Every 8-K that Kentucky First Federal Bancorp (KFFB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow KFFB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full KFFB filings page.
Kentucky First Federal Bancorp reported sharply higher earnings. For the three months ended June 30, 2026, net income was $680,000 or $0.08 diluted EPS, compared with $176,000 or $0.02 a year earlier, driven mainly by higher net interest income. Net interest income for the quarter rose 33.9% to $3.1 million as interest income increased and interest expense declined. Non-interest income also rose, while non-interest expense edged slightly lower, helped by reduced FDIC insurance premiums.
For the twelve months ended June 30, 2026, net earnings were $1.9 million or $0.24 diluted EPS versus $181,000 or $0.02 in the prior year, reflecting stronger net interest income and higher non-interest income, partly offset by increases in non-interest expense, provision for credit losses, and income taxes. At June 30, 2026, total assets were $362.4 million, deposits were $260.8 million, Federal Home Loan Bank advances were $48.6 million, and shareholders’ equity was $50.3 million, with book value per share of $6.22 based on 8,086,715 shares outstanding.
Kentucky First Federal Bancorp reported that on July 28, 2026 the members of First Federal MHC voted to waive the MHC’s right to receive quarterly dividends aggregating up to $0.40 per share declared during the next 12-month period. First Federal MHC holds 58.5% of the company’s outstanding common stock.
The board also declared a quarterly cash dividend of $0.05 per share, payable on September 21, 2026 to shareholders of record on August 31, 2026. At June 30, 2026, approximately 8,086,715 shares were outstanding; this is a baseline figure, not the amount being newly declared for payment.
Kentucky First Federal Bancorp filed an amended current report to correct how a prior disclosure was classified. The earlier report about a press release was originally filed under Item 2.02, and this Amendment reclassifies it under Item 8.01 Other Events.
The company previously announced that its board of directors will hold a special meeting on July 28, 2026 to consider resuming declaration and payment of a quarterly dividend. This Amendment does not change the substance of that announcement and should be read together with the original report and attached press release.
Kentucky First Federal Bancorp disclosed that its board of directors will hold a special meeting on July 28, 2026 to evaluate whether to resume paying a quarterly dividend on its common stock, in an amount up to $0.10 per share. The board may instead declare a smaller dividend or none at all, and has made no decision on future dividend level, timing, or frequency.
The company previously suspended dividends in January 2024 and has not paid one since November 2023. On July 28, 2026, members of First Federal MHC, which holds 58.5% of the company’s common stock, will also vote on a proposal allowing the MHC to waive its right to receive up to $0.40 per share in aggregate quarterly dividends over the 12 months after approval. Any dividend remains subject to required non-objection from the Federal Reserve Bank of Cleveland.
Kentucky First Federal Bancorp reported a sharp improvement in profitability. Net income for the three months ended March 31, 2026 rose to $581,000, or $0.07 per diluted share, compared with $7,000 and $0.00 a year earlier. For the nine months ended March 31, 2026, net income increased to $1.23 million, or $0.15 per diluted share, versus $5,000 and $0.00 a year ago.
The turnaround was driven mainly by higher net interest income, which benefited from an 8.5% rise in interest income and a 9.2% reduction in interest expense over nine months, plus stronger non-interest income. Some of this gain was offset by higher operating costs, including data processing and employee compensation, and higher income tax expense.
At March 31, 2026, total assets were $374.5 million, loans net were $328.2 million, deposits were $273.7 million, and book value per share was $6.14, up from $5.98 at June 30, 2025.
Kentucky First Federal Bancorp, parent of First Federal Savings Bank of Kentucky, reports that the Office of the Comptroller of the Currency has terminated its formal written agreement with the bank dated August 13, 2024.
With this termination, the bank is no longer classified as being in “troubled condition” and is now deemed an “eligible savings association” under applicable OCC regulations. The individual minimum capital requirements imposed in connection with the agreement have also been lifted, and the bank states its capital levels have exceeded and continue to exceed those prior requirements. As of December 31, 2025, the company had approximately 8,086,715 shares outstanding, with about 58.5% held by First Federal MHC.
Kentucky First Federal Bancorp reported sharply improved results for the quarter and six months ended December 31, 2025. Quarterly net income rose to $304,000, or $0.04 per diluted share, compared with $13,000, or $0.00 per share, a year earlier.
For the six-month period, the Company generated net income of $648,000, or $0.08 per diluted share, versus a net loss of $2,000, or $(0.00) per share, in the prior-year period. The improvement was driven mainly by higher net interest income, as interest income increased and interest expense declined.
At December 31, 2025, total assets were $375.3 million and shareholders’ equity was $49.1 million. Deposits were $273.2 million, while Federal Home Loan Bank advances increased to $51.4 million. Book value and tangible book value per share were both $6.07.
Kentucky First Federal Bancorp reported that regulators issued final nonobjection effective December 10, 2025 for R. Clay Hulette to serve as Chief Executive Officer of the company and as President and Chief Executive Officer of its indirect wholly owned bank subsidiary, First Federal Savings Bank of Kentucky. Mr. Hulette had been appointed to these roles subject to regulatory approval, and this decision confirms his leadership at both the holding company and the bank.
Kentucky First Federal Bancorp (KFFB) reported results from its annual stockholder meeting held on November 18, 2025. Stockholders elected directors Don D. Jennings and William H. Johnson, with Jennings receiving 5,815,031 votes for and 487,827 withheld, and Johnson receiving 6,017,662 votes for and 285,196 withheld. There were 601,662 broker non-votes on this proposal.
Stockholders also approved, on an advisory basis, the compensation of named executive officers, with 6,829,425 votes for, 66,067 against and 9,028 abstaining. A separate advisory vote on another proposal received 6,104,228 votes for, 159,804 against and 38,766 abstentions, along with 601,662 broker non-votes. In a non-binding vote on how often to hold advisory votes on executive pay, 6,089,370 shares favored one year, compared with lower totals for two or three years, and the Board decided to hold the advisory vote on executive compensation annually.
Kentucky First Federal Bancorp filed a current report to note that it has announced unaudited financial results for the three months ended September 30, 2025. The company reported these quarterly results in a press release dated November 6, 2025, which is attached to the filing as Exhibit 99.1 and incorporated by reference.
The report is made under the results of operations and financial condition disclosure item and does not itself include detailed financial figures, directing readers instead to the accompanying press release for specifics on the quarter.
Kentucky First Federal Bancorp has appointed longtime executive and director R. Clay Hulette as Chief Executive Officer of the company and as President and CEO of its bank subsidiary, First Federal Savings Bank of Kentucky. These roles remain subject to regulatory approval, and until then he will serve as interim President and CEO of the bank.
Hulette, age 63, has deep history with the organization, previously serving as Vice President, Treasurer and Chief Financial Officer of the company from 2005 to 2024 and holding multiple leadership roles at First Federal of Kentucky. He will receive an annual salary of $185,000 for his services.
As part of this leadership transition, Don D. Jennings has been appointed Director of Operations of First Federal of Kentucky and will continue as President of the company and Chairman of the bank’s board. The company chose not to renew Jennings’ long-standing employment agreements with the company and the bank, but his compensation and benefits were not otherwise changed.
Kentucky First Federal Bancorp filed a current report to let investors know it has released unaudited financial results. The company announced results for both the twelve-month and three-month periods ended June 30, 2025, and directed readers to a separate press release for full details. That press release, dated September 18, 2025, is included as Exhibit 99.1 to this report. The filing is presented under the results of operations and financial condition disclosure item, highlighting that this is primarily an earnings-related update rather than a major corporate transaction.