Here are the 10-K annual reports from Landmark Bancorp Inc (LARK) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow LARK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LARK filings page.
Landmark Bancorp, Inc. reports solid 2025 results, driven by loan growth and wider spreads. As of December 31, 2025, the company had approximately $1.6 billion in consolidated total assets and operated 29 branches across 23 Kansas communities plus a loan production office in Kansas City, Missouri.
Net interest income rose to $55.7 million, with the net interest margin improving to 3.86%, reflecting higher yields on loans and securities relative to funding costs. Loans totaled $1.11 billion, led by commercial real estate at 35.5% of total loans and one‑to‑four family residential mortgages at 33.8%, supported by demand for variable‑rate mortgages.
The bank maintains a diversified funding base, with non-core or brokered deposits of $108.9 million, or 7.8% of total deposits. Landmark remained well capitalized under Basel III standards and exceeded regulatory capital conservation buffer requirements, giving it flexibility to support lending across its central, eastern, southeast and southwest Kansas markets.