[Form 4] Katapult Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Jane J. Thompson, a director of Katapult Holdings, Inc. (KPLT), reported a sale of 800 shares of common stock on 07/14/2025 at a price of $10.31 per share, leaving her with 44,535 shares owned directly after the transaction. The filing states the trade was executed by a third-party investment advisor in its sole discretion and that the reporting person only recently became aware of the transaction and promptly filed this Form 4 upon discovery. The disclosure shows routine insider activity rather than a company-level operational update; the quantity sold represents a small portion of the director's reported holdings.

Positive

• Prompt disclosure — the reporting person stated they promptly reported the transaction upon discovery
• Third-party execution — the sale was executed by an investment advisor in its sole discretion, which limits direct attribution to the director's personal trading decisions

Negative

• Insider sale — a director disposed of 800 shares on 07/14/2025, which some investors may interpret negatively despite its small size

Insights

Corporate Governance Analyst

Small, disclosed director sale executed by an advisor; timely reporting after discovery.

The sale of 800 shares at $10.31 appears to have been carried out by an external investment advisor acting in its sole discretion, which the filing explicitly notes. Director holdings remain at 44,535 shares, indicating the transaction reduced but did not meaningfully change total ownership.

Dependence on an advisor limits direct inference about the director's intent; investors can monitor subsequent Form 4 filings for any pattern of disposals over the next several months that might be material.

Market Surveillance Specialist

Transaction size is small relative to reported holdings; unlikely to move the market.

The disposed amount (800 shares) is roughly 1.8% of the director's post-transaction direct holdings, which typically is below materiality thresholds for most investors and regulators. The per-share price of $10.31 is stated on the filing and provides a public trade reference.

Watch for any additional insider filings within 30-90 days to identify whether this was isolated or part of a larger pattern; a single small sale by a director usually has limited market impact.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

THOMPSON JANE J.

(Last) (First) (Middle)

5360 LEGACY DRIVE BUILDING 2

(Street)

PLANO TX 75024-7141

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Katapult Holdings, Inc. [ KPLT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/14/2025		S		800(1)	D	$10.31	44,535	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. A third-party investment advisor retained by the reporting person carried out this transaction in its sole discretion without direction or knowledge from the reporting person. The reporting person recently became aware of the transaction and promptly reported the transaction upon discovery.

Remarks:

	/s/ Ryan Wigdor, as Attorney-in-Fact for Jane J. Thompson	10/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Katapult (KPLT) director Jane J. Thompson report on Form 4?

The director reported a sale of 800 shares of common stock on 07/14/2025 at $10.31 per share, leaving 44,535 shares owned directly.

Why was the transaction executed by a third party in the Form 4 for KPLT?

The filing states a third-party investment advisor carried out the transaction in its sole discretion and the reporting person became aware later and promptly filed the Form 4.

Does this Form 4 filing show a change in ownership for Jane J. Thompson?

Yes; after selling 800 shares, her direct beneficial ownership is reported as 44,535 shares.

Is the sale size in the Form 4 material to Katapult's capitalization?

The sale appears small relative to a director's holding (800 shares vs 44,535 remaining) and is unlikely to be material to the company's market capitalization.

When was the Form 4 signed and filed for this transaction?

The signature on the filing is dated 10/09/2025; the transaction date listed is 07/14/2025.