KKR Real Estate Finance Trust (KREF) furnishes Q4 and full-year 2025 financial information

Rhea-AI Filing Summary

KKR Real Estate Finance Trust Inc. furnished an update on its latest financial results by issuing an earnings release and supplemental financial information for the quarter ended December 31, 2025. These materials are attached as exhibits to the report and provide details on the company’s recent operating performance.

The information is furnished rather than filed, meaning it is not subject to certain liability provisions of the securities laws and is not automatically incorporated into other securities documents unless specifically referenced. The company also includes standard forward-looking statement language, directing readers to its Form 10-K and other SEC filings for risk factors.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 3, 2026

KKR Real Estate Finance Trust Inc.

(Exact name of registrant as specified in its charter) 

Maryland

001-38082

47-2009094

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

30 Hudson Yards,

Suite 7500

New York,

New York

10001

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (212) 750-8300

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐                 Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐                 Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐                 Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐                 Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, par value $0.01 per share

KREF

New York Stock Exchange

6.50% Series A Cumulative Redeemable Preferred Stock, par value $0.01 per share

KREF PRA

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 2.02    Results of Operations and Financial Condition.

On February 3, 2026, KKR Real Estate Finance Trust Inc. (the “Company”) issued an earnings release and supplemental financial information announcing its financial results for the quarter ended December 31, 2025. The earnings release and supplemental financial information are furnished as Exhibit 99.1 and Exhibit 99.2, respectively, hereto and are incorporated herein by reference.

The information in Item 2.02 of this Current Report, including Exhibits 99.1 and 99.2, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended (the “Securities Act”), unless it is specifically incorporated by reference therein.

Forward-Looking statements

This Report contains forward-looking statements within the meaning of the “safe harbor” provisions of Section 27A of the Securities Act and Section 21E of the Exchange Act. Forward-looking statements relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts. The forward-looking statements are based on the Company’s beliefs, assumptions and expectations of its future performance, taking into account all information currently available to it. These beliefs, assumptions and expectations can change as a result of many possible events or factors, not all of which are known to the Company or are within its control. The forward-looking statements speak only as of the date of this Report or as of the date they are made, and the Company does not undertake any obligation to update any forward-looking statements except as required by law. Information about factors affecting the Company and the forward-looking statements is available in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2025, as such factors may be updated from time to time in the Company’s periodic filings with the Securities and Exchange Commission, which are available at www.sec.gov.

Item 9.01    Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit No.						Description
99.1						Earnings Release dated February 3, 2026
99.2						Supplemental Financial Information for the year ended December 31, 2025
104						Cover Page Interactive Data File, formatted in Inline XBRL (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			KKR Real Estate Finance Trust Inc.
			By:			/s/ Kendra Decious
						Name:    Kendra Decious
						Title:    Chief Financial Officer

Date: February 3, 2026

FAQ

What did KKR Real Estate Finance Trust Inc. (KREF) disclose in this 8-K?

KKR Real Estate Finance Trust Inc. furnished an earnings release and supplemental financial information. These materials cover its financial results for the quarter ended December 31, 2025 and are attached as Exhibits 99.1 and 99.2 to the report for investors to review.

Which period do KREF’s newly furnished financial results cover?

The furnished financial results from KKR Real Estate Finance Trust Inc. cover the quarter ended December 31, 2025. The company attached an earnings release and supplemental financial information, providing detail on that reporting period’s performance in Exhibits 99.1 and 99.2 to the current report.

Are KREF’s earnings materials in this report considered filed with the SEC?

No. The company states the earnings release and supplemental financial information are being furnished, not filed, under Item 2.02. As a result, they are not subject to certain Exchange Act Section 18 liabilities or automatically incorporated into other Securities Act documents.

Where can investors find more information on KREF’s risks and forward-looking statements?

The company points investors to its Annual Report on Form 10-K for the fiscal year ended December 31, 2025. It notes that risk factors may be updated in later SEC filings, which are available for public access through the SEC’s website at www.sec.gov.

What exhibits are included with KREF’s February 3, 2026 current report?

The report includes three exhibits: an earnings release dated February 3, 2026 as Exhibit 99.1, supplemental financial information for the year ended December 31, 2025 as Exhibit 99.2, and the cover page interactive data file in Inline XBRL format as Exhibit 104, embedded within the document.

Who signed KREF’s February 3, 2026 Form 8-K filing?

The current report was signed on behalf of KKR Real Estate Finance Trust Inc. by Kendra Decious. She is identified in the document as the company’s Chief Financial Officer, acting as the duly authorized officer to execute the filing under the Securities Exchange Act of 1934.