Welcome to our dedicated page for Katapult Holdings SEC filings (Ticker: KPLT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking credit risk, charge-offs, and merchant partner exposure across Katapult’s filings can feel like decoding a spreadsheet written in another language. Katapult’s lease-to-own model layers accounting rules, funding facilities, and consumer protection regulations into every disclosure—making the average 10-K tough to navigate.
Stock Titan turns that complexity into clarity. Our AI summarizes each Katapult quarterly earnings report 10-Q filing within seconds, flags CECL reserve changes, and highlights metrics that drive gross originations—all while linking directly to source pages. Real-time alerts surface Katapult Form 4 insider transactions in minutes, so you never miss executive stock moves. Whether you search “Katapult insider trading Form 4 transactions” or “understanding Katapult SEC documents with AI,” you’ll land on concise explanations of every form:
- 10-K – Katapult annual report 10-K simplified: portfolio performance, funding costs, delinquency trends.
- 10-Q – Katapult quarterly earnings report 10-Q filing: quarter-over-quarter revenue shifts and credit metrics.
- 8-K – Katapult 8-K material events explained: new merchant integrations, financing agreements, leadership updates.
- Form 4 – Katapult executive stock transactions Form 4: insider sentiment delivered via Katapult Form 4 insider transactions real-time.
- DEF 14A – Katapult proxy statement executive compensation: pay structures tied to portfolio growth.
Investors use these insights to compare charge-off trends, monitor capital needs, and gauge insider confidence—all without wading through hundreds of pages. If you’ve ever typed “Katapult SEC filings explained simply” or looked for “Katapult earnings report filing analysis,” you’re in the right place. Stock Titan’s AI-powered summaries, expert context, and continuous EDGAR monitoring keep you ahead of the next disclosure.
Katapult Holdings (KPLT) reported an insider equity award. A company director received an initial grant of 7,456 restricted stock units (RSUs) on 11/03/2025 for service on the board. The RSUs are scheduled to vest on the date of the company’s 2026 Annual Meeting of Stockholders, conditioned on continued board service through that date.
Following the transaction, the filing lists 7,456 shares beneficially owned, held directly. The filing records the transaction under code A, indicating an award or grant. RSUs are stock-based compensation that convert into shares upon vesting.
Katapult Holdings (KPLT)Jeffrey Rubin. The filing reports no securities beneficially owned as of the event date 11/03/2025. The form was submitted by attorney-in-fact Ryan Wigdor under a power of attorney (Exhibit 24).
Katapult Holdings (KPLT) completed a private financing, issuing 35,000 shares of Series A Convertible Preferred at $1,000 per share and 30,000 shares of Series B Convertible Preferred at $1,000 per share for aggregate gross proceeds of $65.0 million on November 3, 2025. Under Nasdaq rules, conversion to common stock is limited by a 19.99% Ownership Limitation until the Company obtains the Requisite Stockholder Approval, which it plans to seek no later than February 27, 2026.
The Company intends to use Series A proceeds to repay term loans under its Loan Agreement and Series B proceeds to partially repay the revolving loan and for general corporate purposes. The preferred carries dividends of 18% per annum until the later of stockholder approval or the 2026 annual meeting, then 12% thereafter, with a 1% step-up if approval is not obtained by the specified deadline. Initial conversion terms imply $12.32 per share for Series A (81.16883 shares per preferred) and $11.39 per share for Series B (87.79631 shares per preferred).
Katapult also secured a limited waiver and first amendment to its Loan Agreement, permanently waiving specified originations covenants for Aug–Oct 2025. Registration rights require filing a resale registration within 45 days. Board changes include four appointments tied to the investment and related nomination rights.
Katapult Holdings (KPLT) disclosed a Sixth Limited Waiver to its Amended and Restated Loan and Security Agreement after failing to meet the Minimum Trailing Three-Month Originations as of August 31, 2025 and September 30, 2025. The waiver temporarily addresses the “Existing Default” through October 31, 2025.
Despite the temporary waiver, the default is deemed continuing for Conversion Rights. As a result, Class B Lenders may convert up to 100% of the outstanding Term Loan into Katapult common stock at the Loan Agreement’s Conversion Rate, which is based on the average daily volume-weighted average price over the most recent 20 trading days and, in certain cases, subject to a specified discount. As of October 28, 2025, the 20‑day VWAP referenced was approximately $12.85.
This action preserves lender conversion optionality while the company addresses the covenant breach within the stated waiver window.
Katapult Holdings, Inc. (KPLT) entered into a Fifth Limited Waiver of its loan agreement. The waiver, signed on October 27, 2025, responds to the company’s failure to maintain Minimum Trailing Three-Month Originations as of August 31 and September 30, 2025, and temporarily waives the resulting default until October 29, 2025.
Despite the waiver, the default is deemed continuing for conversion purposes. Class B Lenders may convert up to 100% of the outstanding term loan into Katapult common stock at the agreement’s Conversion Rate, calculated using the 20-day VWAP ending on the conversion date, in certain cases subject to a discount. As referenced, the 20-day VWAP through October 24, 2025 was approximately $13.04. The agreement parties include Midtown Madison Management LLC as agent and lender.
Katapult Holdings (KPLT) entered a Fourth Limited Waiver to its loan agreement after not meeting the Minimum Trailing Three‑Month Originations covenant for the months ended August 31, 2025 and September 30, 2025. The waiver temporarily covers the resulting default until October 27, 2025.
Despite the waiver, the default is deemed to have occurred and continue for purposes of lender Conversion Rights. Class B Lenders and their assignees may convert up to 100% of the amount outstanding under the Term Loan into Katapult common stock at the contractually defined Conversion Rate, calculated off the 20‑day VWAP ending on the conversion date, in some cases at a specified discount. As of the last completed trading day on October 17, 2025, the 20‑day VWAP referenced was approximately $14.49.
Katapult Holdings, Inc. disclosed a Third Limited Waiver to its Amended and Restated Loan and Security Agreement after failing to maintain Minimum Trailing Three-Month Originations for the months ended August 31, 2025 and September 30, 2025. The waiver, executed on October 13, 2025, temporarily applies through October 20, 2025.
Despite the waiver, the default is deemed to have occurred and continue for Conversion Rights. As a result, the Class B Lenders may convert up to 100% of the amount outstanding under the Term Loan into Katapult common stock at the contractually defined Conversion Rate, calculated from the 20‑day VWAP ending on the conversion date, in certain cases subject to a discount. Katapult noted the 20‑day VWAP through October 10, 2025 was approximately $16.54.
Jane J. Thompson, a director of Katapult Holdings, Inc. (KPLT), reported a sale of 800 shares of common stock on
Katapult Holdings (KPLT) reported that Blue Owl Capital Holdings LP filed a Schedule 13D disclosing beneficial ownership of 2,603,447 shares of common stock, representing 36.32% of the class.
The position comprises 5,421 shares of common stock, 662,264 shares issuable upon exercise of warrants, and 1,935,762 Conversion Shares tied to a
Conversion rights allow exchanging outstanding loan amounts for stock at the greater of
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