Kearny Financial (KRNY) insider reports RSU grants and a $5.86 share transaction

Rhea-AI Filing Summary

Kearny Financial Corp. Form 4 reports equity activity by EVP and General Counsel Cassia J. Beierle with transactions dated 08/07/2025. The filing shows an acquisition of 10,167 common stock units (restricted stock units) at a reported price of $0 and a separate transaction involving 1,393 common shares at $5.86. Beneficial ownership figures shown in the filing include 33,413 and 32,020 shares reported as direct ownership and 1,046 shares reported indirectly through an ESOP. The RSUs are disclosed with multi‑year vesting schedules, each vesting at 33% per year commencing on various August 7 dates between 2023 and 2026. The filing identifies the reporting person as EVP & General Counsel and is signed via power of attorney. The filing does not provide total outstanding shares, so percentage ownership cannot be determined from this document alone.

Insights

Financial Analyst

TL;DR: Insider received RSUs and reported a small cash-priced share transaction; data insufficient to judge ownership significance.

The Form 4 discloses a grant-like entry of 10,167 restricted stock units and a separate transaction of 1,393 common shares at $5.86. The filing reports post-transaction direct ownership figures of 33,413 and 32,020 shares and 1,046 indirectly held via an ESOP. These entries are consistent with compensation-related grants and routine insider activity rather than a large market-moving trade. Key missing data for materiality assessment is the company’s total outstanding shares, so impact on dilution or percentage ownership cannot be calculated from this filing alone.

Corporate Governance Expert

TL;DR: The filing documents time‑based RSU vesting and a small priced share transaction; appears to reflect standard executive compensation mechanics.

The filing explicitly lists restricted stock units that vest at 33% per year with commencement dates on August 7 of 2023, 2024, 2025, and 2026, indicating staggered, multi-year vesting typical of retention-based awards. The combination of RSU disclosures and a $5.86 share-level transaction suggests internal compensation and tax/withholding activity rather than opportunistic market trading. There is no disclosure here of departures, option repricings, or accelerated vesting events. Without the issuer’s outstanding share count or additional context on prior holdings, the governance implications are routine and not materially transformative based on this filing alone.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Beierle Cassia J.

(Last) (First) (Middle)

C/O KEARNY FINANCIAL CORP.

120 PASSAIC AVENUE

(Street)

FAIRFIELD NJ 07004

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and General Counsel

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/07/2025		A		10,167(1)	A	$0	33,413(2)(3)(4)	D
Common Stock	08/07/2025		F		1,393	D	$5.86	32,020(2)(3)(4)	D
Common Stock								1,046(5)	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.

2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.

3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.

4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2023.

5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/ Gail Corrigan, pursuant to power of attorney	08/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Kearny Financial (KRNY) report on Form 4?

The Form 4 reports an acquisition of 10,167 common stock units (restricted stock units) and a separate transaction involving 1,393 common shares at $5.86 dated 08/07/2025.

How many shares does the reporting person beneficially own after the reported transactions?

The filing shows direct beneficial ownership figures of 33,413 and 32,020 shares and an indirect holding of 1,046 shares through an ESOP, as reported in the Form 4.

What are the vesting terms for the restricted stock units reported on the KRNY Form 4?

The restricted stock units disclosed vest at a rate of 33% per year with commencement dates on August 7 in the years 2023, 2024, 2025 and 2026, depending on the grant.

Does the Form 4 indicate any unusual corporate governance actions?

No. The filing reflects standard RSU vesting schedules and an equity transaction; it does not disclose departures, accelerated vesting, or other atypical governance events.

Can I determine the insider’s ownership percentage from this Form 4?

No. The Form 4 does not provide the issuer’s total outstanding shares, so the insider’s percentage ownership cannot be calculated from this document alone.