Kearny Financial EVP granted 12,078 shares

On August 7, 2025, Kearny Financial Corp. EVP and Chief Banking Officer Anthony V. Bilotta Jr. acquired 12,078 shares of common stock through a grant and delivered 3,660 shares at $5.86 per share to pay exercise price or tax liabilities.

Rhea-AI Filing Summary

On August 7, 2025, Kearny Financial Corp. EVP and Chief Banking Officer Anthony V. Bilotta Jr. acquired 12,078 shares of common stock through a grant and delivered 3,660 shares at $5.86 per share to pay exercise price or tax liabilities. After these events he directly held 94,392 common shares, with stock options for 100,000 shares at $13.55 and additional indirect holdings through ESOP, BEP and 401(k) plans.

Insights

Securities Analyst

TL;DR: Insider reported RSU awards and a small-share purchase; options are currently struck above the recent purchase price.

The Form 4 shows two transactions on 08/07/2025: a grant/recording of 12,078 restricted stock units and a reported acquisition of 3,660 common shares at $5.86. The filing separately lists 100,000 stock options with a strike of $13.55 expiring 09/15/2028, which is higher than the $5.86 reported purchase price, indicating those options are presently out-of-the-money on a simple strike-versus-trade-price basis. Reported post-transaction beneficial ownership figures are shown as 98,052 and 94,392 for the two entries. These disclosures appear consistent with routine compensation-related grants and a small open-market or plan purchase; no litigation, unusual transfers, or material dilutive corporate actions are disclosed in this filing.

Corporate Governance Expert

TL;DR: Transactions reflect standard equity-based compensation and routine insider activity with clear vesting schedules and indirect plan holdings disclosed.

The filing documents staged RSU vesting (33% per year across multiple commencement years) and identifies indirect beneficial ownership through employee plans (ESOP, BEP, 401(k)). The form is filed by one reporting person and includes both direct and indirect ownership line items. From a governance perspective, the disclosure is thorough: vesting schedules and plan-held shares are itemized, and the existence of 100,000 stock options with explicit strike and expiration is reported. The activity appears procedural and compensation-related rather than an unusual governance event.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider BILOTTA ANTHONY V JR

Role EVP and Chief Banking Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	12,078	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	3,660	$5.86	$21K
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 94,392 shares (Direct); Stock Options — 100,000 contracts (Direct); Common Stock — 10,773 shares (Indirect, By ESOP); Common Stock — 296 shares (Indirect, By BEP); Common Stock — 125 shares (Indirect, By 401(k))

Footnotes (5)

1. F1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.
2. F2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.
3. F3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.
4. F4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2023.
5. F5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Key Figures

Stock award: 12,078 shares Tax or exercise payment shares: 3,660 shares Tax or exercise price: $5.86 per share +5 more

8 metrics

Stock award 12,078 shares Grant or award of common stock on 2025-08-07 to EVP Anthony V. Bilotta Jr.

Tax or exercise payment shares 3,660 shares Shares delivered at $5.86 per share to pay exercise price or tax liability on 2025-08-07.

Tax or exercise price $5.86 per share Per-share value for the 3,660-share payment coded as F on 2025-08-07.

Stock options underlying shares 100,000 shares Common stock underlying direct stock options exercisable at $13.55, expiring 2028-09-15.

Stock option exercise price $13.55 Exercise price for Bilotta’s direct stock options expiring on 2028-09-15.

Direct common stock holding 94,392 shares Direct Kearny Financial common stock held by Anthony Bilotta after reported transactions.

ESOP indirect holding 10,773 shares Common stock held indirectly through ESOP as of 2025-08-07.

401(k) indirect holding 125 shares Common stock held indirectly via a 401(k) plan as of 2025-08-07.

Key Terms

Restricted stock units, Stock Options, ESOP, 401(k), +1 more

5 terms

Restricted stock units financial

"Restricted stock units which vest at a rate of 33% per year"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Stock Options financial

"Stock Options with underlying 100,000 common shares at $13.55, expiring 2028-09-15"

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

ESOP financial

"Indirect common stock ownership noted as "By ESOP" in the holdings table"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

401(k) financial

"Indirect common stock ownership noted as "By 401(k)" in the holdings table"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

Section 16 of the Securities Exchange Act of 1934 regulatory

"Reflects transactions not required to be reported pursuant to Section 16"

A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.

FAQ

What transactions did Kearny Financial (KRNY) EVP Anthony Bilotta report?

Anthony Bilotta reported a grant of 12,078 common shares and a delivery of 3,660 shares at $5.86 per share to cover exercise price or tax liabilities, along with updated direct and indirect share holdings and option positions.

How many Kearny Financial (KRNY) shares were granted to Anthony Bilotta?

Anthony Bilotta was granted 12,078 shares of Kearny Financial common stock on August 7, 2025. This grant increased his direct equity-based compensation while other entries show concurrent tax or exercise-related share deliveries and his remaining stock option and plan-based holdings.

What shares were withheld in Anthony Bilotta’s KRNY Form 4 filing?

The filing shows 3,660 common shares delivered at $5.86 per share to pay an exercise price or tax liabilities. These are coded as a tax-withholding or exercise-payment disposition rather than an open-market sale, reflecting shares used to satisfy obligations tied to equity awards.

What is Anthony Bilotta’s direct KRNY common stock holding after these transactions?

After the reported grant and share delivery, Anthony Bilotta directly held 94,392 shares of Kearny Financial common stock. This figure reflects his post-transaction direct ownership, separate from additional indirect holdings through ESOP, BEP and 401(k) benefit plans disclosed in the same report.

What stock options does Anthony Bilotta hold in Kearny Financial (KRNY)?

Anthony Bilotta holds stock options over 100,000 Kearny Financial common shares, exercisable at $13.55 per share and expiring on September 15, 2028. These options represent a significant derivative position in addition to his direct common stock and various plan-based share holdings.

How are benefit plan holdings reported for Anthony Bilotta in KRNY?

Indirect holdings are reported as 10,773 shares via ESOP, 296 via BEP, and 125 via a 401(k) plan. These entries show shares held through employee benefit arrangements, distinct from Bilotta’s 94,392 directly held common shares and his stock option position.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/08/2025 - 02:33 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BILOTTA ANTHONY V JR

(Last) (First) (Middle)

C/O KEARNY FINANCIAL CORP.

120 PASSAIC AVENUE

(Street)

FAIRFIELD NJ 07004

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Banking Officer

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/07/2025		A		12,078(1)	A	$0	98,052(2)(3)(4)(5)	D
Common Stock	08/07/2025		F		3,660	D	$5.86	94,392(2)(3)(4)(5)	D
Common Stock								10,773(5)	I	By ESOP
Common Stock								296(5)	I	By BEP
Common Stock								125(5)	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.55							09/15/2019	09/15/2028	Common Stock	100,000		100,000	D

Explanation of Responses:

1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.

2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.

3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.

4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2023.

5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/ Gail Corrigan, pursuant to power of attorney	08/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.