Every 8-K that Lcnb Corp (LCNB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow LCNB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LCNB filings page.
LCNB Corp. (LCNB) reported governance changes including the appointment of Susan B. Zaunbrecher to the boards of LCNB Corp. and its wholly owned subsidiary, LCNB National Bank, effective August 18, 2026. She will serve as a Class I director with an initial term ending at the 2027 Annual Meeting of Shareholders and will be compensated on the same basis as other non-employee directors.
LCNB and the Bank also entered into Change in Control Agreements with five named executive officers. Upon a qualifying termination in connection with a change in control, Eric J. Meilstrup and Robert C. Haines II are each entitled to a lump-sum severance equal to 250% of Base Compensation, while Andrew Wallace, Michael R. Miller, and Bradley A. Ruppert are each entitled to 150% of Base Compensation, payable within 30 days of a defined trigger event. The agreements run for two years and require the Company to cover the full cost of COBRA health coverage during the specified COBRA Premium Period.
LCNB Corp. states that it intends to use an investor presentation, furnished as Exhibit 99.1, in upcoming meetings with investors and analysts. The disclosed information is furnished under Item 7.01 Regulation FD Disclosure and is not deemed filed under Section 18 or incorporated into other Securities Act or Exchange Act filings unless specifically referenced.
LCNB Corp. entered into subordinated note purchase agreements with qualified institutional buyers and accredited investors and completed a private placement of $25,000,000 aggregate principal amount of 6.50% fixed-to-floating rate subordinated notes due 2036. The transaction relied on the Section 4(a)(2) exemption and Rule 506(b) of Regulation D. The notes are intended to qualify as Tier 2 capital. LCNB plans to use the proceeds for general corporate purposes, including refinancing senior indebtedness and supporting future growth, and disclosed that approximately $8.8 million of existing long-term debt will be repaid.
The subordinated notes mature on August 15, 2036 and initially bear a fixed annual interest rate of 6.50%, payable semi-annually on August 15 and February 15, beginning February 15, 2027. From and including August 15, 2031 to but excluding maturity or earlier redemption, the rate resets quarterly to three‑month Secured Overnight Financing Rate plus 234 basis points, payable quarterly. The company may redeem the notes, in whole or in part, on any interest payment date on or after August 15, 2031, and in whole upon certain specified events, subject to required regulatory approvals. The notes are unsecured, subordinated obligations of LCNB, are not guaranteed by subsidiaries, rank junior to current and future senior indebtedness, and are not redeemable at the option of holders.
LCNB Corp reported record second quarter 2026 results. Net income was $7.5 million versus $5.9 million a year earlier, and earnings per share were $0.53 versus $0.41. Tax‑equivalent net interest margin rose 52 basis points year-over-year to 3.99%, driving record net interest income of $19.8 million, a 12.8% increase. Return on average assets was 1.34%.
Non-interest income for the quarter was $5.4 million, slightly above 2025, as higher fiduciary income offset lower mortgage loan sale gains. Non-interest expense was stable at $15.7 million, with higher compensation, technology and contracted services partly offset by lower intangible amortization, FDIC premiums and merger-related costs.
Total assets were $2.22 billion, down 3.6% from June 30, 2025, and net loans were $1.69 billion, down 0.9%. Deposits declined 5.2% to $1.82 billion, reflecting strategic runoff of higher-cost time deposits. Tangible book value per share increased 10.4% year-over-year to $12.90, and total assets managed reached $4.25 billion. Asset quality remained solid, though six‑month net charge-offs rose to $2.7 million, largely from two logistics-sector credits, and nonperforming loans were $5.8 million, or 0.34% of total loans.
LCNB Corp. reported results of its annual shareholder meeting held on April 27, 2026. Shareholders elected four Class III directors, with support ranging from 7,511,322 to 7,693,155 votes "for" each nominee and 2,991,146 broker non-votes recorded on the director proposals.
