Welcome to our dedicated page for Katapult Holdings SEC filings (Ticker: KPLT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Katapult Holdings, Inc. filings document the disclosure record for an e-commerce-focused lease-to-own fintech company with Nasdaq-listed common stock and redeemable warrants. Its reports cover operating results, capital-structure matters, security terms, and material events tied to the company’s consumer lease-purchase platform and merchant integrations.
Recent 8-K filings include material definitive agreements and limited waivers under the company’s Amended and Restated Loan and Security Agreement, along with shareholder voting results. Proxy materials disclose board and governance matters, executive compensation, equity awards, and annual-meeting proposals, while periodic event reports address financing arrangements, liquidity-related disclosures, and operating performance.
Katapult Holdings, Inc. reports that stockholders at an August 6, 2026 special meeting approved the issuance of Katapult common stock to CCFI unitholders, Aaron’s stockholders and other participants, and the related change of control contemplated by the Merger Agreement among Katapult, CCF Holdings LLC and Aaron’s Intermediate Holdco, Inc.
As of the July 6, 2026 record date, 5,074,343 shares of common stock were outstanding, and 3,273,271 shares, or about 64.5%, were present or represented by proxy, constituting a quorum. The stock issuance proposal received 3,159,047 votes for, 35,261 against and 78,963 abstentions.
Stockholders also approved a 2026 equity incentive plan authorizing at least 9,000,000 shares and, on a non-binding advisory basis, merger-related compensation for named executive officers. Completion of the mergers remains subject to closing conditions, including required regulatory clearances, Nasdaq listing approval for the new shares and other conditions in the Merger Agreement.
Katapult Holdings, Inc., a lease-to-own platform serving non-prime U.S. consumers, reported Q2 2026 revenue of $74,761 thousand, up from $71,886 thousand a year earlier, as gross originations increased to $75,494 thousand. Gross profit was $11,508 thousand, slightly above the prior year.
Operating expenses rose to $13,437 thousand, driven by merger-related and litigation costs, producing an operating loss of $1,929 thousand. Lower interest expense after the 2025 term-loan repayment and a favorable remeasurement of derivative liabilities reduced the quarterly net loss to $4,388 thousand. For the first six months of 2026, Katapult generated net income of $1,298 thousand versus a loss in the prior-year period.
As of June 30, 2026, the company held $24,088 thousand in cash, cash equivalents and restricted cash and had $74,065 thousand outstanding on its New Revolving Facility, which matures on December 4, 2026. Management determined that this near-term maturity raised substantial doubt about standalone going concern, but concluded that planned refinancing and pending mergers with CCFI and Aaron’s, expected to close in August 2026, will alleviate that doubt. Existing Katapult stockholders are expected to own about 6.0% of the combined company after the mergers.
Katapult Holdings reported Q2 2026 results showing modest growth and improving profitability. Gross originations were $75.5 million, up 4.7% year over year, or 31.0% excluding home furnishings and mattress. Total revenue was $74.8 million, up 4.0%.
Loss from operations was $(1.9) million versus $(1.4) million a year earlier, but net loss narrowed to $(4.4) million from $(7.8) million, a 44.0% improvement, mainly from $2.2 million lower interest expense after extinguishing its term loan in November 2025. Adjusted net loss improved to $(3.0) million, while Adjusted EBITDA rose to $1.2 million from $0.3 million. Write-offs were 9.7% of revenue, within the 8% to 10% long-term target range.
For the first half of 2026, cash provided by operations was $6.1 million compared with $(3.2) million used a year earlier. At June 30, 2026 Katapult held $24.1 million in cash and equivalents, including $6.0 million restricted, against $74.1 million outstanding on its revolving credit facility and a stockholders’ deficit of $36.0 million. Katapult expects its pending all-stock mergers with The Aaron’s Company and CCF Holdings LLC to close in August 2026, subject to stockholder approval and other customary conditions, and is not providing a business outlook or hosting an earnings call while the transaction is pending.
Katapult Holdings, Inc. is proposing to issue approximately 82,085,448 shares of Katapult Common Stock in connection with definitive merger agreements to combine Katapult with CCF Holdings LLC and Aaron’s Intermediate Holdco, Inc. The transactions call for the issuance of approximately 69,772,631 shares to CCFI equityholders and 12,312,817 shares to Aaron’s equityholders and related management rollovers.
The Merger Agreement contemplates two parallel mergers in which Aaron’s and CCFI will become indirect, wholly owned subsidiaries of Katapult. After the transactions (and related Hawthorn exchanges), the combined company is described as expected to result in approximate ownership stakes of 6.2% Katapult stockholders, 79.7% CCFI unitholders and 14.1% Aaron’s stockholders (based on stated share counts). The special meeting of Katapult stockholders will be held virtually on August 6, 2026 to vote on the Stock Issuance Proposal, the proposed 2026 equity incentive plan, advisory compensation matters, and an adjournment authorization.
Katapult Holdings, Inc. filed Amendment No. 1 to its Registration Statement on Form S-4 (File No. 333-296909) to add Exhibit 10.78 and to update the Item 21 footnotes. The amendment states it consists only of the facing page, an explanatory note and Item 21; the remainder of the registration statement is unchanged.
Katapult Holdings, Inc. has filed a preliminary proxy statement/prospectus on to register shares to be issued in connection with its proposed mergers with CCF Holdings LLC and Aaron’s Intermediate Holdco, Inc. Under the Merger Agreement, Katapult anticipates issuing approximately 82,085,448 shares of Katapult Common Stock in the transactions, including 69,772,631 shares to CCFI unitholders and 12,312,817 shares to Aaron’s stockholders. The filing states post-transaction ownership is expected to be roughly 6.2% existing Katapult stockholders, 79.7% CCFI unitholders and 14.1% Aaron’s stockholders based on 5,411,322 shares outstanding as of March 31, 2026. Completion is conditioned on customary closing conditions, stockholder approval of the Stock Issuance Proposal and other approvals; timing is described as expected in Katapult’s third fiscal quarter of 2026, but remains subject to conditions.