[Form 4] KKR Real Estate Finance Trust Inc. Insider Trading Activity

MCANENY DEBORAH H reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

MCANENY DEBORAH H reported acquisition or exercise transactions in this Form 4 filing.

KKR Real Estate Finance Trust Inc. director Deborah H. McAneny received a grant of 16,691 restricted stock units tied to the company’s Common Stock. These RSUs will vest on the earlier of April 14, 2027 or the first regularly scheduled annual stockholder meeting following the grant date.

She has elected to defer delivery of all shares issuable upon vesting until she no longer serves on the company’s Board of Directors. Following this grant, her direct holdings reported in this filing total 80,099 shares.

Insider Trade Summary

Grant/Award: 16,691 shares

Grant/Award 1 txn

Insider MCANENY DEBORAH H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	16,691	$0.00	$0.00

Holdings After Transaction: Common Stock — 80,099 shares (Direct)

Footnotes (1)

1. F1. Represents a grant of restricted stock units, which will vest on the earlier of (i) April 14, 2027 and (ii) the first regularly scheduled annual meeting of the stockholders of the Issuer following the grant date. The reporting person has elected to defer receipt of all of the shares of Common Stock issuable upon the vesting of the restricted stock units until such date in which the reporting person no longer serves as a member of the Board of Directors of the Issuer.

FAQ

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What did KREF director Deborah McAneny report in this Form 4 filing?

Deborah H. McAneny reported receiving a grant of 16,691 restricted stock units linked to KKR Real Estate Finance Trust Inc. common stock. The grant is compensation for board service and increases her directly reported holdings to 80,099 shares after the transaction.

How many KREF shares or units were granted to Deborah McAneny?

She was granted 16,691 restricted stock units tied to KKR Real Estate Finance Trust Inc. common stock. These units represent a form of equity compensation that converts into shares when vesting conditions are satisfied according to the grant’s terms.

When do Deborah McAneny’s KREF restricted stock units vest?

The 16,691 restricted stock units will vest on the earlier of April 14, 2027 or the first regularly scheduled annual meeting of KKR Real Estate Finance Trust Inc. stockholders following the grant date, aligning vesting with her continuing board service.

Did Deborah McAneny pay cash for the KREF stock units reported?

No cash purchase was reported; the transaction code is a grant or award, with a reported price per unit of $0.0000. This indicates the shares were received as equity compensation rather than bought in an open-market transaction.

How many KREF shares does Deborah McAneny hold after this grant?

After the reported grant, Deborah H. McAneny’s direct holdings total 80,099 shares according to the filing. This figure reflects her position following receipt of the 16,691 restricted stock units reported in the Form 4 transaction.

Has Deborah McAneny deferred receipt of her KREF shares from this grant?

Yes. She elected to defer receipt of all KKR Real Estate Finance Trust Inc. common shares issuable upon vesting of the restricted stock units until she no longer serves as a member of the company’s Board of Directors, according to the footnote.

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Accepted by SEC EDGAR 04/16/2026 - 04:47 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCANENY DEBORAH H

(Last) (First) (Middle)

C/O KKR REAL ESTATE FINANCE TRUST INC.

30 HUDSON YARDS, SUITE 7500

(Street)

NEW YORK NEW YORK 10001

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
KKR Real Estate Finance Trust Inc. [ KREF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/14/2026		A(1)		16,691	A	$0	80,099	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a grant of restricted stock units, which will vest on the earlier of (i) April 14, 2027 and (ii) the first regularly scheduled annual meeting of the stockholders of the Issuer following the grant date. The reporting person has elected to defer receipt of all of the shares of Common Stock issuable upon the vesting of the restricted stock units until such date in which the reporting person no longer serves as a member of the Board of Directors of the Issuer.

	/s/ Patrick Mattson, as Attorney-in-Fact	04/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)