Klarna Group plc (KLAR) CAO reports RSU and warrant holdings

Rhea-AI Filing Summary

Klarna Group plc Chief Accounting Officer Anthony Greenway has filed an initial Form 3 detailing his equity interests in the company. He directly holds 5,586 Klarna Group plc ordinary shares and 5,147 Klarna Group plc restricted stock units, which settle into ordinary shares as they vest.

The filing also lists equity awards in Klarna subsidiaries. These include 93,545 restricted stock units in Larkan AB, where roughly four Larkan shares convert into one Klarna ordinary share, plus Larkan SPV warrants over subsidiaries Larkan III AB and Larkan IV AB representing 23,364, 261,432 and 27,324 underlying Klarna ordinary shares, with vesting schedules and exercise prices stated in SEK. The footnotes note additional Class B shares with enhanced voting rights that are non-transferable and not convertible into ordinary shares.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Greenway Anthony

(Last) (First) (Middle)

10 YORK ROAD

(Street)

LONDON SE1 7ND

(City) (State) (Zip)

UNITED KINGDOM

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
Klarna Group plc [ KLAR ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Klarna Group plc Ordinary Shares	5,586(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Larkan AB Restricted Stock Units	(2)	(2)	Klarna Group plc ordinary shares	(2)	(2)	D
Larkan SPV Warrants L3:2	09/01/2026	11/30/2026	Klarna Group plc ordinary shares	23,364(3)	$2,295.11(7)	D
Larkan SPV Warrants 4:1	09/01/2027	11/15/2027	Klarna Group plc ordinary shares	261,432(4)	$6,885.33(7)	D
Larkan SPV Warrants L4:2	09/01/2027	11/15/2027	Klarna Group plc ordinary shares	27,324(5)	$2,295.11(7)	D
Klarna Group plc Restricted Stock Units	(6)	(6)	Klarna Group plc ordinary shares	5,147	(6)	D

Explanation of Responses:

1. In addition to the ordinary shares reported in this Form 3, the reporting person beneficially owns a number of Klarna Group plcs (the Issuer) Class B shares. Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares. Following certain transfers of interests in ordinary shares by holders of Class B shares or their affiliates, an equivalent number of Class B shares will automatically convert into deferred shares, which have no voting rights, are non-transferable and have no economic value. In addition, the Class B shares automatically convert into deferred shares in certain other circumstances as specified in the Issuer's organizational documents.

2. Represents 93,545 restricted stock units in Larkan AB (Larkan), an indirect subsidiary of Klarna Group plc (the Issuer). Once shares of Larkan are delivered in settlement of the restricted stock units, approximately four shares of Larkan are convertible into one Klarna Group plc ordinary share (Shares). Restricted Stock Units in Larkan vest quarterly, at a total vesting of 25% of the initial grant per year.

3. Represents warrants to acquire 1,947 shares of Larkan III AB, a direct subsidiary of the Issuer. Each underlying share of Larkan III AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 23,364 Shares being subject to the warrant, that is vesting annually in equal installments.

4. Represents warrants to acquire 21,786 shares of Larkan IV AB, a direct subsidiary of the Issuer. Each underlying share of Larkan IV AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 261,432 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on September 1st, 2027.

5. Represents warrants to acquire 2,277 shares of Larkan IV AB, a direct subsidiary of the Issuer. Each underlying share of Larkan IV AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 27,324 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on September 1, 2027.

6. Klarna Group plc Restricted Stock Units vest in four equal annual installments starting from the first anniversary of the grant date and upon vesting are settled into Klarna Group plc ordinary shares.

7. This is in SEK.

	Boudien Moerman, as attorney-in-fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Anthony Greenway report owning in Klarna Group plc (KLAR) on this Form 3?

Anthony Greenway reports direct ownership of 5,586 Klarna Group plc ordinary shares and 5,147 restricted stock units. These restricted stock units vest over time and are settled in Klarna Group plc ordinary shares upon vesting.

What Larkan AB restricted stock units are disclosed for Klarna CAO Anthony Greenway?

The filing shows 93,545 restricted stock units in Larkan AB, an indirect Klarna subsidiary. Once Larkan shares are delivered, approximately four Larkan shares convert into one Klarna Group plc ordinary share, according to the footnote description of this award structure.

What Larkan SPV warrants linked to Klarna ordinary shares does Anthony Greenway hold?

Greenway holds warrants in Larkan III AB and Larkan IV AB subsidiaries, representing 23,364, 261,432 and 27,324 underlying Klarna ordinary shares. These warrants vest in annual installments and have exercise prices stated in SEK in the disclosure footnotes.

How do Klarna Group plc restricted stock units for Anthony Greenway vest and settle?

Klarna Group plc restricted stock units for Greenway vest in four equal annual installments starting on the first anniversary of the grant date. Upon each vesting event, they are settled into Klarna Group plc ordinary shares, increasing his direct share ownership over time.

What is notable about Klarna Group plc Class B shares mentioned in Anthony Greenway’s Form 3?

The filing notes that Greenway also beneficially owns Class B shares of Klarna Group plc. Each Class B share carries ten votes, is non-transferable, not convertible into ordinary shares, and can automatically convert into deferred shares with no voting or economic rights in specified situations.