Every 8-K that Kemper Corporation (KMPR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow KMPR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full KMPR filings page.
Kemper Corporation reported second quarter 2026 results dominated by a large non-cash goodwill impairment of $460.0 million. Including this charge, net (loss) income attributable to Kemper was $(464.8) million, or $(7.90) per diluted share, compared with net income of $72.6 million, or $1.12 per diluted share, a year earlier. On a non-GAAP basis, Adjusted Consolidated Net Operating Income was $26.3 million, or $0.45 per share, down from $84.1 million, or $1.30 per share. Total revenues were $1,092.7 million, decreasing from $1,225.6 million, primarily on lower Specialty Personal Automobile volumes and higher impairment losses.
The Specialty Property & Casualty segment generated adjusted net operating income of $15.8 million, down from $79.0 million, as its combined ratio rose to 104.0% and underlying combined ratio to 102.3%. Specialty Personal Automobile’s underlying loss and LAE ratio increased to 83.8% from 72.5%, reflecting higher claim severity and frequency in California. The Life Insurance segment delivered adjusted net operating income of $18.3 million, up from $12.6 million, supported by higher net investment income and earned premiums.
Shareholders’ equity at June 30, 2026 was $2,192.8 million, a decrease of $488.6 million, or 18%, since year-end 2025. Book value per share declined to $37.22 from $45.71, while adjusted book value per share was $27.55 versus $28.06. Kemper and its direct non-insurance subsidiaries held $130.0 million in cash and investments and had $350.0 million of unused revolving credit capacity. The board previously declared a quarterly dividend of $0.32 per share (totaling $19.3 million), paid on June 2, 2026.
Kemper Corporation reports a leadership change in its auto segment. On July 20, 2026 the company determined that Matthew A. Hunton will depart from his role as Executive Vice President and President, Kemper Auto, effective August 3, 2026. His separation is characterized as a termination by the company without cause. Hunton will be eligible for benefits under the existing Kemper Corporation Executive Severance Plan, as previously described in a filing with the U.S. Securities and Exchange Commission dated May 27, 2026.
Kemper Corporation is naming Stephen J. McAnena as President, Chief Executive Officer and director, effective June 1, 2026, while Interim CEO C. Thomas Evans, Jr. returns to his role as Executive Vice President, Secretary and General Counsel. McAnena brings more than 30 years of insurance leadership experience across property and casualty, group benefits, life and annuity businesses.
His offer includes a $1,000,000 annual base salary, a target bonus equal to 150% of salary, a $150,000 cash sign-on bonus, up to $15,000 in legal fee reimbursement and equity awards with a $3,500,000 target value in PSUs, RSUs and stock options, subject to multi‑year vesting. Kemper’s board is also adding Anthony J. DeSantis as an independent director and audit committee financial expert and adopting an Executive Severance Plan that provides salary, bonus, health coverage and outplacement benefits to qualifying senior executives upon certain terminations, with enhanced 24‑month benefits for McAnena.
Kemper Corporation reported the results of its annual shareholder meeting held on May 6, 2026. Shareholders elected all nine director nominees, each receiving over 40 million votes "for," with broker non-votes of 8,180,512 for each nominee.
On an advisory basis, shareholders approved the compensation of the company’s named executive officers, with 35,222,289 votes for, 6,781,589 against and 117,534 abstentions. Shareholders also gave strong advisory support to Deloitte & Touche LLP as independent registered public accounting firm for 2026, with 49,580,186 votes for, 669,337 against and 52,401 abstentions.
Kemper Corporation reported a weak first quarter of 2026, swinging to a small net loss as its personal auto business deteriorated. Net loss was $1.7 million, or $(0.03) per share, compared with net income of $99.7 million, or $1.54 per diluted share, a year earlier.
Adjusted Consolidated Net Operating Income fell to $12.5 million, or $0.21 per share, from $106.4 million, or $1.65 per diluted share. Total revenues declined to $1,107.2 million from $1,193.0 million, mainly due to lower Specialty Personal Automobile volumes, a $28.0 million Florida statutory profit limit refund, and runoff in Non-Core Operations.
