Kentucky First Federal Bancorp (KFFB) Financials

KFFB NASDAQ

FY2026 annual

Revenue Not reported for FY2026

Net Income $1.9M +954.7% YoY

EPS (Diluted) Not reported for FY2026

Free Cash Flow Not reported for FY2026

Market Cap $43.2M as of Oct 30, 2026

Price / Sales n/m no revenue reported

Price / Earnings 22.6x on $1.9M net income, FY2026

Price / Book 0.9x on $49.7M equity, Q3 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 30, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period FY2026, ended Jun 30, 2026 Reported Oct 13, 2026 Currency USD FYE June

Newest figures come from the DEF 14A for FY2026, filed Oct 13, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KFFB SEC filings page.

This page shows Kentucky First Federal Bancorp (KFFB) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI KFFB FY2026 2026-10-25

The latest complete numbers show a liability-funded financial institution where earnings recovered, but cash conversion and equity returns remain thin.

FY2025's return to a $181K profit from a $1.72M loss did not translate into cash. Operating cash flow was -$86K while capital expenditures were only 1.7% of revenue, so negative free cash flow reflects weak operating cash generation more than heavy reinvestment.

FY2025 liabilities were 87.0% of assets and 6.7x equity, leaving the institution structurally dependent on liabilities rather than shareholder capital. Those measures were 84.1% and 5.3x in FY2022, showing leverage increased over the period. Equity also fell from $52.0M to $48.4M, so the shift was not funded by growing shareholder capital.

Revenue recovered 22.0% in FY2025, while net margin improved 25.8 percentage points from FY2024. Yet net income was only $181K and operating cash flow was -$86K, so the turnaround remained narrow and did not carry through to cash.

Financial Health Signals

Financial health score not available

Kentucky First Federal Bancorp does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The metrics below are current.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.0M

YoY+35.9%

QoQ+6.1%

5Y CAGR+2.7%

10Y CAGR+1.9%

Kentucky First Federal Bancorp generated $3.0M in revenue in Q3 2026. This represents an increase of 35.9% from the same quarter a year earlier. Against the prior quarter it is up 6.1%.

Net Income

$581K

YoY+8200.0%

QoQ+91.1%

5Y CAGR+4.2%

10Y CAGR+12.6%

Kentucky First Federal Bancorp reported $581K in net income in Q3 2026. This represents an increase of 8200.0% from the same quarter a year earlier. Against the prior quarter it is up 91.1%.

EPS (Diluted)

$0.07

YoYn/m

QoQ+75.0%

5Y CAGR+3.1%

10Y CAGR+13.3%

Kentucky First Federal Bancorp earned $0.07 per diluted share (EPS) in Q3 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. Against the prior quarter it is up 75.0%.

EBITDA

Not reported for Q3 2026.

Cash & Balance Sheet

Free Cash Flow

$823K

YoYn/m

QoQn/m

5Y CAGR-6.2%

10Y CAGR+24.4%

Kentucky First Federal Bancorp generated $823K in free cash flow in Q3 2026, representing cash available after capex. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.

Cash & Debt

$21.3M

YoY-23.3%

QoQ+8.3%

5Y CAGR+7.6%

10Y CAGR+1.9%

Kentucky First Federal Bancorp held $21.3M in cash as of Q3 2026; no long-term debt figure is on record for that period.

Dividends Per Share

$0.00

YoYn/m

QoQn/m

Kentucky First Federal Bancorp paid $0.00 per share in dividends in Q3 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.

Shares Outstanding

YoY0.0%

QoQ0.0%

5Y CAGR-0.3%

10Y CAGR-0.4%

Kentucky First Federal Bancorp had 8M shares outstanding in Q3 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

19.3%

YoY+19.0pp

QoQ+8.6pp

5Y change+1.4pp

10Y change+12.2pp

Kentucky First Federal Bancorp's net profit margin was 19.3% in Q3 2026, showing the share of revenue converted to profit. This is up 19.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 8.6 percentage points.

Return on Equity

1.2%

YoY+1.2pp

QoQ+0.6pp

5Y change+0.3pp

10Y change+0.9pp

Kentucky First Federal Bancorp's quarterly ROE was 1.2% in Q3 2026: one quarter's net income over shareholder equity, not annualized. This is up 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.

Gross Margin

Not reported for Q3 2026.

Operating Margin

Not reported for Q3 2026.

