financial Group’s net operating profit in 1Q 2026?

Net operating profit for 1Q 2026 was 2,727,566 million won, compared with 2,293,028 million won in 1Q 2025. This reflects an 18.95% year-over-year increase, showing stronger operating performance despite preliminary classification.

Which accounting standards does KB Financial Group use for these 1Q 2026 results?

KB Financial Group’s 1Q 2026 preliminary operating results are based on International Financial Reporting Standards as adopted by the Republic of Korea (K-IFRS). These standards govern how revenue, profit, and other key metrics are measured and presented.