Kearny Financial EVP Bilotta Reports RSUs, Holds 100,000 Options

Rhea-AI Filing Summary

Anthony V. Bilotta Jr., EVP and Chief Banking Officer of Kearny Financial Corp. (KRNY), reported changes in beneficial ownership from transactions dated 08/07/2025. The filing shows two reported common-stock transactions on that date: an acquisition recorded for 12,078 restricted stock units (RSUs) and a separate reported transaction of 3,660 common shares at a price of $5.86 per share. The form lists amounts of beneficial ownership following the reported transactions as 98,052 and 94,392 shares for the respective entries.

The filing also discloses longstanding equity awards: Bilotta has 100,000 stock options with an exercise price of $13.55 and an expiration date of 09/15/2028. The RSUs include staged vesting schedules described in the form (each series vesting at 33% per year commencing on August 7 in 2023, 2024, 2025 and 2026). The report identifies additional indirect holdings: 10,773 shares held via an ESOP, 296 via a BEP, and 125 via a 401(k).

Positive

• Insider increased reported holdings via acquisition of 3,660 shares at $5.86 and recognition of 12,078 RSUs, reflecting continued equity alignment with management.
• Detailed vesting schedule and plan holdings disclosed: RSUs vest at 33% per year across listed commencement dates and indirect holdings via ESOP, BEP, and 401(k) are itemized.

Negative

• None.

Insights

Securities Analyst

TL;DR: Insider reported RSU awards and a small-share purchase; options are currently struck above the recent purchase price.

The Form 4 shows two transactions on 08/07/2025: a grant/recording of 12,078 restricted stock units and a reported acquisition of 3,660 common shares at $5.86. The filing separately lists 100,000 stock options with a strike of $13.55 expiring 09/15/2028, which is higher than the $5.86 reported purchase price, indicating those options are presently out-of-the-money on a simple strike-versus-trade-price basis. Reported post-transaction beneficial ownership figures are shown as 98,052 and 94,392 for the two entries. These disclosures appear consistent with routine compensation-related grants and a small open-market or plan purchase; no litigation, unusual transfers, or material dilutive corporate actions are disclosed in this filing.

Corporate Governance Expert

TL;DR: Transactions reflect standard equity-based compensation and routine insider activity with clear vesting schedules and indirect plan holdings disclosed.

The filing documents staged RSU vesting (33% per year across multiple commencement years) and identifies indirect beneficial ownership through employee plans (ESOP, BEP, 401(k)). The form is filed by one reporting person and includes both direct and indirect ownership line items. From a governance perspective, the disclosure is thorough: vesting schedules and plan-held shares are itemized, and the existence of 100,000 stock options with explicit strike and expiration is reported. The activity appears procedural and compensation-related rather than an unusual governance event.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BILOTTA ANTHONY V JR

(Last) (First) (Middle)

C/O KEARNY FINANCIAL CORP.

120 PASSAIC AVENUE

(Street)

FAIRFIELD NJ 07004

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Banking Officer

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/07/2025		A		12,078(1)	A	$0	98,052(2)(3)(4)(5)	D
Common Stock	08/07/2025		F		3,660	D	$5.86	94,392(2)(3)(4)(5)	D
Common Stock								10,773(5)	I	By ESOP
Common Stock								296(5)	I	By BEP
Common Stock								125(5)	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.55							09/15/2019	09/15/2028	Common Stock	100,000		100,000	D

Explanation of Responses:

1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.

2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.

3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.

4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2023.

5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/ Gail Corrigan, pursuant to power of attorney	08/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transactions did Anthony Bilotta report on Form 4 for KRNY?

The Form 4 reports transactions dated 08/07/2025: an acquisition/recording of 12,078 restricted stock units and a reported acquisition of 3,660 common shares at $5.86 per share.

How many shares does Bilotta beneficially own after the reported transactions (KRNY)?

The filing shows amounts of beneficial ownership following the reported transactions as 98,052 and 94,392 shares for the respective reported entries.

What RSU vesting schedule is disclosed for Bilotta in the KRNY Form 4?

The RSUs disclosed vest at a rate of 33% per year, with commencement dates listed as August 7 of 2023, 2024, 2025 and 2026 for different RSU series.

Does Bilotta hold stock options in KRNY and what are the terms?

Yes. The form discloses 100,000 stock options with an exercise price of $13.55 and an expiration date of 09/15/2028.

Are any of Bilotta's holdings indirect or held via plans (KRNY)?

Yes. The filing lists indirect holdings of 10,773 shares via an ESOP, 296 via a BEP, and 125 via a 401(k).