Capital Allocation

Capital Expenditures

$63K

YoY-3.1%

QoQ-1.6%

5Y CAGR+35.1%

10Y CAGR-6.5%

Kentucky First Federal Bancorp invested $63K in capex in Q3 2026, funding long-term assets and infrastructure. This represents a decrease of 3.1% from the same quarter a year earlier. Against the prior quarter it is down 1.6%.

R&D Spending

Not reported for Q3 2026.

Share Buybacks

Not reported for Q3 2026.

KFFB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KFFB quarterly income statement

Metric	FY26DEF 14A	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Revenue	N/A	$8.8M+22.0%	$7.2M-20.9%	$9.2M-5.3%	$9.7M-8.8%	$10.6M+9.1%	$9.7M+0.3%	$9.7M-7.0%	$10.4M+1.9%	$10.2M-4.1%	$10.7M-7.1%	$11.5M-3.4%	$11.9M+0.7%	$11.8M+45.3%	$8.1M
Interest Expense	N/A	$10.9M+17.4%	$9.3M+137.9%	$3.9M+122.5%	$1.8M-18.1%	$2.1M-38.8%	$3.5M+7.6%	$3.3M+50.5%	$2.2M+48.3%	$1.5M+7.1%	$1.4M-4.8%	$1.4M-11.7%	$1.6M-4.0%	$1.7M-22.6%	$2.2M
Income Tax	N/A	$57Kn/m	-$239K-181.3%	$294K-38.4%	$477K+35.5%	$352K+33.3%	$264K+87.2%	$141Kn/m	-$37K-107.2%	$513K-13.9%	$596K-41.6%	$1.0M	N/A	N/A	N/A
Net Income	$1.9M+954.7%	$181Kn/m	-$1.7M-284.5%	$933K-41.3%	$1.6M-12.6%	$1.8Mn/m	-$12.5M-1645.2%	$812K-38.6%	$1.3M+41.5%	$935K-37.7%	$1.5M-27.5%	$2.1M+7.0%	$1.9M-33.7%	$2.9M+70.0%	$1.7M
EPS (Basic)	N/A	$0.02n/m	-$0.21-290.9%	$0.11-42.1%	$0.19-13.6%	$0.22n/m	-$1.52-1620.0%	$0.10-37.5%	$0.16+45.5%	$0.11-38.9%	$0.18-28.0%	$0.25+8.7%	$0.23-37.8%	$0.37+60.9%	$0.23
EPS (Diluted)	N/A	$0.02n/m	-$0.21-290.9%	$0.11-42.1%	$0.19-13.6%	$0.22n/m	-$1.52-1620.0%	$0.10-37.5%	$0.16+45.5%	$0.11-38.9%	$0.18-28.0%	$0.25+8.7%	$0.23-37.8%	$0.37+60.9%	$0.23
Diluted Shares (Avg)	N/A	8M0.0%	8M-0.4%	8M-1.0%	8M0.0%	8M	N/A	8M-0.4%	8M+0.3%	8M+0.3%	8M-0.3%	8M-0.3%	8M+5.3%	8M+5.4%	8M

Metric	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K
Revenue	$3.0M+35.9%	$2.8M+28.3%	$2.7M+32.4%	$2.4M+23.4%	$2.2M+20.0%	$2.2M+29.7%	$2.0M+15.1%	$2.0M-2.1%
Interest Expense	$2.4M-12.0%	$2.5M-8.2%	$2.5M-7.3%	$2.7M+5.7%	$2.7M+12.7%	$2.7M+21.0%	$2.8M+33.2%	$2.5M+58.7%
Income Tax	$174K+2075.0%	$97Kn/m	$109Kn/m	$62Kn/m	$8Kn/m	-$7Kn/m	-$6Kn/m	-$38K-445.5%
Net Income	$581K+8200.0%	$304K+2238.5%	$344Kn/m	$176Kn/m	$7Kn/m	$13Kn/m	-$15Kn/m	-$1.1M-2666.7%
EPS (Basic)	$0.07n/m	$0.04n/m	$0.04n/m	$0.02n/m	$0.00n/m	$0.00n/m	$0.00n/m	-$0.13n/m
EPS (Diluted)	$0.07n/m	$0.04n/m	$0.04n/m	$0.02n/m	$0.00n/m	$0.00n/m	$0.00n/m	-$0.13n/m
Diluted Shares (Avg)	8M0.0%	8M0.0%	8M0.0%	N/A	8M-0.1%	8M0.0%	8M0.0%	N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

