[Form 4] Kemper Corporation Insider Trading Activity

Rhea-AI Filing Summary

Flint Christopher Wade, EVP and President of Kemper Life at Kemper Corporation (KMPR), reported a share disposition on 08/29/2025. The Form 4 shows 247 shares of common stock were disposed at $53.65 per share through transaction code F. After the transaction, Mr. Wade beneficially owned 9,950 shares directly. The filing explains the sale was a withholding of shares to satisfy tax withholding obligations upon vesting of restricted stock units, a routine administrative action rather than an open-market sale. The form is signed by an attorney-in-fact on behalf of the reporting person.

Insights

Financial Analyst

TL;DR: Small, routine tax-withholding disposition; immaterial to Kemper's capital structure or valuation.

The transaction is a standard withholding of shares to cover taxes on vested restricted stock units, not a market-sale signal. At 247 shares and $53.65 per share, the cash value is modest relative to typical insider holdings, leaving 9,950 shares beneficially owned. There is no indication of additional derivative activity or larger disposals. For investors, this filing documents compensation tax settlement and does not constitute evidence of a change in executive conviction about company prospects.

Corporate Governance Expert

TL;DR: Governance process appears standard: withholding via RSU settlement, properly reported on Form 4.

The filing identifies the reporting person, role (EVP, President, Kemper Life), transaction date, and the nature of the disposition as tax withholding for RSU vesting, which aligns with common equity compensation practices. The Form 4 was executed by an attorney-in-fact and includes the required details such as post-transaction beneficial ownership. There are no governance concerns or unusual transfer mechanics disclosed in this submission.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Flint Christopher Wade

(Last) (First) (Middle)

200 EAST RANDOLPH STREET

SUITE 3300

(Street)

CHICAGO IL 60601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
KEMPER Corp [ KMPR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, President, Kemper Life

3. Date of Earliest Transaction (Month/Day/Year)
08/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/29/2025		F		247(1)	D	$53.65	9,950	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Withholding of shares to satisfy tax withholding obligation due upon vesting of restricted stock units.

Remarks:

	/s/ Baird S. Allis, as Attorney-in-Fact	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the KMPR Form 4 filed by Flint Christopher Wade report?

It reported a disposition of 247 shares of Kemper common stock on 08/29/2025 at $53.65 per share, leaving 9,950 shares beneficially owned.

Why were the 247 KMPR shares disposed of?

The filing states the shares were withheld to satisfy a tax withholding obligation arising from the vesting of restricted stock units.

Does this Form 4 indicate an open-market sale by the executive?

No. The transaction code and explanation indicate a withholding for RSU tax obligations, not an open-market sale.

What is Flint Christopher Wade's role at Kemper and how many shares does he own after the transaction?

He is listed as EVP, President, Kemper Life and beneficially owned 9,950 shares following the reported transaction.

Who signed the Form 4 and when?

The form bears a signature by Baird S. Allis, as Attorney-in-Fact dated 09/02/2025.