Who signed the LCNB (LCNB) Form 8-K related to the investor materials?

The Form 8-K was signed on behalf of LCNB Corp. by Andrew M. Wallace, CPA, the company’s Chief Financial Officer. His signature confirms the company’s authorization of the furnished disclosure and attached Exhibit 99.1 materials.

LCNB Corp furnishes investor presentation materials

Q: Why is LCNB (LCNB) providing Exhibit 99.1 to investors and analysts?

LCNB plans to use the Exhibit 99.1 materials in upcoming investor and analyst meetings. By furnishing the presentation through an 8-K, the company makes the same information available to all market participants at the same time.

Q: How is the Exhibit 99.1 information treated under securities laws for LCNB (LCNB)?

LCNB states the Exhibit 99.1 information is furnished, not filed. This means it is not subject to Section 18 liability under the Exchange Act and is only incorporated into other filings if specifically referenced later.

Q: Which 8-K item did LCNB (LCNB) use for this disclosure?

LCNB used Item 7.01, Regulation FD Disclosure, for this Form 8-K. This item is typically used when companies share information such as investor presentations to ensure fair disclosure to the broader market.

LCNB Corp. filed a Form 8-K to share information it plans to use in upcoming meetings with investors and analysts.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

8-K

Rhea-AI Filing Summary

LCNB Corp. filed a Form 8-K to share information it plans to use in upcoming meetings with investors and analysts. The company is furnishing an investor presentation as Exhibit 99.1 under Item 7.01, Regulation FD Disclosure, so all market participants can access the same materials.

The company states that this Exhibit 99.1 information is being furnished, not filed, meaning it is not subject to liability under Section 18 of the Exchange Act and is not automatically incorporated into other securities filings unless specifically referenced later.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did LCNB (LCNB) disclose in its latest Form 8-K?

LCNB filed a Form 8-K to furnish an investor presentation as Exhibit 99.1. The materials will be used in upcoming meetings with investors and analysts and are provided under Item 7.01 Regulation FD Disclosure for broad market access.

Why is LCNB (LCNB) providing Exhibit 99.1 to investors and analysts?

LCNB plans to use the Exhibit 99.1 materials in upcoming investor and analyst meetings. By furnishing the presentation through an 8-K, the company makes the same information available to all market participants at the same time.

How is the Exhibit 99.1 information treated under securities laws for LCNB (LCNB)?

LCNB states the Exhibit 99.1 information is furnished, not filed. This means it is not subject to Section 18 liability under the Exchange Act and is only incorporated into other filings if specifically referenced later.

Which 8-K item did LCNB (LCNB) use for this disclosure?

LCNB used Item 7.01, Regulation FD Disclosure, for this Form 8-K. This item is typically used when companies share information such as investor presentations to ensure fair disclosure to the broader market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 11/03/2025 - 05:00 PM EST

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 3, 2025

LCNB CORP.

(Exact name of Registrant as specified in its Charter)

Ohio	001-35292	31-1626393
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer Identification Number)

2 North Broadway, Lebanon, Ohio 45036

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (513) 932-1414

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, No Par Value		LCNB		NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

LCNB Corp. (NASDAQ: LCNB) intends to use the materials furnished herewith as Exhibit 99.1 and incorporated herein by reference in upcoming meetings with investors/analysts.

The information in this Current Report on Form 8-K is being furnished under Item 7.01 and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities and Exchange Act of 1934 (the "Exchange Act") or otherwise subject to the liabilities of such section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Description

99.1	LCNB Corp Investor/Analyst Presentation November 3, 2025

104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	LCNB CORP.


Date: November 3, 2025	By: /s/ Andrew M. Wallace
		Andrew M. Wallace, CPA Chief Financial Officer

Source: View Original Filing on SEC EDGAR