KFFB Balance Sheet

KFFB quarterly balance sheet

Metric	FY26DEF 14A	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Total Assets	N/A	$371.2M-1.0%	$375.0M+7.4%	$349.0M+6.4%	$328.1M-3.0%	$338.1M+5.3%	$321.1M-2.9%	$330.8M+3.9%	$318.4M+3.2%	$308.5M+5.7%	$291.9M-1.5%	$296.3M-1.1%	$299.7M-7.5%	$324.1M+45.4%	$222.9M
Cash & Equivalents	N/A	$19.5M+6.5%	$18.3M+123.9%	$8.2M-68.4%	$25.8M+19.3%	$21.6M+58.0%	$13.7M+39.0%	$9.9M-0.8%	$9.9M-22.3%	$12.8M-2.3%	$13.1M-3.9%	$13.6M+18.5%	$11.5M-30.4%	$16.5M+188.4%	$5.7M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	$33K-93.9%	$541K-48.2%	$1.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	$327.2M-1.7%	$333.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Investments	N/A	$171K-19.7%	$213K-22.3%	$274K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	$947K0.0%	$947K0.0%	$947K0.0%	$947K-93.5%	$14.5M0.0%	$14.5M0.0%	$14.5M0.0%	$14.5M0.0%	$14.5M0.0%	$14.5M0.0%	$14.5M0.0%	$14.5M
Total Liabilities	N/A	$322.8M-1.3%	$327.0M+9.6%	$298.3M+8.1%	$276.1M-3.4%	$285.8M+6.1%	$269.2M+1.8%	$264.5M+5.3%	$251.2M+4.1%	$241.3M+7.6%	$224.4M-2.0%	$229.0M-1.5%	$232.4M-9.7%	$257.4M+56.9%	$164.1M
Total Equity	N/A	$48.4M+0.8%	$48.0M-5.4%	$50.7M-2.5%	$52.0M-0.5%	$52.3M+0.7%	$51.9M-21.7%	$66.3M-1.4%	$67.2M+0.1%	$67.1M-0.5%	$67.5M+0.3%	$67.3M+0.2%	$67.2M+0.9%	$66.6M+13.2%	$58.9M
Retained Earnings	N/A	$17.5M+1.0%	$17.3M-13.9%	$20.1M-2.1%	$20.6M+1.0%	$20.4M+2.2%	$19.9M-41.1%	$33.9M-0.5%	$34.0M-0.4%	$34.2M-1.6%	$34.7M+0.1%	$34.7M+2.0%	$34.0M+1.3%	$33.6M+5.1%	$32.0M

Metric	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K
Total Assets	$374.5M-1.6%	$375.3M+0.3%	$366.5M-2.4%	$371.2M-1.0%	$380.7M+3.2%	$374.2M+2.2%	$375.6M+5.3%	$375.0M+7.4%
Cash & Equivalents	$21.3M-23.3%	$19.7M-6.2%	$14.6M-15.3%	$19.5M+6.5%	$27.8M+79.9%	$21.0M+43.8%	$17.3M+37.2%	$18.3M+123.9%
Accounts Receivable	$328.2M	$329.8M	$326.4M	$327.2M-1.7%	N/A	N/A	N/A	$333.0M
Long-Term Investments	$143K-20.6%	$152K-20.0%	$161K-19.1%	$171K-19.7%	$180K	$190K	$199K	$213K-22.3%
Total Liabilities	$324.9M-2.3%	$326.2M0.0%	$317.7M-3.0%	$322.8M-1.3%	$332.6M+3.9%	$326.2M+2.9%	$327.4M+6.6%	$327.0M+9.6%
Total Equity	$49.7M+3.1%	$49.1M+2.2%	$48.8M+1.2%	$48.4M+0.8%	$48.2M-1.8%	$48.1M-2.3%	$48.2M-2.9%	$48.0M-5.4%
Retained Earnings	$18.7M+8.1%	$18.2M+4.8%	$17.9M+3.1%	$17.5M+1.0%	$17.3M-5.8%	$17.3M-6.4%	$17.3M-9.9%	$17.3M-13.9%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