Shareholders also approved, on an advisory basis, the compensation of LCNB’s named executive officers, with 7,082,511 votes "for", 412,126 "against" and 363,847 "abstain", plus 2,991,146 broker non-votes. In addition, they ratified the appointment of Plante & Moran, PLLC as LCNB’s independent registered accounting firm, with 10,679,369 votes "for", 71,764 "against" and 98,497 "abstain".
LCNB Corp. reported first quarter 2026 net income of $4.4 million, slightly below $4.6 million a year earlier, as higher credit costs offset stronger core performance. Earnings were $0.31 per diluted share, compared to $0.33 in 2025.
Tax‑equivalent net interest margin rose to 3.83% from 3.25%, driving record net interest income of $18.8 million, up 15.6% year-over-year. Pre‑tax, pre‑provision income increased 34.1% to $7.7 million, reflecting disciplined expenses and improved asset yields.
Credit costs rose sharply: the provision for credit losses was $2.3 million versus $197,000 a year ago, and net charge‑offs were $2.7 million, mainly from two logistics‑sector loans. Even so, nonperforming loans fell to 0.20% of total loans, and the allowance for credit losses increased to $13.4 million. Book value per share grew 6.0% to $19.36, while tangible book value per share rose 10.7% to $12.55. LCNB Wealth Management reached a record $1.57 billion of assets, producing $2.5 million of fiduciary income.
LCNB Corp. filed a current report stating that it plans to use an investor presentation, furnished as Exhibit 99.1, in upcoming meetings with investors and analysts. The company notes that this material is provided under Regulation FD and is treated as "furnished," not "filed," meaning it is not automatically subject to certain Exchange Act liabilities or incorporated into other securities filings unless specifically referenced.
LCNB Corp. filed a current report to share its latest annual results with the market. The company issued an earnings release covering its financial performance for the twelve months ended December 31, 2025. The report furnishes the earnings press release as Exhibit 99.1 and unaudited financial highlights as Exhibit 99.2 under Items 2.02 and 7.01. This 8-K serves primarily as a disclosure vehicle, directing investors to the attached materials for detailed numbers and analysis.
LCNB Corp. filed a Form 8-K to share information it plans to use in upcoming meetings with investors and analysts. The company is furnishing an investor presentation as Exhibit 99.1 under Item 7.01, Regulation FD Disclosure, so all market participants can access the same materials.
The company states that this Exhibit 99.1 information is being furnished, not filed, meaning it is not subject to liability under Section 18 of the Exchange Act and is not automatically incorporated into other securities filings unless specifically referenced later.
LCNB Corp. furnished an earnings release under Items 2.02 and 7.01 on October 22, 2025, announcing financial results for the nine months ended September 30, 2025. The company attached an earnings press release and unaudited financial highlights as Exhibits 99.1 and 99.2.
LCNB’s common stock trades on NASDAQ under the symbol LCNB. The report was signed by Chief Financial Officer Andrew Wallace.
LCNB Corp. reported a board change. On October 15, 2025, Robert A. Bedinghaus resigned from the Boards of Directors of LCNB Corp. and LCNB National Bank, and from the Trust Committee. The company stated he stepped down for personal and family-related reasons and not due to any disagreement regarding operations, policies, or practices. LCNB thanked Mr. Bedinghaus for his service and filed a related press release as Exhibit 99.1.
LCNB Corp. reported several executive leadership promotions effective at the close of business on October 8, 2025, as part of its succession plan. Robert Haines II, previously Chief Financial Officer since 2008, has been appointed President while Eric Meilstrup remains Chief Executive Officer. Haines will continue to participate in the executive incentive plans described in the company’s most recent definitive proxy statement.
Andrew Wallace, formerly SVP of Accounting and Finance, has been promoted to Chief Financial Officer. Patricia Walter, who joined through the EAGLE.bank acquisition, has been named Chief Risk Officer, and Susan Kelley has been promoted to SVP and Chief Accounting Officer. Wallace, Walter and Kelley will participate in the executive or senior vice president incentive plans referenced in the latest definitive proxy statement. A press release detailing these changes is included as an exhibit.