Welcome to our dedicated page for Ladder Cap SEC filings (Ticker: LADR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ladder Capital Corp (NYSE: LADR) files a range of documents with the U.S. Securities and Exchange Commission that shed light on its commercial real estate finance business, capital structure, and risk profile. As an internally managed commercial mortgage REIT with loans, securities, and real estate segments, Ladder’s SEC filings provide detail on its senior first mortgage loan portfolio, investment grade securities backed by commercial real estate, and owned net leased properties.
On this page, you can review periodic reports such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe the company’s segment results, funding mix, and use of non-GAAP measures like distributable earnings and distributable EPS. Current reports on Form 8-K often include press releases on quarterly operating results, material financing transactions, and the completion of senior notes offerings, as reflected in filings describing the issuance of 5.500% Senior Notes due 2030 and related indenture agreements.
Filings also cover Ladder’s unsecured revolving credit facility, covenants tied to unencumbered assets and unsecured indebtedness, and other contractual obligations that influence its investment grade credit profile. For those tracking insider activity, Forms 3, 4, and 5 (when available) can be used to monitor equity ownership changes by directors and officers, complementing the company’s disclosures about insider ownership levels.
Stock Titan enhances access to these documents with AI-powered summaries that explain key sections of long 10-K and 10-Q reports, highlight important terms in indentures and underwriting agreements, and clarify the implications of Form 8-K disclosures. Real-time updates from EDGAR help users quickly see new filings, while AI-generated insights make Ladder’s complex commercial real estate finance disclosures easier to interpret.
Ladder Capital Corp reported Q3 2025 results showing lower earnings on a smaller balance sheet. Net income attributable to Class A shareholders was $19.2 million (diluted EPS $0.15) versus $27.9 million (EPS $0.22) a year ago, as net interest income declined to $27.8 million from $38.4 million. Other income contributed $29.7 million, led by real estate operating income of $26.7 million. Total costs and expenses were $37.3 million, down from $39.4 million.
For the nine months, net income attributable to Class A shareholders was $48.3 million vs. $76.9 million in 2024, with diluted EPS of $0.38. The balance sheet shifted toward securities: securities $1.94 billion (from $1.08 billion) and mortgage loans held for investment $1.92 billion. Total assets were $4.69 billion and debt obligations fell to $2.997 billion. Cash and cash equivalents were $49.4 million (from $1.32 billion), reflecting investing outflows and net debt repayments. Operating cash flow was $41.7 million; investing used $1.07 billion; financing used $254.0 million.
Shares outstanding were 127,321,390 Class A as of October 17, 2025. Dividends payable were $31.4 million. Accumulated other comprehensive income improved, driven by unrealized gains on available-for-sale securities.
Ladder Capital Corp filed a Form 8-K reporting that it issued a press release on October 23, 2025 disclosing financial results for the quarter ended September 30, 2025. The press release is furnished as Exhibit 99.1 and, as stated, is not deemed “filed” for purposes of Section 18 of the Exchange Act nor incorporated by reference under the Securities Act unless specifically referenced. The filing lists the Class A common stock trading on the NYSE under the symbol LADR.
Ladder Capital Corp (LADR) reported an insider transaction by its Chief Accounting Officer, Anthony V. Esposito. On 10/15/2025, he acquired 59.022 shares of Class A Common Stock through an automatic dividend reinvestment plan at $10.79 per share.
Following this transaction, Esposito’s directly held stake stands at 45,651.022 shares. The filing indicates a routine reinvestment activity rather than a market purchase program.
Ladder Capital Finance Holdings and Ladder Capital Finance Corporation are offering $500 million of 5.500% Senior Notes due 2030. The notes will be fully guaranteed by Ladder Capital Corp and will pay interest semi-annually starting February 1, 2026.
Key offering details:
- Public offering price: 99.858% ($499.29 million)
- Maturity date: August 1, 2030
- Notes will be unsecured and rank equally with other unsecured unsubordinated debt
- Effectively subordinated to secured debt and structurally subordinated to subsidiary obligations
The offering is being managed by multiple leading investment banks including J.P. Morgan, Wells Fargo Securities, BofA Securities, and Societe Generale as joint book-running managers. The notes will be delivered through DTC, Clearstream, and Euroclear systems on July 3, 2025. No established trading market exists for these notes, and the issuers do not plan to list them on any exchange.