KFFB Cash Flow Statement

KFFB quarterly cash flow statement

Metric	FY26DEF 14A	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Operating Cash Flow	N/A	-$86Kn/m	-$1.5M-226.2%	$1.2M-56.4%	$2.6M+67.0%	$1.6M+51.7%	$1.0M+4.0%	$1.0M-12.8%	$1.1M-45.2%	$2.1M+45.0%	$1.4M-53.3%	$3.1M+24.5%	$2.5M-47.4%	$4.7M+227.7%	$1.4M
Depreciation & Amortization	N/A	$201K-14.1%	$234K-8.2%	$255K-10.5%	$285K-1.0%	$288K+4.0%	$277K-1.8%	$282K-8.7%	$309K-8.0%	$336K+4.7%	$321K+15.5%	$278K-3.5%	$288K+24.7%	$231K	N/A
Capital Expenditures	N/A	$149K+125.8%	$66K-48.0%	$127K-15.9%	$151K+49.5%	$101K-38.8%	$165K+11.5%	$148K-2.0%	$151K+21.8%	$124K-88.8%	$1.1M+25.3%	$884K+186.1%	$309K+306.6%	$76K-53.4%	$163K
Free Cash Flow	N/A	-$235Kn/m	-$1.5M-248.3%	$1.0M-58.8%	$2.5M+68.2%	$1.5M+68.8%	$877K+2.7%	$854K-14.4%	$998K-49.4%	$2.0M+483.4%	$338K-84.7%	$2.2M+1.6%	$2.2M-53.2%	$4.7M+263.4%	$1.3M
Investing Cash Flow	N/A	$6.1Mn/m	-$16.6Mn/m	-$39.5M-396.1%	$13.3Mn/m	-$8.8M-3740.3%	$243Kn/m	-$12.6Mn/m	-$12.6Mn/m	-$17.9M	N/A	N/A	N/A	$15.9M+249.4%	$4.5M
Financing Cash Flow	N/A	-$4.8M-117.2%	$28.2M+36.3%	$20.7Mn/m	-$11.8M-177.6%	$15.2M+495.1%	$2.6M-77.8%	$11.5M+34.1%	$8.6M-44.6%	$15.5M	N/A	N/A	N/A	-$9.8Mn/m	-$5.3M
Dividends Paid	N/A	$0-100.0%	$670K-50.8%	$1.4M-2.2%	$1.4M+0.4%	$1.4M0.0%	$1.4M-3.3%	$1.4M-1.2%	$1.5M-2.3%	$1.5M+0.5%	$1.5M+6.9%	$1.4M-8.3%	$1.5M+17.8%	$1.3M-20.0%	$1.6M
Share Buybacks	N/A	N/A	N/A	$461K	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$698K+1561.9%	$42K-31.1%	$61K-54.8%	$135K

Metric	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K
Operating Cash Flow	$886Kn/m	-$303K-120.9%	$450Kn/m	$29Kn/m	-$155Kn/m	$1.4Mn/m	-$1.4Mn/m	-$186K-224.0%
Depreciation & Amortization	$52K-25.7%	$48K-4.0%	$48K-9.4%	$28K-50.0%	$70K+18.6%	$50K-16.7%	$53K-10.2%	$56K-6.7%
Capital Expenditures	$63K-3.1%	$64K-21.0%	$5K+150.0%	$1K-83.3%	$65K+333.3%	$81K+237.5%	$2K-90.5%	$6K+20.0%
Free Cash Flow	$823Kn/m	-$367K-126.9%	$445Kn/m	$28Kn/m	-$220Kn/m	$1.4Mn/m	-$1.4Mn/m	-$192K-232.4%
Investing Cash Flow	$2.4M+287.2%	-$3.2M-192.4%	-$502K-335.7%	$1.9Mn/m	$624Kn/m	$3.4Mn/m	$213Kn/m	-$3.9Mn/m
Financing Cash Flow	-$1.7M-126.6%	$8.5Mn/m	-$4.8M-2829.0%	-$10.2M-246.5%	$6.3M+101.9%	-$1.2M-112.1%	$176K-97.9%	$6.9M+15.8%

Not reported in any period shown, so not listed: Stock-Based Compensation, Dividends Paid, Share Buybacks.

