LCNB Corp director Anne E. Krehbiel purchased 1,000 shares of common stock on October 26, 2026. The purchase comprised 495 shares at $19.7925 and 505 shares at $19.7926. After the transaction, she reported direct holdings of 13,122 shares. No Rule 10b5-1 plan is reported.
LCNB Corp. reported third-quarter 2026 net income of $7.3 million, up 5.4% year over year, with diluted earnings per share of $0.51 versus $0.49. Net interest income was $19.7 million versus $18.1 million, and tax-equivalent net interest margin was 3.92% versus 3.57%. For the first nine months, net income was $19.2 million versus $17.5 million and net interest income was $58.3 million versus $52.0 million.
At September 30, 2026, total assets were $2.28 billion, net loans were $1.70 billion and deposits were $1.88 billion. Deposits included the timing of a $50 million public-funds relationship; excluding that deposit, deposits would have declined approximately 0.9% year over year. LCNB paid a $0.22-per-share dividend for the quarter and completed its first $25 million subordinated debt offering.
Nine-month provision for credit losses was $3.1 million versus $426,000, and net charge-offs were $3.5 million versus $287,000. Nonperforming loans were $4.1 million, or 0.24% of total loans, at September 30, 2026, compared with $2.0 million, or 0.12%, a year earlier; the increase was primarily attributable to one commercial real estate loan. Third-quarter non-interest income was $5.3 million, down from $5.7 million.
LCNB Corp. (LCNB) reported a planned leadership transition in its wealth management business. Michael R. Miller, Executive Vice President and Chief Wealth Officer, will retire from both LCNB Corp. and LCNB National Bank effective March 31, 2027. Under his leadership, LCNB Wealth’s assets under management grew from approximately $457 million at year-end 2016 to approximately $1.68 billion at June 30, 2026. As part of the succession plan, Joshua A. Shapiro has been promoted to Director of LCNB Wealth and, effective January 1, 2027, will assume day-to-day responsibility for the Wealth Group, including Trust and Investment Services, reporting to Bradley A. Ruppert, Executive Vice President and Chief Investment Officer, who will provide executive leadership and oversight of the Wealth Group.
LCNB CORP (LCNB) reported that CEO and director Eric J. Meilstrup purchased LCNB Corp Common Stock in the open market. On 2026-08-27 he bought 400 shares at an average price of $19.3415 per share, consisting of 371 shares at $19.34 and 29 shares at $19.36. Following this transaction, he directly holds 53,878 shares of LCNB common stock. The Rule 10b5-1 trading plan checkbox was not marked for this transaction.
LCNB CORP (LCNB) filed an amended Form D reporting a completed exempt private offering of securities under Rule 506(b) of Regulation D. The company, an Ohio corporation engaged in commercial banking, sold $25,000,000 of debt securities in this offering.
The total amount remaining to be sold is reported as $0, indicating the full offering amount has been placed. Brean Capital, LLC is listed in the sales compensation section, and reported finders' fees are $0. The date of first sale in the offering is stated as August 7, 2026.
LCNB CORP (LCNB), an Ohio commercial banking corporation, filed a Form D for a private exempt offering of $25,000,000 of debt securities under Regulation D, Rule 506(b). This is a new notice, with the first sale on 2026-08-07, and the total offering amount has been fully sold with $0 remaining. Brean Capital, LLC is identified in the sales compensation section. The issuer reports revenue in the over $100,000,000 range and is offering in multiple U.S. states, including Ohio, Massachusetts, Michigan, and New Jersey.
LCNB CORP (LCNB) reported an initial insider ownership position for director Susan B. Zaunbrecher. The filing lists her as a director and shows direct ownership of 507 shares of LCNB Corp Common Stock as of the reported date. The Form 3 does not report any recent purchase or sale transactions, only her existing holdings.
LCNB Corp. (LCNB) reported governance changes including the appointment of Susan B. Zaunbrecher to the boards of LCNB Corp. and its wholly owned subsidiary, LCNB National Bank, effective August 18, 2026. She will serve as a Class I director with an initial term ending at the 2027 Annual Meeting of Shareholders and will be compensated on the same basis as other non-employee directors.
LCNB and the Bank also entered into Change in Control Agreements with five named executive officers. Upon a qualifying termination in connection with a change in control, Eric J. Meilstrup and Robert C. Haines II are each entitled to a lump-sum severance equal to 250% of Base Compensation, while Andrew Wallace, Michael R. Miller, and Bradley A. Ruppert are each entitled to 150% of Base Compensation, payable within 30 days of a defined trigger event. The agreements run for two years and require the Company to cover the full cost of COBRA health coverage during the specified COBRA Premium Period.
LCNB CORP (LCNB) reported an insider open-market purchase by President Robert C. Haines II. On 2026-08-17, he purchased 500 shares of LCNB Corp Common Stock at $19.75 per share, increasing his direct holdings to 26,728 shares.
LCNB Corp, as an institutional investment manager, filed a Form 13F holdings report. The filing states that it reports all holdings directly, with no other included managers. The information table covers 187 reportable positions with an aggregate value of $325,964,421, rounded to the nearest dollar.
The report is signed by Bradley A. Ruppert, Executive Vice President and Chief Investment Officer, who certifies that the submission is true, correct, and complete.