Kemper Corporation filings document the regulatory record of a Delaware insurance holding company with common stock and fixed-rate reset junior subordinated debentures referenced in its public reports. Form 8-K filings furnish quarterly operating results, investor supplements, earnings presentations, annual meeting vote results, and other events affecting liquidity and capital resources, including credit-agreement borrowing capacity.
Definitive proxy materials describe director elections, advisory compensation votes, executive compensation, board governance, and shareholder voting mechanics. The filings connect Kemper’s Specialty Property & Casualty Insurance and Life Insurance operations with formal disclosures on financial condition, exhibits, capital resources, and corporate governance.
Kemper Corporation announced preliminary third-quarter 2026 results, with net income expected to be approximately $52 million, or $0.88 per diluted share, compared with a second-quarter net loss of $465 million, or $7.90 per share. Adjusted Consolidated Net Operating Income, a non-GAAP measure, is expected to be approximately $60 million ($1.01 per diluted share), versus $26 million ($0.45 per share). Specialty Auto's combined ratio is expected to be approximately 99.2%, a 4.8-percentage-point improvement from 104.0%; third-quarter results include approximately $23 million of favorable prior-year reserve development. Its underlying combined ratio is expected to be 101.7%, compared with 102.3%.
Life Insurance operating earnings are expected to be approximately $20 million, versus $18 million in the prior quarter; consolidated net investment income is expected to be approximately $107 million, versus $105 million. The results discussion focuses on net income attributable to Kemper common shareholders and excludes Kemper Reciprocal's results, although Reciprocal is consolidated under U.S. GAAP. Kemper expects to release complete results on November 9, 2026, and hold its earnings call on November 10, 2026, at 7:00 a.m. Central Time. Underlying Combined Ratio is a non-GAAP measure that excludes catastrophe losses and prior-year reserve development.
KEMPER Corp’s EVP, Head of Kemper Life, Jennifer M. Kopps-Wagner, reported direct ownership of 6,277 common shares as of October 4, 2026, including 4,254 restricted stock units subject to vesting. She also reported four fully vested, currently exercisable employee stock options: 2,303 shares at an $82.10 exercise price (expiring September 4, 2028), 2,479 at $76.25 (February 5, 2029), 1,222 at $77.39 (February 4, 2030), and 1,356 at $69.74 (February 2, 2031). Each option has a tandem stock appreciation right.
KEMPER Corp (KMPB) reported that Christopher Wade Flint, EVP and President, Kemper Life, had 247 shares of Common Stock withheld on September 1, 2026 to satisfy a tax withholding obligation upon vesting of restricted stock units. Following this tax-withholding disposition, he directly holds 27,085 Common shares, and no Rule 10b5-1 trading plan is reported.
KEMPER Corp President and CEO Stephen J. McAnena purchased 3,000 shares of common stock on 2026-08-13 in a transaction reported as a purchase in open market or private transaction at $26.50 per share. Following this trade, he directly holds 30,945 common shares. The transaction was not marked as being made pursuant to a Rule 10b5-1 trading plan.
Kemper Corp has a significant shareholder disclosure from AQR Capital Management, LLC and its parent AQR Capital Management Holdings, LLC. Together they report beneficial ownership of 3,317,802 shares of Kemper Corp common stock, representing 5.64% of the outstanding class.
The AQR entities report no sole voting or dispositive power. They report shared voting power over 3,300,734 shares and shared dispositive power over 3,317,802 shares, indicating coordinated control over how these shares are voted and potentially sold. AQR Capital Management, LLC is described as a wholly owned subsidiary of AQR Capital Management Holdings, LLC.
KEMPER Corp executive Carl Thomas Evans Jr., EVP, Secretary and General Counsel, purchased 1,000 shares of common stock on August 11, 2026 at $26.53 per share in an open-market or private transaction. Following this trade, he directly owns 91,629 shares of KEMPER Corp common stock. The transaction was not reported as made under a Rule 10b5-1 trading plan.
KEMPER Corp executive Camden Bradley T, Executive Vice President and Chief Financial Officer, purchased 1,000 shares of common stock on 2026-08-11 at $26.34 per share in an open-market or private transaction. Following this transaction, his directly held stake increased to 51,259 shares of common stock.
KEMPER Corp director Gerald Laderman reported an open-market purchase of common stock. On 2026-08-11 he bought 4,000 shares at $26.49 per share. Following this transaction, his directly held position in KEMPER Corp common stock increased to 33,365 shares.
KEMPER Corp director Jason N. Gorevic purchased common stock. On 2026-08-10, he bought 5,000 shares of common stock at $25.91 per share in an open market or private transaction. Following this purchase, he holds 31,802 shares of KEMPER Corp common stock, all reported as direct ownership.
Kemper Corporation reported a sharp swing to loss for the quarter ended June 30, 2026 after recording a large goodwill impairment in its Specialty Property & Casualty segment. Net loss attributable to Kemper was $464.8 million, or $(7.90) per basic and diluted share, compared with net income of $72.6 million a year earlier.
Total revenues fell to $1.09 billion from $1.23 billion, as earned premiums declined in Specialty auto lines and non-core operations, partly offset by higher net investment income. Expenses rose to $1.56 billion, driven by a $460.0 million non-cash goodwill impairment tied to weaker performance and a sustained share price decline, plus higher investment impairments.
Underlying operations remained modestly profitable: segment adjusted net operating income was $34.1 million, led by improved Life Insurance results, though Specialty segment operating income dropped sharply. For the first six months, Kemper posted a net loss of $466.5 million on revenues of $2.20 billion, and shareholders’ equity declined to $2.18 billion as of June 30, 2026.