KFFB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KFFB quarterly financial ratios

Metric	FY26DEF 14A	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Net Margin	N/A	2.1%+25.8pp	-23.8%-33.9pp	10.2%-6.2pp	16.4%-0.7pp	17.2%	-129.0%	8.4%-4.3pp	12.7%+3.6pp	9.2%-4.9pp	14.1%-3.9pp	18.0%+1.7pp	16.3%-8.4pp	24.7%+3.6pp	21.1%
Return on Equity	N/A	0.4%+4.0pp	-3.6%-5.4pp	1.8%-1.2pp	3.1%-0.4pp	3.5%+27.6pp	-24.2%-25.4pp	1.2%-0.7pp	2.0%+0.6pp	1.4%-0.8pp	2.2%-0.9pp	3.1%+0.2pp	2.9%-1.5pp	4.4%+1.5pp	2.9%
Return on Assets	N/A	0.1%+0.5pp	-0.5%-0.7pp	0.3%-0.2pp	0.5%-0.1pp	0.5%+4.5pp	-3.9%-4.2pp	0.3%-0.2pp	0.4%+0.1pp	0.3%-0.2pp	0.5%-0.2pp	0.7%+0.1pp	0.7%-0.2pp	0.9%+0.1pp	0.8%
Liabilities-to-Equity	N/A	6.67-0.1x	6.81+0.9x	5.88+0.6x	5.31-0.2x	5.46+0.3x	5.19+1.2x	3.99+0.3x	3.74+0.1x	3.59+0.3x	3.32-0.1x	3.40-0.1x	3.46-0.4x	3.86+1.1x	2.79
Asset Turnover	N/A	0.020.0x	0.020.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	N/A	-2.7%+18.3pp	-21.0%-32.2pp	11.2%-14.6pp	25.7%+11.8pp	14.0%+4.9pp	9.0%+0.2pp	8.8%-0.8pp	9.6%-9.7pp	19.3%+16.1pp	3.2%-16.1pp	19.3%+0.9pp	18.3%-21.1pp	39.4%+23.7pp	15.8%

Metric	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K
Net Margin	19.3%+19.0pp	10.7%+10.1pp	13.0%+13.7pp	7.3%+62.4pp	0.3%+6.1pp	0.6%+21.8pp	-0.8%+9.3pp	-55.1%-57.2pp
Return on Equity	1.2%+1.2pp	0.6%+0.6pp	0.7%+0.7pp	0.4%+2.6pp	0.0%+0.2pp	0.0%+0.8pp	0.0%+0.3pp	-2.2%-2.3pp
Return on Assets	0.2%+0.2pp	0.1%+0.1pp	0.1%+0.1pp	0.1%+0.3pp	0.0%0.0pp	0.0%+0.1pp	0.0%+0.1pp	-0.3%-0.3pp
Liabilities-to-Equity	6.54-0.4x	6.64-0.1x	6.51-0.3x	6.67-0.1x	6.91+0.4x	6.79+0.3x	6.79+0.6x	6.81+0.9x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	27.4%+37.3pp	-13.0%-74.8pp	16.8%+86.9pp	1.2%+11.0pp	-10.0%+0.4pp	61.8%+93.9pp	-70.2%-36.3pp	-9.8%-17.1pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Kentucky First Federal Bancorp KFFB	FY2026	N/A	$1.9M	N/A	$43.2M	—
Marathon Bancorp, Inc. MBBC	FY2026	$9.0M	$1.8M	19.8%	$43.7M	42/100
Home Federal Bancorp, Inc. of Louisiana HFBL	FY2026	$24.5M	$6.2M	25.2%	$69.2M	40/100
BayFirst Financial Corp. BAFN	FY2025	$63.1M	-$24.6M	-39.0%	$156.4M	7/100
OptimumBank Holdings, Inc. OPHC	FY2025	$49.4M	$16.6M	33.7%	$115.6M	64/100
AmeriServ Financial Inc ASRV	FY2025	$59.3M	$5.6M	9.5%	$83.4M	22/100

Where Kentucky First Federal Bancorp Ranks

Frequently Asked Questions

Is Kentucky First Federal Bancorp profitable?

Yes, Kentucky First Federal Bancorp (KFFB) reported a net income of $1.9M in fiscal year 2026.

What is Kentucky First Federal Bancorp's P/E ratio?

Kentucky First Federal Bancorp (KFFB) trades at 22.6x earnings, its market capitalization divided by $1.9M net income, FY2026. The market capitalization is $43.2M as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Kentucky First Federal Bancorp's price-to-sales ratio?

Kentucky First Federal Bancorp (KFFB) has no price-to-sales ratio at the moment: no revenue reported. The market capitalization is $43.2M as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.