The Specialty Property & Casualty segment’s adjusted net operating income dropped to $0.1 million from $97.9 million, driven by an increase in Specialty Personal Automobile underlying loss and LAE ratio to 87.7% from 70.1%, and a combined ratio of 110.9%. By contrast, Specialty Commercial Automobile earned premiums rose to $238.2 million, with an underlying combined ratio of 92.4%. The Life segment generated adjusted net operating income of $18.0 million, up from $17.2 million.
Shareholders’ equity was $2,649.6 million as of March 31, 2026, with book value per share of $45.05 and adjusted book value per share of $27.79. Kemper highlighted restructuring initiatives, citing $60 million of run-rate savings identified and $50 million already actioned, and paid a quarterly dividend of $0.32 per share.
Kemper Corporation reduced the size of its revolving credit facility, signaling confidence in its current liquidity and a focus on lowering costs. On April 28, 2026, the company notified JPMorgan Chase Bank, N.A., the administrative agent under its Third Amended and Restated Credit Agreement, that it would cut total borrowing capacity from $600 million to $350 million, effective May 4, 2026.
Kemper states that, even after this reduction, its available sources of liquidity remain sufficient for its present corporate purposes. The smaller facility will lower the annual fees the company pays under the credit agreement and aligns with its ongoing initiative to reduce corporate expenses.
Kemper Corporation filed a Form 8-K to share that it issued a press release announcing its financial results for the fourth quarter of 2025. The company also made a fourth quarter investor supplement and an earnings call presentation available on its website, and furnished these three documents as exhibits to the report.
Kemper Corporation disclosed a Separation and Release Agreement with Duane A. Sanders, who previously left his role as Executive Vice President and Chief Claims Officer, P&C and is serving as Executive Vice President, Executive Advisor through December 31, 2025. The company is treating his departure as a termination without cause.
In exchange for a general waiver and release of claims and compliance with non‑competition, non‑solicitation and standstill covenants, Mr. Sanders will receive a cash severance equal to one and one-half times his base salary and target bonus, totaling $2,025,000. He will also remain eligible for a 2025 annual bonus based on actual goal achievement, receive reimbursement for the employer portion of healthcare coverage for 18 months, and get financial planning services for 12 months. Because he meets retirement vesting conditions, certain outstanding equity awards will stay in place and continue to vest under their existing terms, conditioned on ongoing compliance with restrictive covenants.
Kemper Corporation disclosed RSU retention awards for senior executives to support leadership continuity. The Committee approved grants for three named officers: Bradley T. Camden ($775,000), John M. Boschelli ($675,000), and Matthew A. Hunton ($775,000). Fifty percent vests on the first anniversary of the grant date and the remainder on the second anniversary, each subject to continued service. The grant date is expected to be the first trading day in December 2025.
Kemper Corporation filed an amendment to disclose compensation terms for Interim CEO C. Thomas Evans, Jr. Effective October 14, 2025, his annualized base salary is $800,000 during his interim term.
He will also receive a restricted stock unit award with a grant date fair value of $1,000,000. 50% of the award vests on the one-year anniversary of the grant date and the remaining 50% vests on the two-year anniversary, in each case subject to continued service. The grant date is expected to be the first trading day in December 2025.
Kemper Corporation filed a Form 8-K reporting that it furnished a press release announcing financial results for the third quarter of 2025 and posted related materials on kemper.com. The materials are attached as Exhibits 99.1 (press release), 99.2 (Third Quarter 2025 investor supplement), and 99.3 (Third Quarter 2025 earnings call presentation), all dated November 5, 2025.
Kemper Corporation reported a leadership change. On October 20, 2025, the company determined that Duane A. Sanders will depart his role as Executive Vice President and Chief Claims Officer, P&C, effective October 22, 2025. He will continue as Executive Vice President, Executive Advisor through December 31, 2025 to support a transition.
The company expects to enter into a Separation and Release Agreement with Mr. Sanders tied to his termination without cause, with specific compensation and benefits to be disclosed in a subsequent filing.