Klarna (KLAR) product chief exercises derivative to acquire 70 shares

Rhea-AI Filing Summary

Klarna Group plc Chief Product & Design Officer David Fock exercised a derivative security to acquire 70 Klarna Group plc Ordinary Shares. This was a conversion, not an open-market trade, and the Form 4 shows a price of 0.0000 per share for the exercised shares. Following the transaction, Fock directly holds 176,908 Klarna Group plc Ordinary Shares, indicating this was a small, routine change in his equity position relative to his overall holdings.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Fock David

Role Chief Product & Design Officer

Type	Security	Shares	Price	Value
Exercise	Klarna Group plc Ordinary Shares	70	$0.00	--

Holdings After Transaction: Klarna Group plc Ordinary Shares — 176,908 shares (Direct)

Footnotes (1)

1. [object Object]

Key Figures

Shares acquired via exercise: 70 shares Post-transaction holdings: 176,908 shares Reported transaction price: 0.0000 per share

3 metrics

Shares acquired via exercise 70 shares Exercise or conversion of derivative security on April 13, 2026

Post-transaction holdings 176,908 shares Klarna Group plc Ordinary Shares held directly after transaction

Reported transaction price 0.0000 per share Form 4 price for 70 exercised Klarna Group plc Ordinary Shares

Key Terms

Exercise or conversion of derivative security, Klarna Group plc Ordinary Shares, Form 4, Chief Product & Design Officer

4 terms

Exercise or conversion of derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

Klarna Group plc Ordinary Shares financial

"security_title: Klarna Group plc Ordinary Shares"

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Chief Product & Design Officer financial

"officer_title: Chief Product & Design Officer"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fock David

(Last) (First) (Middle)

10 YORK ROAD

(Street)

LONDON SE1 7ND

(City) (State) (Zip)

UNITED KINGDOM

(Country)

2. Issuer Name and Ticker or Trading Symbol
Klarna Group plc [ KLAR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Product & Design Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Klarna Group plc Ordinary Shares	04/13/2026		M		70	A	(1)	176,908	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Not Applicable

	Boudien Moerman, as attorney-in-fact	04/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did KLAR reporting person David Fock disclose?

David Fock disclosed exercising a derivative security to acquire 70 Klarna Group plc Ordinary Shares. The Form 4 classifies this as a derivative exercise or conversion, rather than a market purchase or sale, reflecting a routine adjustment to his equity compensation position.

Was the KLAR Form 4 transaction an open-market buy or sell?

The transaction was not an open-market buy or sell. It is coded “M” on the Form 4, described as an exercise or conversion of a derivative security, meaning Fock converted an existing derivative right into 70 Klarna Group plc Ordinary Shares instead of trading on the open market.

How many Klarna (KLAR) shares does David Fock hold after this Form 4?

After the derivative exercise, David Fock directly holds 176,908 Klarna Group plc Ordinary Shares. This post-transaction figure comes from the Form 4’s “shares owned following the transaction” field and shows his total direct ownership after adding the 70 newly acquired shares.

What does the zero transaction price on the KLAR Form 4 mean?

The Form 4 reports a transaction price of 0.0000 per share for the 70 shares. This reflects that the event was an exercise or conversion of a derivative security, rather than a cash purchase in the market, and thus does not show a market trade price for the acquired shares.

Is the KLAR Form 4 transaction by David Fock likely routine?

The transaction appears routine because it involves exercising a derivative security to acquire 70 shares and results in total direct holdings of 176,908 shares. The small size relative to his overall position and the derivative exercise code suggest a standard equity compensation-related event.