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Kemper Corporation 10-Q Filings

KMPR NYSE

Every 10-Q that Kemper Corporation (KMPR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow KMPR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full KMPR filings page.

Rhea-AI Summary

Kemper Corporation reported a sharp swing to loss for the quarter ended June 30, 2026 after recording a large goodwill impairment in its Specialty Property & Casualty segment. Net loss attributable to Kemper was $464.8 million, or $(7.90) per basic and diluted share, compared with net income of $72.6 million a year earlier.

Total revenues fell to $1.09 billion from $1.23 billion, as earned premiums declined in Specialty auto lines and non-core operations, partly offset by higher net investment income. Expenses rose to $1.56 billion, driven by a $460.0 million non-cash goodwill impairment tied to weaker performance and a sustained share price decline, plus higher investment impairments.

Underlying operations remained modestly profitable: segment adjusted net operating income was $34.1 million, led by improved Life Insurance results, though Specialty segment operating income dropped sharply. For the first six months, Kemper posted a net loss of $466.5 million on revenues of $2.20 billion, and shareholders’ equity declined to $2.18 billion as of June 30, 2026.

Rhea-AI Summary

Kemper Corporation reported Q1 2026 total revenues of $1,107.2 million, down from $1,193.0 million in Q1 2025. The company posted a net loss attributable to Kemper of $1.7 million, compared with net income of $99.7 million a year earlier.

Earned premiums declined to $999.3 million from $1,087.9 million, driven mainly by lower specialty property and casualty premiums, while net investment income rose modestly to $107.1 million. Segment adjusted net operating income fell sharply in Specialty Property & Casualty, to $0.1 million from $97.9 million, while Life Insurance adjusted net operating income was relatively stable at $18.0 million versus $17.2 million.

Total assets were $12,410.5 million and total liabilities $9,775.4 million at March 31, 2026. Kemper returned cash to shareholders through $18.3 million of dividends in the quarter and ended with $2,635.1 million of total shareholders’ equity.

Rhea-AI Summary

Kemper Corporation reported Q3 2025 results showing a net loss of $21.0M (diluted EPS $(0.34)) on total revenue of $1,239.7M, compared with net income of $73.7M a year ago. The quarter was pressured by higher policyholders’ benefits and incurred losses and LAE of $924.6M versus $769.3M in Q3 2024.

Year to date, net income was $151.3M. Operating cash flow strengthened to $409.5M for the nine months, supporting debt repayment of $450.0M and common stock repurchases of $251.3M. Interest expense decreased to $9.1M in the quarter. Shareholders’ equity was $2,721.6M, and accumulated other comprehensive loss improved.

Insurance reserves rose to $6,123.6M. Shares outstanding were 60.2M as of September 30, 2025; 58,546,860 were outstanding as of November 3, 2025.