[Form 4] Kearny Financial Corporation Insider Trading Activity

Rhea-AI Filing Summary

Timothy A. Swansson, EVP and CTIO of Kearny Financial Corp. (KRNY), filed a Form 4 reporting transactions dated 08/07/2025. The filing shows a reported purchase of 1,610 shares at $5.86 and a grant of 10,584 restricted stock units (RSUs).

The RSUs are described as vesting at 33% per year commencing August 7, 2026, and the filing also references RSU tranches with 33% annual vesting commencing in 2023–2025. Swansson is shown to directly hold 75,000 stock options with a $15.35 exercise price exercisable since 12/01/2017 and expiring 12/01/2026. The form was signed under power of attorney on 08/08/2025.

Positive

• Reported purchase of 1,610 shares at $5.86 (transaction dated 08/07/2025).
• Grant of 10,584 restricted stock units (RSUs) disclosed, with vesting at 33% per year beginning Aug 7, 2026.
• Confirmed ownership of 75,000 stock options with a $15.35 exercise price and expiration of 12/01/2026.

Negative

• None.

Insights

Securities Analyst

TL;DR: Form 4 reports routine executive compensation grants plus a small open-market purchase; limited immediate market impact.

The filing documents a 1,610-share purchase at $5.86 and a grant of 10,584 RSUs with a specified vesting schedule. These RSUs vest at 33% per year starting August 7, 2026, indicating multi-year compensation alignment. The report also confirms direct ownership of 75,000 stock options exercisable through December 1, 2026. Taken together, the disclosures are consistent with normal executive compensation and option holdings rather than a material change in corporate control or capital structure.

Corporate Governance Expert

TL;DR: Disclosure shows standard compensation mechanics and clear vesting timelines; no governance red flags in this filing.

The Form 4 clearly itemizes restricted stock units and option holdings and specifies vesting commencement dates for multiple RSU tranches (2023–2026). The presence of RSUs that vest over several years suggests retention-focused design. The form was executed under power of attorney, and signature details are provided. There is no explicit indication in this filing of unusual related-party transactions or immediate dilution beyond ordinary compensation reporting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Swansson Timothy A

(Last) (First) (Middle)

C/O KEARNY FINANCIAL CORP.

120 PASSAIC AVENUE

(Street)

FAIRFIELD NJ 07004

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CTIO

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/07/2025		A		10,584(1)	A	$0	59,689(2)(3)(4)	D
Common Stock	08/07/2025		F		1,610	D	$5.86	58,079(2)(3)(4)	D
Common Stock								28,127(5)	I	By ESOP
Common Stock								10,188(5)	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$15.35							12/01/2017	12/01/2026	Common Stock	75,000		75,000	D

Explanation of Responses:

1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.

2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.

3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.

4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2023.

5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/ Gail Corrigan, pursuant to power of attorney	08/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Timothy Swansson report on the KRNY Form 4?

On 08/07/2025 the filing shows a purchase of 1,610 shares at $5.86 and a grant of 10,584 RSUs.

How do the RSUs reported in the KRNY Form 4 vest?

The filing states the RSUs vest at 33% per year commencing on August 7, 2026, with other tranches noted from 2023–2025.

What stock options does Swansson hold according to the filing?

The filing shows 75,000 options with an exercise price of $15.35, exercisable since 12/01/2017 and expiring 12/01/2026.

Who signed the Form 4 for Timothy Swansson?

Gail Corrigan, pursuant to power of attorney, signed the filing on 08/08/2025.

Does the filing show indirect holdings such as ESOP or 401(k)?

Yes; the filing references 28,127 shares by ESOP and 10,188 shares by a 401(k) plan as reflected in the disclosure.